{"id":7997,"date":"2026-02-16T17:58:09","date_gmt":"2026-02-16T08:58:09","guid":{"rendered":"https:\/\/www.randcins.jp\/hoken\/?p=7997"},"modified":"2026-02-16T17:58:13","modified_gmt":"2026-02-16T08:58:13","slug":"lump-sum-payment","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/lump-sum-payment\/","title":{"rendered":"\u5909\u984d\u4fdd\u967a\u306e\u4fdd\u967a\u6599\u3092\u4e00\u6642\u6255\u3044\u306b\u3059\u308b\u306e\u306f\u304a\u5f97\uff1f\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u306f\uff1f"},"content":{"rendered":"<p>\u5909\u984d\u4fdd\u967a\u306e\u6255\u3044\u8fbc\u307f\u65b9\u3068\u3057\u3066\u3001\u4e00\u6642\u6255\u3044\u3001\u6708\u6255\u3001\u534a\u5e74\u6255\u3001\u5e74\u6255\u3001\u524d\u7d0d\u3001\u4e00\u62ec\u6255\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><strong>\u305d\u306e\u4e2d\u3067\u3082\u3001\u4e00\u6642\u6255\u3044\u306e\u5909\u984d\u4fdd\u967a\u3068\u306f\u3001\u4fdd\u967a\u5951\u7d04\u6642\u306b\u305d\u306e\u5f8c\u306b\u6255\u3044\u8fbc\u3080\u4e88\u5b9a\u306e\u5168\u3066\u306e\u671f\u9593\u306e\u4fdd\u967a\u6599\u3092\u3001\u307e\u3068\u3081\u3066\u4e00\u62ec\u3067\u652f\u6255\u3046\u65b9\u6cd5\u3067\u3059\u3002<\/strong><\/p>\n<p><span 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href=\"#rtoc-8\">\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af\u304c\u3042\u308b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-9\">\u9014\u4e2d\u3067\u8cc7\u91d1\u3092\u5f15\u304d\u51fa\u3057\u306b\u304f\u3044<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-10\">\u624b\u6570\u6599\u3084\u30b3\u30b9\u30c8\u304c\u304b\u304b\u308b<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-11\">\u5909\u984d\u4fdd\u967a\u3092\u9078\u3076\u969b\u306e\u30dd\u30a4\u30f3\u30c8<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-12\">\u7279\u5225\u52d8\u5b9a\uff08\u30d5\u30a1\u30f3\u30c9\uff09\u304c\u4f55\u7a2e\u985e\u3042\u308b\u304b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-13\">\u624b\u6570\u6599\u30fb\u30b3\u30b9\u30c8\u306f\u3069\u306e\u304f\u3089\u3044\u304b\u304b\u308b\u306e\u304b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-14\">\u4fdd\u969c\u671f\u9593\u3092\u78ba\u8a8d\u3059\u308b<\/a><\/li><\/ul><\/li><li 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d--bold\">\u5909\u984d\u4fdd\u967a\u3092\u4e00\u6642\u6255\u3044\u306b\u3059\u308b\u30e1\u30ea\u30c3\u30c8<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7957\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2026\/02\/339504838.jpg\" alt=\"\u5909\u984d\u4fdd\u967a\u3092\u4e00\u6642\u6255\u3044\u306b\u3059\u308b\u30e1\u30ea\u30c3\u30c8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u3092\u4e00\u6642\u6255\u3044\u3092\u3059\u308b\u3053\u3068\u3067\u5f97\u3089\u308c\u308b\u4e3b\u306a\u30e1\u30ea\u30c3\u30c8\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-4\"  class=\"we-block-heading jinr-heading 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class=\"marker-line\">\u5909\u984d\u4fdd\u967a\u306e\u5951\u7d04\u6642\u306b\u6b7b\u4ea1\u4fdd\u967a\u91d1\u53d7\u53d6\u4eba\u3068\u3057\u3066\u6307\u5b9a\u3057\u305f\u4eba\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u907a\u7523\u5206\u5272\u5354\u8b70\u306e\u5bfe\u8c61\u5916\u3068\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u305f\u3060\u3057\u3001\u305d\u306e\u6b7b\u4ea1\u4fdd\u967a\u91d1\u306e\u984d\u304c\u307b\u304b\u306e\u76f8\u7d9a\u4eba\u3068\u306e\u9593\u306b\u304a\u3044\u3066\u8457\u3057\u304f\u4e0d\u516c\u5e73\u3060\u3068\u5224\u65ad\u3055\u308c\u305f\u5834\u5408\u3001\u53d7\u53d6\u4eba\u500b\u4eba\u306e\u56fa\u6709\u8ca1\u7523\u3068\u307f\u306a\u3055\u308c\u306a\u3044\u5834\u5408\u3082\u3042\u308b\u305f\u3081\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u8a73\u3057\u3044\u3053\u3068\u306f\u4fdd\u967a\u306b\u8a73\u3057\u3044FP\u306b\u76f8\u8ac7\u3059\u308b\u306e\u3082\u4e00\u3064\u306e\u624b\u3067\u3059\u3002<\/p>\n<section class=\"wp-block-jinr-blocks-simplebox b--jinr-block-container\">\n<div class=\"b--jinr-block b--jinr-box d--simple-box5  \">\n<div class=\"c--simple-box-inner\">\n<div class=\"btn01\">\n<div class=\"btn01_top\">\u81ea\u5206\u306b\u6700\u9069\u306a\u4fdd\u967a\u9078\u3073\u3092\u3059\u308b\u306a\u3089\uff01<\/div>\n<p><a href=\"https:\/\/www.randcins.jp\/hoken\/lp-online\/\" target=\"_blank\" rel=\"noopener noreferrer\" onclick=\"gtag('event','btnclick',{'click_category':'\/7997\/','btn_position':'\/7997\/-\u4fdd\u967a\u76f8\u8ac7'});\">\u30aa\u30f3\u30e9\u30a4\u30f3\u3082OK!\u7121\u6599\u4fdd\u967a\u76f8\u8ac7\u3092\u7533\u3057\u8fbc\u3080<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<h2 id=\"rtoc-7\"  class=\"we-block-heading jinr-heading d--bold\">\u4e00\u6642\u6255\u3044\u306b\u3059\u308b\u30c7\u30e1\u30ea\u30c3\u30c8<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7426\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/11\/242419243-min.jpeg\" alt=\"\u4e00\u6642\u6255\u3044\u306b\u3059\u308b\u30c7\u30e1\u30ea\u30c3\u30c8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u4e00\u6642\u6255\u3044\u306e\u5909\u984d\u4fdd\u967a\u306b\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u4ed5\u7d44\u307f\u3092\u5341\u5206\u306b\u7406\u89e3\u305b\u305a\u306b\u4e00\u6642\u6255\u3044\u3092\u3059\u308b\u3068\u3001\u60f3\u5b9a\u5916\u306e\u30ea\u30b9\u30af\u3092\u62b1\u3048\u308b\u3053\u3068\u3082\u3042\u308b\u305f\u3081\u3001\u4e8b\u524d\u306b\u4e00\u6642\u6255\u3044\u306b\u3088\u308b\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u628a\u63e1\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<h3 id=\"rtoc-8\"  class=\"we-block-heading jinr-heading d--bold\">\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af\u304c\u3042\u308b<\/h3>\n<p><span class=\"marker-line\">\u4e00\u6642\u6255\u3044\u306e\u5909\u984d\u4fdd\u967a\u306f\u3001\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af\u304c\u3042\u308b\u70b9\u304c\u5927\u304d\u306a\u30c7\u30e1\u30ea\u30c3\u30c8\u3067\u3001\u904b\u7528\u6210\u7e3e\u306b\u3088\u3063\u3066\u306f\u5143\u672c\u5272\u308c\u3059\u308b\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u5909\u984d\u4fdd\u967a\u306e\u5546\u54c1\u306b\u3088\u3063\u3066\u306f\u3001\u6b7b\u4ea1\u4fdd\u967a\u91d1\u306b\u306f\u5143\u672c\u4fdd\u8a3c\u304c\u4ed8\u3044\u3066\u3044\u3066\u5143\u672c\u5272\u308c\u3078\u306e\u5bfe\u7b56\u304c\u53d6\u3089\u308c\u3066\u3044\u308b\u5546\u54c1\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u4f55\u4e8b\u3082\u306a\u304b\u3063\u305f\u6642\u306b\u6e80\u671f\u306b\u306a\u308b\u3068\u652f\u6255\u308f\u308c\u308b\u6e80\u671f\u4fdd\u967a\u91d1\u3001\u9014\u4e2d\u3067\u89e3\u7d04\u3059\u308b\u3068\u652f\u6255\u308f\u308c\u308b\u89e3\u7d04\u8fd4\u623b\u91d1\u306b\u306f\u5143\u672c\u4fdd\u8a3c\u304c\u3064\u3044\u3066\u3044\u306a\u3044\u5546\u54c1\u3082\u3042\u308b\u305f\u3081\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u7a2e\u985e<\/th>\n<th>\u5143\u672c\u4fdd\u8a3c<\/th>\n<\/tr>\n<tr>\n<td>\u6b7b\u4ea1\u4fdd\u967a\u91d1<\/td>\n<td>\u3042\u308b\u5546\u54c1\u304c\u591a\u3044<\/td>\n<\/tr>\n<tr>\n<td>\u6e80\u671f\u4fdd\u967a\u91d1\u30fb\u89e3\u7d04\u8fd4\u623b\u91d1<\/td>\n<td>\u306a\u3044\u5546\u54c1\u304c\u591a\u3044<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 id=\"rtoc-9\"  class=\"we-block-heading jinr-heading d--bold\">\u9014\u4e2d\u3067\u8cc7\u91d1\u3092\u5f15\u304d\u51fa\u3057\u306b\u304f\u3044<\/h3>\n<p><span class=\"marker-line\">\u4e00\u6642\u6255\u3044\u306e\u5909\u984d\u4fdd\u967a\u306f\u3001\u57fa\u672c\u7684\u306b\u9577\u671f\u904b\u7528\u3092\u524d\u63d0\u3068\u3057\u3066\u3044\u308b\u5546\u54c1\u3067\u3042\u308b\u305f\u3081\u3001\u5fc5\u8981\u306b\u306a\u3063\u305f\u3068\u304d\u306b\u81ea\u7531\u306b\u8cc7\u91d1\u3092\u5f15\u304d\u51fa\u3059\u3053\u3068\u3092\u76ee\u7684\u3068\u306f\u3057\u3066\u3044\u307e\u305b\u3093\u3002<\/span><\/p>\n<p>\u89e3\u7d04\u3059\u308b\u30680\u306b\u306a\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u89e3\u7d04\u8fd4\u623b\u91d1\u3068\u3057\u3066\u304a\u91d1\u3092\u53d7\u3051\u53d6\u308c\u307e\u3059\u304c\u3001\u77ed\u671f\u9593\u3067\u306e\u89e3\u7d04\u3068\u306a\u308b\u3068\u904b\u7528\u306b\u3088\u308b\u6210\u679c\u3092\u53d7\u3051\u306b\u304f\u304f\u3001\u5143\u672c\u5272\u308c\u3068\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n<p>\u6025\u306a\u8cc7\u91d1\u9700\u8981\u306b\u5099\u3048\u308b\u7528\u9014\u306b\u306f\u5411\u304b\u306a\u3044\u305f\u3081\u3001\u4e00\u6642\u6255\u3044\u3092\u9078\u629e\u3059\u308b\u5834\u5408\u306b\u306f\u751f\u6d3b\u8cbb\u3084\u7dca\u6025\u8cc7\u91d1\u3068\u306f\u5206\u3051\u3066\u3001\u4f59\u88d5\u8cc7\u91d1\u3067\u6d3b\u7528\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 id=\"rtoc-10\"  class=\"we-block-heading jinr-heading d--bold\">\u624b\u6570\u6599\u3084\u30b3\u30b9\u30c8\u304c\u304b\u304b\u308b<\/h3>\n<p>\u4e00\u6642\u6255\u3044\u306e\u5909\u984d\u4fdd\u967a\u306b\u306f\u3001\u624b\u6570\u6599\u3084\u5404\u7a2e\u30b3\u30b9\u30c8\u304c\u304b\u304b\u308b\u70b9\u3082\u30c7\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u5909\u984d\u4fdd\u967a\u306f\u3001\u4fdd\u967a\u95a2\u4fc2\u8cbb\u7528\u3084\u7279\u5225\u52d8\u5b9a\u306e\u904b\u7528\u7ba1\u7406\u8cbb\u7528\u306a\u3069\u304c\u304b\u304b\u308a\u3001\u5909\u984d\u4fdd\u967a\u306e\u904b\u7528\u6210\u679c\u306b\u95a2\u308f\u3089\u305a\u5dee\u3057\u5f15\u304b\u308c\u307e\u3059\u3002<\/span><\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u5909\u984d\u4fdd\u967a\u306e\u904b\u7528\u304c\u601d\u3046\u3088\u3046\u306b\u3044\u304b\u306a\u304b\u3063\u305f\u5834\u5408\u3001\u624b\u6570\u6599\u306e\u8ca0\u62c5\u304c\u91cd\u304f\u611f\u3058\u3089\u308c\u308b\u3053\u3068\u304c\u3042\u308b\u305f\u3081\u3001\u52a0\u5165\u524d\u306b\u5185\u5bb9\u3092\u78ba\u8a8d\u3057\u3066\u304a\u304f\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<h2 id=\"rtoc-11\"  class=\"we-block-heading jinr-heading d--bold\">\u5909\u984d\u4fdd\u967a\u3092\u9078\u3076\u969b\u306e\u30dd\u30a4\u30f3\u30c8<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7955\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2026\/02\/758011626.jpg\" alt=\"\u5909\u984d\u4fdd\u967a\u3092\u9078\u3076\u969b\u306e\u30dd\u30a4\u30f3\u30c8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u4e00\u6642\u6255\u3044\u306e\u5909\u984d\u4fdd\u967a\u3092\u9078\u3076\u969b\u306f\u3001\u30e1\u30ea\u30c3\u30c8\u3060\u3051\u3067\u306a\u304f\u30ea\u30b9\u30af\u3084\u5546\u54c1\u5185\u5bb9\u3092\u5341\u5206\u306b\u7406\u89e3\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u7279\u306b\u6b21\u306e\u30dd\u30a4\u30f3\u30c8\u306f\u91cd\u70b9\u7684\u306b\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 id=\"rtoc-12\"  class=\"we-block-heading jinr-heading d--bold\">\u7279\u5225\u52d8\u5b9a\uff08\u30d5\u30a1\u30f3\u30c9\uff09\u304c\u4f55\u7a2e\u985e\u3042\u308b\u304b<\/h3>\n<p>\u5909\u984d\u4fdd\u967a\u306e\u7279\u5225\u52d8\u5b9a\uff08\u30d5\u30a1\u30f3\u30c9\uff09\u306e\u6570\u306f\u3001\u5909\u984d\u4fdd\u967a\u306e\u5546\u54c1\u306e\u7a2e\u985e\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u7279\u5225\u52d8\u5b9a(\u30d5\u30a1\u30f3\u30c9)\u3068\u306f\u3001\u6295\u8cc7\u5148\u306e\u3053\u3068\u3092\u6307\u3057\u3066\u3044\u3066\u3001\u305d\u308c\u305e\u308c\u30ea\u30b9\u30af\u5185\u5bb9\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u5951\u7d04\u8005\u304c\u904b\u7528\u30ea\u30b9\u30af\u3092\u53d6\u308c\u308b\u306e\u304b\u3001\u3042\u307e\u308a\u30ea\u30b9\u30af\u3092\u53d6\u3089\u305a\u306b\u904b\u7528\u3057\u305f\u3044\u306e\u304b\u306b\u3088\u3063\u3066\u3082\u9078\u629e\u80a2\u304c\u5909\u308f\u308b\u305f\u3081\u3001\u7279\u5225\u52d8\u5b9a\u306e\u6570\u306f\u91cd\u8981\u306b\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<div class=\"scroll-table\">\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th style=\"text-align: left;\">\u682a\u5f0f\u578b<\/th>\n<td style=\"text-align: left;\">\u56fd\u5185\u5916\u306e\u682a\u5f0f\u3092\u4e2d\u5fc3\u306b\u904b\u7528\u3059\u308b\u30bf\u30a4\u30d7\u3067\u3059\u3002\u5024\u52d5\u304d\u306f\u5927\u304d\u3044\u3082\u306e\u306e\u3001\u9ad8\u3044\u30ea\u30bf\u30fc\u30f3\u304c\u671f\u5f85\u3067\u304d\u3001\u9577\u671f\u306e\u8cc7\u7523\u5f62\u6210\u5411\u304d\u3068\u3044\u3048\u307e\u3059\u3002<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\">\u50b5\u5238\u578b<\/th>\n<td style=\"text-align: left;\">\u56fd\u50b5\u3084\u793e\u50b5\u306a\u3069\u3092\u4e2d\u5fc3\u306b\u904b\u7528\u3057\u307e\u3059\u3002\u682a\u5f0f\u578b\u306b\u6bd4\u3079\u3066\u5024\u52d5\u304d\u306f\u6bd4\u8f03\u7684\u7a4f\u3084\u304b\u3067\u3001\u5b89\u5b9a\u6027\u3092\u91cd\u8996\u3059\u308b\u4eba\u306b\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\">\u30d0\u30e9\u30f3\u30b9\u578b<\/th>\n<td style=\"text-align: left;\">\u682a\u5f0f\u3068\u50b5\u5238\u3092\u7d44\u307f\u5408\u308f\u305b\u3066\u904b\u7528\u3059\u308b\u30bf\u30a4\u30d7\u3067\u3059\u3002\u30ea\u30b9\u30af\u3068\u30ea\u30bf\u30fc\u30f3\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308a\u305f\u3044\u4eba\u306b\u9069\u3057\u3066\u3044\u307e\u3059\u3002<\/td>\n<\/tr>\n<tr>\n<th style=\"text-align: left;\">\u56fd\u5185\u578b\u30fb\u6d77\u5916\u578b<\/th>\n<td style=\"text-align: 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