{"id":7912,"date":"2026-01-29T18:46:45","date_gmt":"2026-01-29T09:46:45","guid":{"rendered":"https:\/\/www.randcins.jp\/hoken\/?p=7912"},"modified":"2026-01-29T18:46:48","modified_gmt":"2026-01-29T09:46:48","slug":"substitute","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/","title":{"rendered":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b"},"content":{"rendered":"<p>\u5b50\u3069\u3082\u306e\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306e\u65b9\u6cd5\u3068\u3057\u3066\u306f\u3001\u5b66\u8cc7\u4fdd\u967a\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n<p><strong>\u3057\u304b\u3057\u3001\u6700\u8fd1\u3067\u306f\u300c\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\u306a\u306e\u3067\u306f\uff1f\u300d\u3068\u60a9\u3080\u65b9\u3082\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\n<p>\u8fd4\u623b\u7387\u306e\u4f4e\u4e0b\u3084\u30a4\u30f3\u30d5\u30ec\u3078\u306e\u4e0d\u5b89\u304b\u3089\u3001\u3088\u308a\u52b9\u7387\u3088\u304f\u8cc7\u7523\u5f62\u6210\u3067\u304d\u308b\u65b9\u6cd5\u3092\u63a2\u3057\u3066\u3044\u308b\u65b9\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p><span class=\"marker-line\">\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5b66\u8cc7\u4fdd\u967a\u3068\u5909\u984d\u4fdd\u967a\u3092\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306e\u8996\u70b9\u304b\u3089\u6bd4\u8f03\u3057\u3001\u3069\u3061\u3089\u304c\u3069\u3093\u306a\u5bb6\u5ead\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u304b\u3092\u308f\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/span><\/p>\n<p><strong>\u5b66\u8cc7\u4fdd\u967a\u3092\u7d9a\u3051\u308b\u3079\u304d\u304b\u3001\u5909\u984d\u4fdd\u967a\u3092\u4ee3\u308f\u308a\u306b\u691c\u8a0e\u3059\u3079\u304d\u304b\u8ff7\u3063\u3066\u3044\u308b\u65b9\u306f\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/strong><\/p>\n<div id=\"rtoc-mokuji-wrapper\" class=\"rtoc-mokuji-content frame2 preset1 animation-fade rtoc_close default\" data-id=\"7912\" data-theme=\"JIN:R child\">\n\t\t\t<div id=\"rtoc-mokuji-title\" class=\" rtoc_center\">\n\t\t\t<button class=\"rtoc_open_close rtoc_close\"><\/button>\n\t\t\t<span>\u76ee\u6b21<\/span>\n\t\t\t<\/div><ol class=\"rtoc-mokuji decimal_ol level-1\"><li class=\"rtoc-item\"><a href=\"#rtoc-1\">\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u306e\u57fa\u672c\u3092\u7406\u89e3\u3057\u3088\u3046<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-2\">\u5909\u984d\u4fdd\u967a\uff1a\u904b\u7528\u3057\u306a\u304c\u3089\u4fdd\u969c\u3092\u6301\u3064\u4fdd\u967a<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-3\">\u5b66\u8cc7\u4fdd\u967a\uff1a\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u305f\u3081\u306e\u4fdd\u967a<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-4\">\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u306e\u9055\u3044\u3092\u6bd4\u8f03<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-5\">\u2460 \u76ee\u7684\u306e\u9055\u3044<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-6\">\u2461 \u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u306e\u4ed5\u7d44\u307f<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-7\">\u2462 \u5143\u672c\u5272\u308c\u30ea\u30b9\u30af\u306e\u6709\u7121<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-8\">\u2463 \u4fdd\u8b77\u8005\u306b\u4e07\u304c\u4e00\u304c\u3042\u3063\u305f\u5834\u5408<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-9\">\u2464 \u30a4\u30f3\u30d5\u30ec\u3078\u306e\u5f37\u3055<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-10\">\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u306f\u3069\u3061\u3089\u304c\u5411\u3044\u3066\u3044\u308b\uff1f<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-11\">\u5909\u984d\u4fdd\u967a\uff1a<strong>\u9577\u671f\u7684\u306a\u8cc7\u7523\u5f62\u6210\u3092\u91cd\u8996\u3057\u305f\u3044\u4eba<\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-12\">\u5b66\u8cc7\u4fdd\u967a\uff1a<strong>\u78ba\u5b9f\u6027\u3068\u5b89\u5fc3\u611f\u3092\u91cd\u8996\u3057\u305f\u3044\u4eba<\/strong><\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-13\">\u4f75\u7528\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u3042\u308a<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-14\">\u8a18\u4e8b\u306e\u307e\u3068\u3081\uff1a\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306f\u5bb6\u5ead\u306e\u8003\u3048\u65b9\u3067\u9078\u307c\u3046<\/a><\/li><\/ol><\/div><h2 id=\"rtoc-1\"  class=\"we-block-heading jinr-heading d--bold\">\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u306e\u57fa\u672c\u3092\u7406\u89e3\u3057\u3088\u3046<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7023\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/10\/734406744-min.jpeg\" alt=\"\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u306e\u57fa\u672c\u3092\u7406\u89e3\u3057\u3088\u3046\" width=\"768\" height=\"512\" \/><\/p>\n<p><span class=\"marker-line\">\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u65b9\u6cd5\u3068\u3057\u3066\u3001\u8fd1\u5e74\u3088\u304f\u6bd4\u8f03\u3055\u308c\u3066\u3044\u308b\u306e\u304c\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u3067\u3059\u3002<\/span><\/p>\n<p>\u3069\u3061\u3089\u3082\u5b50\u3069\u3082\u306e\u9032\u5b66\u306b\u5099\u3048\u308b\u4fdd\u967a\u5546\u54c1\u3067\u3059\u304c\u3001\u4ed5\u7d44\u307f\u3084\u304a\u91d1\u306e\u5897\u3048\u65b9\u306b\u306f\u5927\u304d\u306a\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305a\u306f\u3001\u305d\u308c\u305e\u308c\u306e\u57fa\u672c\u3092\u62bc\u3055\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 id=\"rtoc-2\"  class=\"we-block-heading jinr-heading d--bold\">\u5909\u984d\u4fdd\u967a\uff1a\u904b\u7528\u3057\u306a\u304c\u3089\u4fdd\u969c\u3092\u6301\u3064\u4fdd\u967a<\/h3>\n<p><span class=\"marker-line\">\u5909\u984d\u4fdd\u967a\u3068\u306f\u3001\u4fdd\u967a\u6599\u306e\u4e00\u90e8\u3092\u682a\u5f0f\u3084\u50b5\u5238\u306a\u3069\u3067\u904b\u7528\u3057\u3001\u305d\u306e\u904b\u7528\u6210\u679c\u306b\u3088\u3063\u3066\u5c06\u6765\u53d7\u3051\u53d6\u308c\u308b\u4fdd\u967a\u91d1\u3084\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u5909\u52d5\u3059\u308b\u4fdd\u967a\u3067\u3059\u3002<\/span><\/p>\n<p>\u4fdd\u969c\u3092\u6301\u3061\u306a\u304c\u3089\u8cc7\u7523\u904b\u7528\u304c\u3067\u304d\u308b\u70b9\u304c\u7279\u5fb4\u3067\u3001\u8fd1\u5e74\u306e\u30a4\u30f3\u30d5\u30ec\u304b\u3089\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306e\u9078\u629e\u80a2\u3068\u3057\u3066\u5229\u7528\u3059\u308b\u65b9\u3082\u591a\u3044\u751f\u547d\u4fdd\u967a\u5546\u54c1\u3067\u3059\u3002<\/p>\n<p>\u5909\u984d\u4fdd\u967a\u306e\u6700\u5927\u306e\u7279\u5fb4\u306f\u3001\u904b\u7528\u5b9f\u7e3e\u304c\u826f\u3051\u308c\u3070\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u4ee5\u4e0a\u306e\u91d1\u984d\u3092\u53d7\u3051\u53d6\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u3053\u3068\u3067\u3001\u7279\u306b\u9577\u671f\u3067\u7a4d\u307f\u7acb\u3066\u308b\u5834\u5408\u3001\u6642\u9593\u3092\u5473\u65b9\u306b\u3064\u3051\u3066\u8cc7\u7523\u3092\u5897\u3084\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u30a4\u30f3\u30d5\u30ec\u5bfe\u7b56\u3068\u3057\u3066\u9700\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u591a\u304f\u306e\u5909\u984d\u4fdd\u967a\u306f\u4e07\u304c\u4e00\u306e\u969b\u306b\u306f\u4fdd\u967a\u91d1\u304c\u652f\u6255\u308f\u308c\u3001\u57fa\u672c\u4fdd\u967a\u91d1\u306b\u306f\u5143\u672c\u5272\u308c\u306e\u6700\u4f4e\u4fdd\u8a3c\u304c\u4ed8\u3044\u3066\u3044\u308b\u5546\u54c1\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u3057\u304b\u3057\u3001\u4e2d\u9014\u89e3\u7d04\u8fd4\u623b\u91d1\u3084\u6e80\u671f\u4fdd\u967a\u91d1\u306b\u306f\u6700\u4f4e\u4fdd\u8a3c\u304c\u4ed8\u3044\u3066\u3044\u306a\u3044\u305f\u3081\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/span><\/p>\n<p>\u5358\u306a\u308b\u6295\u8cc7\u3067\u306f\u306a\u304f\u3001\u4fdd\u969c\u3092\u78ba\u4fdd\u3057\u306a\u304c\u3089\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3067\u304d\u308b\u70b9\u304c\u3001\u5909\u984d\u4fdd\u967a\u306a\u3089\u3067\u306f\u306e\u5f37\u307f\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3 id=\"rtoc-3\"  class=\"we-block-heading jinr-heading d--bold\">\u5b66\u8cc7\u4fdd\u967a\uff1a\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u305f\u3081\u306e\u4fdd\u967a<\/h3>\n<p><span class=\"marker-line\">\u5b66\u8cc7\u4fdd\u967a\u306f\u3001\u5b50\u3069\u3082\u306e\u9032\u5b66\u6642\u671f\u306b\u5408\u308f\u305b\u3066\u6559\u80b2\u8cc7\u91d1\u3092\u8a08\u753b\u7684\u306b\u6e96\u5099\u3059\u308b\u305f\u3081\u306b\u7279\u5316\u3057\u305f\u8caf\u84c4\u578b\u4fdd\u967a\u3067\u3059\u3002<\/span><\/p>\n<p>\u5b66\u8cc7\u4fdd\u967a\u306e\u5927\u304d\u306a\u7279\u5fb4\u306f\u3001\u5c06\u6765\u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u304c\u307b\u307c\u78ba\u5b9a\u3057\u3066\u3044\u308b\u70b9\u3067\u3059\u3002<\/p>\n<p>\u5951\u7d04\u6642\u306b\u6e80\u671f\u91d1\u984d\u3084\u795d\u3044\u91d1\u306e\u652f\u7d66\u6642\u671f\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u6559\u80b2\u8cbb\u306e\u898b\u901a\u3057\u3092\u7acb\u3066\u3084\u3059\u304f\u3001\u5b89\u5b9a\u6027\u3092\u91cd\u8996\u3059\u308b\u5bb6\u5ead\u306b\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u307e\u305f\u3001\u5951\u7d04\u8005\u306b\u4e07\u304c\u4e00\u306e\u3053\u3068\u304c\u3042\u3063\u305f\u5834\u5408\u3001\u4ee5\u964d\u306e\u4fdd\u967a\u6599\u652f\u6255\u3044\u304c\u514d\u9664\u3055\u308c\u3001\u6e80\u671f\u91d1\u306f\u4e88\u5b9a\u3069\u304a\u308a\u53d7\u3051\u53d6\u308c\u308b\u5546\u54c1\u304c\u3042\u308b\u70b9\u3082\u9078\u3070\u308c\u308b\u7406\u7531\u306e\u4e00\u3064\u3067\u3059\u3002<\/span><\/p>\n<p>\u4e00\u65b9\u3067\u3001\u4f4e\u91d1\u5229\u74b0\u5883\u306e\u5f71\u97ff\u3092\u53d7\u3051\u3084\u3059\u304f\u3001\u8fd4\u623b\u7387\u304c\u4ee5\u524d\u3088\u308a\u3082\u4e0b\u304c\u3063\u3066\u3044\u308b\u5546\u54c1\u304c\u591a\u3044\u306e\u304c\u73fe\u72b6\u3067\u3042\u308b\u305f\u3081\u3001\u5909\u984d\u4fdd\u967a\u3068\u6bd4\u8f03\u3055\u308c\u308b\u3053\u3068\u304c\u591a\u3044\u7406\u7531\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u5909\u984d\u4fdd\u967a\u306e\u3088\u3046\u306a\u904b\u7528\u30ea\u30b9\u30af\u306f\u907f\u3051\u305f\u3044\u3082\u306e\u306e\u3001\u8a08\u753b\u7684\u306b\u6559\u80b2\u8cbb\u3092\u7a4d\u307f\u7acb\u3066\u305f\u3044\u5834\u5408\u306b\u306f\u5b66\u8cc7\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<h2 id=\"rtoc-4\"  class=\"we-block-heading jinr-heading d--bold\">\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u306e\u9055\u3044\u3092\u6bd4\u8f03<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6964\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/10\/1161653865-min.jpeg\" alt=\"\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u306e\u9055\u3044\u3092\u6bd4\u8f03\" width=\"768\" height=\"432\" srcset=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/10\/1161653865-min.jpeg 768w, https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/10\/1161653865-min-320x180.jpeg 320w, https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/10\/1161653865-min-640x360.jpeg 640w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/p>\n<p>\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u8003\u3048\u308b\u969b\u3001\u591a\u304f\u306e\u4eba\u304c\u60a9\u3080\u306e\u304c\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u306e\u3069\u3061\u3089\u3092\u9078\u3076\u3079\u304d\u304b\u3068\u3044\u3046\u70b9\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u4e21\u8005\u306f\u76ee\u7684\u304c\u4f3c\u3066\u3044\u308b\u4e00\u65b9\u3067\u3001\u4ed5\u7d44\u307f\u3084\u30ea\u30b9\u30af\u3001\u671f\u5f85\u3067\u304d\u308b\u30ea\u30bf\u30fc\u30f3\u306b\u660e\u78ba\u306a\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u91cd\u8981\u306a\u30dd\u30a4\u30f3\u30c8\u3054\u3068\u306b\u9055\u3044\u3092\u6bd4\u8f03\u3057\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 id=\"rtoc-5\"  class=\"we-block-heading jinr-heading d--bold\">\u2460 \u76ee\u7684\u306e\u9055\u3044<\/h3>\n<p><span class=\"marker-line\">\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u3092\u6bd4\u8f03\u3059\u308b\u4e0a\u3067\u307e\u305a\u62bc\u3055\u3048\u3066\u304a\u304d\u305f\u3044\u306e\u304c\u52a0\u5165\u3059\u308b\u76ee\u7684\u306e\u9055\u3044\u3067\u3059\u3002<\/span><\/p>\n<p>\u3069\u3061\u3089\u3082\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u4f7f\u308f\u308c\u307e\u3059\u304c\u3001\u672c\u6765\u306e\u76ee\u7684\u306f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5b66\u8cc7\u4fdd\u967a\u306e\u4e3b\u306a\u76ee\u7684\u306f\u3001\u5b50\u3069\u3082\u306e\u9032\u5b66\u6642\u671f\u306b\u5408\u308f\u305b\u3066\u78ba\u5b9f\u306b\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u5c06\u6765\u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u304c\u3042\u3089\u304b\u3058\u3081\u6c7a\u307e\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u5927\u5b66\u9032\u5b66\u306a\u3069\u3067\u5fc5\u8981\u3068\u306a\u308b\u8cc7\u91d1\u8a08\u753b\u3092\u7acb\u3066\u3084\u3059\u304f\u3001\u300c\u8caf\u3081\u308b\u3053\u3068\u300d\u3092\u91cd\u8996\u3057\u305f\u4fdd\u967a\u3068\u3044\u3048\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u5909\u984d\u4fdd\u967a\u306f\u4fdd\u969c\u3092\u6301\u3061\u306a\u304c\u3089\u8cc7\u7523\u3092\u5897\u3084\u3059\u3053\u3068\u3092\u76ee\u7684\u3068\u3057\u305f\u4fdd\u967a\u3067\u3059\u3002<\/p>\n<p>\u904b\u7528\u6210\u679c\u306b\u3088\u3063\u3066\u53d7\u53d6\u984d\u304c\u5909\u52d5\u3059\u308b\u305f\u3081\u3001\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3057\u3064\u3064\u3001\u9577\u671f\u7684\u306b\u8cc7\u7523\u5f62\u6210\u3082\u884c\u3044\u305f\u3044\u4eba\u306b\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-6\"  class=\"we-block-heading jinr-heading d--bold\">\u2461 \u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u306e\u4ed5\u7d44\u307f<\/h3>\n<p><span class=\"marker-line\">\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u3092\u6bd4\u8f03\u3059\u308b\u4e0a\u3067\u7279\u306b\u91cd\u8981\u306a\u306e\u304c\u3001\u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u306e\u6c7a\u307e\u308a\u65b9\u3067\u3059\u3002<\/span><\/p>\n<p>\u3053\u306e\u4ed5\u7d44\u307f\u306e\u9055\u3044\u304c\u3001\u5c06\u6765\u306e\u6559\u80b2\u8cc7\u91d1\u8a08\u753b\u306b\u5927\u304d\u304f\u5f71\u97ff\u3057\u307e\u3059\u3002<\/p>\n<p>\u5b66\u8cc7\u4fdd\u967a\u306f\u3001\u5951\u7d04\u6642\u306b\u6e80\u671f\u91d1\u3084\u795d\u3044\u91d1\u306e\u91d1\u984d\u304c\u307b\u307c\u78ba\u5b9a\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u6bce\u6708\u306e\u4fdd\u967a\u6599\u3068\u6255\u8fbc\u671f\u9593\u306b\u5fdc\u3058\u3066\u3001\u5c06\u6765\u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u304c\u3042\u3089\u304b\u3058\u3081\u5206\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u6559\u80b2\u8cbb\u306e\u898b\u901a\u3057\u3092\u7acb\u3066\u3084\u3059\u3044\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<p>\u57fa\u672c\u7684\u306b\u904b\u7528\u6210\u7e3e\u306b\u3088\u308b\u5909\u52d5\u306f\u306a\u304f\u3001\u5b89\u5b9a\u3057\u305f\u53d7\u53d6\u984d\u3092\u91cd\u8996\u3057\u305f\u4ed5\u7d44\u307f\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u5909\u984d\u4fdd\u967a\u306f\u3001\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u306e\u4e00\u90e8\u3092\u7279\u5225\u52d8\u5b9a\u3067\u904b\u7528\u3057\u3001\u305d\u306e\u904b\u7528\u6210\u679c\u306b\u3088\u3063\u3066\u53d7\u53d6\u984d\u304c\u5909\u52d5\u3057\u307e\u3059\u3002<\/p>\n<p>\u904b\u7528\u304c\u597d\u8abf\u3067\u3042\u308c\u3070\u5b66\u8cc7\u4fdd\u967a\u4ee5\u4e0a\u306e\u91d1\u984d\u3092\u53d7\u3051\u53d6\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u53cd\u9762\u3001\u5e02\u5834\u74b0\u5883\u306b\u3088\u3063\u3066\u306f\u53d7\u53d6\u984d\u304c\u6e1b\u5c11\u3059\u308b\u3053\u3068\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-7\"  class=\"we-block-heading jinr-heading d--bold\">\u2462 \u5143\u672c\u5272\u308c\u30ea\u30b9\u30af\u306e\u6709\u7121<\/h3>\n<p><span class=\"marker-line\">\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u3092\u6bd4\u8f03\u3059\u308b\u4e0a\u3067\u591a\u304f\u306e\u4eba\u304c\u6c17\u306b\u3059\u308b\u306e\u304c\u5143\u672c\u5272\u308c\u30ea\u30b9\u30af\u306e\u6709\u7121\u3067\u3059\u3002<\/span><\/p>\n<p>\u6559\u80b2\u8cc7\u91d1\u3068\u3044\u3046\u6027\u8cea\u4e0a\u3001\u3069\u306e\u7a0b\u5ea6\u307e\u3067\u30ea\u30b9\u30af\u3092\u8a31\u5bb9\u3067\u304d\u308b\u304b\u306f\u91cd\u8981\u306a\u5224\u65ad\u30dd\u30a4\u30f3\u30c8\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5b66\u8cc7\u4fdd\u967a\u306f\u3001\u57fa\u672c\u7684\u306b\u5143\u672c\u5272\u308c\u30ea\u30b9\u30af\u304c\u4f4e\u3044\u4fdd\u967a\u306a\u306e\u3067\u3001\u6e80\u671f\u307e\u3067\u4fdd\u967a\u6599\u3092\u6255\u3044\u8fbc\u3081\u3070\u3001\u652f\u6255\u3063\u305f\u4fdd\u967a\u6599\u7dcf\u984d\u3092\u4e0b\u56de\u3089\u306a\u3044\u5546\u54c1\u304c\u591a\u304f\u3001\u5b89\u5b9a\u6027\u3092\u91cd\u8996\u3057\u305f\u3044\u5834\u5408\u306b\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u5b66\u8cc7\u4fdd\u967a\u3092\u9014\u4e2d\u89e3\u7d04\u3057\u305f\u5834\u5408\u306f\u5143\u672c\u5272\u308c\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u70b9\u306b\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u4e00\u65b9\u3001\u5909\u984d\u4fdd\u967a\u306f\u904b\u7528\u6210\u679c\u306b\u3088\u3063\u3066\u53d7\u53d6\u984d\u304c\u5909\u52d5\u3059\u308b\u305f\u3081\u3001\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u7279\u306b\u5909\u984d\u4fdd\u967a\u3092\u77ed\u671f\u9593\u3067\u89e3\u7d04\u3057\u305f\u5834\u5408\u3084\u3001\u76f8\u5834\u74b0\u5883\u304c\u60aa\u5316\u3057\u305f\u5834\u5408\u306b\u306f\u3001\u6255\u3044\u8fbc\u3093\u3060\u4fdd\u967a\u6599\u3092\u4e0b\u56de\u308b\u53ef\u80fd\u6027\u3082\u5426\u5b9a\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>\u3064\u307e\u308a\u3001\u5143\u672c\u5272\u308c\u3092\u6975\u529b\u907f\u3051\u305f\u3044\u4eba\u306b\u306f\u5b66\u8cc7\u4fdd\u967a\u3001\u4e00\u5b9a\u306e\u30ea\u30b9\u30af\u3092\u7406\u89e3\u3057\u305f\u3046\u3048\u3067\u8cc7\u7523\u306e\u6210\u9577\u3092\u671f\u5f85\u3057\u305f\u3044\u4eba\u306b\u306f\u4ee3\u308f\u308a\u3068\u3057\u3066\u5909\u984d\u4fdd\u967a\u304c\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-8\"  class=\"we-block-heading jinr-heading d--bold\">\u2463 \u4fdd\u8b77\u8005\u306b\u4e07\u304c\u4e00\u304c\u3042\u3063\u305f\u5834\u5408<\/h3>\n<p><span class=\"marker-line\">\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u3046\u3048\u3067\u898b\u843d\u3068\u305b\u306a\u3044\u306e\u304c\u3001\u4fdd\u8b77\u8005\u306b\u4e07\u304c\u4e00\u306e\u3053\u3068\u304c\u3042\u3063\u305f\u5834\u5408\u306e\u4fdd\u969c\u3067\u3059\u3002<\/span><\/p>\n<p>\u5b66\u8cc7\u4fdd\u967a\u3067\u306f\u3001\u5951\u7d04\u8005\u3067\u3042\u308b\u4fdd\u8b77\u8005\u304c\u6b7b\u4ea1\u307e\u305f\u306f\u9ad8\u5ea6\u969c\u5bb3\u72b6\u614b\u306b\u306a\u3063\u305f\u5834\u5408\u3001\u4ee5\u5f8c\u306e\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u304c\u514d\u9664\u3055\u308c\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n<p>\u4fdd\u967a\u6599\u3092\u652f\u6255\u308f\u306a\u304f\u3066\u3082\u3001\u6e80\u671f\u91d1\u3084\u795d\u3044\u91d1\u306f\u5951\u7d04\u3069\u304a\u308a\u53d7\u3051\u53d6\u308c\u308b\u305f\u3081\u3001\u5b50\u3069\u3082\u306e\u6559\u80b2\u8cc7\u91d1\u3092\u78ba\u4fdd\u3057\u3084\u3059\u3044\u70b9\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u4e00\u65b9\u3001\u5909\u984d\u4fdd\u967a\u3082\u6b7b\u4ea1\u4fdd\u969c\u3084\u9ad8\u5ea6\u969c\u5bb3\u4fdd\u969c\u304c\u4ed8\u3044\u3066\u3044\u308b\u5546\u54c1\u304c\u591a\u304f\u3001\u4e07\u304c\u4e00\u306e\u969b\u306b\u306f\u6b7b\u4ea1\u4fdd\u967a\u91d1\u304c\u652f\u6255\u308f\u308c\u307e\u3059\u3002<\/span><\/p>\n<p>\u6559\u80b2\u8cc7\u91d1\u3092\u78ba\u5b9f\u306b\u6b8b\u3057\u305f\u3044\u306e\u304b\u3001\u4fdd\u969c\u3068\u8cc7\u7523\u5f62\u6210\u3092\u4e21\u7acb\u3055\u305b\u305f\u3044\u306e\u304b\u306b\u3088\u3063\u3066\u3001\u9069\u3057\u305f\u9078\u629e\u80a2\u306f\u5909\u308f\u3063\u3066\u304d\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-9\"  class=\"we-block-heading jinr-heading d--bold\">\u2464 \u30a4\u30f3\u30d5\u30ec\u3078\u306e\u5f37\u3055<\/h3>\n<p><span class=\"marker-line\">\u6559\u80b2\u8cbb\u3092\u9577\u671f\u9593\u304b\u3051\u3066\u6e96\u5099\u3059\u308b\u3046\u3048\u3067\u3001\u8fd1\u5e74\u7279\u306b\u6ce8\u76ee\u3055\u308c\u3066\u3044\u308b\u306e\u304c\u5909\u984d\u4fdd\u967a\u306e\u7279\u5fb4\u3067\u3042\u308b\u3001\u30a4\u30f3\u30d5\u30ec\u3078\u306e\u5f37\u3055\u3067\u3059\u3002<\/span><\/p>\n<p>\u5b66\u8cc7\u4fdd\u967a\u306f\u3001\u5c06\u6765\u53d7\u3051\u53d6\u308c\u308b\u91d1\u984d\u304c\u3042\u3089\u304b\u3058\u3081\u6c7a\u307e\u3063\u3066\u3044\u308b\u305f\u3081\u3001\u7269\u4fa1\u304c\u4e0a\u6607\u3059\u308b\u3068\u5b9f\u8cea\u7684\u306a\u4fa1\u5024\u304c\u76ee\u6e1b\u308a\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u6559\u80b2\u8cbb\u3084\u751f\u6d3b\u8cbb\u304c\u4e0a\u6607\u3057\u3066\u3044\u308b\u5c40\u9762\u3067\u306f\u3001\u6e80\u671f\u6642\u306b\u53d7\u3051\u53d6\u3063\u305f\u91d1\u984d\u304c\u60f3\u5b9a\u3088\u308a\u3082\u8db3\u308a\u306a\u3044\u3068\u611f\u3058\u308b\u30b1\u30fc\u30b9\u3082\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u5909\u984d\u4fdd\u967a\u306f\u4fdd\u967a\u6599\u306e\u4e00\u90e8\u3092\u682a\u5f0f\u3084\u50b5\u5238\u306a\u3069\u3067\u904b\u7528\u3059\u308b\u4ed5\u7d44\u307f\u306e\u305f\u3081\u3001\u30a4\u30f3\u30d5\u30ec\u5c40\u9762\u3067\u306f\u8cc7\u7523\u4fa1\u5024\u304c\u4e0a\u6607\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u9577\u671f\u7684\u306b\u898b\u308c\u3070\u3001\u5909\u984d\u4fdd\u967a\u306e\u30a4\u30f3\u30d5\u30ec\u306b\u5bfe\u5fdc\u3057\u3084\u3059\u3044\u3068\u8a00\u3046\u7279\u5fb4\u304c\u3001\u5b66\u8cc7\u4fdd\u967a\u3068\u306e\u5927\u304d\u306a\u9055\u3044\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2 id=\"rtoc-10\"  class=\"we-block-heading jinr-heading d--bold\">\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u306f\u3069\u3061\u3089\u304c\u5411\u3044\u3066\u3044\u308b\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6262\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/228975851-min.jpeg\" alt=\"\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u306f\u3069\u3061\u3089\u304c\u5411\u3044\u3066\u3044\u308b\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p><span class=\"marker-line\">\u3053\u3053\u307e\u3067\u898b\u3066\u304d\u305f\u3088\u3046\u306b\u3001\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u306b\u306f\u305d\u308c\u305e\u308c\u7570\u306a\u308b\u7279\u5fb4\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u3069\u3061\u3089\u304c\u6b63\u89e3\u3068\u3044\u3046\u3088\u308a\u3082\u3001\u5bb6\u5ead\u306e\u72b6\u6cc1\u3084\u8003\u3048\u65b9\u306b\u3088\u3063\u3066\u5411\u304d\u30fb\u4e0d\u5411\u304d\u304c\u5206\u304b\u308c\u308b\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u30bf\u30a4\u30d7\u5225\u306b\u5411\u3044\u3066\u3044\u308b\u4eba\u306e\u7279\u5fb4\u3092\u6574\u7406\u3057\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-11\"  class=\"we-block-heading jinr-heading d--bold\">\u5909\u984d\u4fdd\u967a\uff1a<strong>\u9577\u671f\u7684\u306a\u8cc7\u7523\u5f62\u6210\u3092\u91cd\u8996\u3057\u305f\u3044\u4eba<\/strong><\/h3>\n<p><span class=\"marker-line\">\u5909\u984d\u4fdd\u967a\u306f\u3001\u9577\u671f\u7684\u306a\u8cc7\u7523\u5f62\u6210\u3092\u91cd\u8996\u3057\u305f\u3044\u4eba\u306b\u5411\u3044\u3066\u304a\u308a\u3001\u5b50\u3069\u3082\u304c\u307e\u3060\u5c0f\u3055\u304f\u3066\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u307e\u3067\u306b\u5341\u5206\u306a\u671f\u9593\u304c\u3042\u308b\u5834\u5408\u3001\u904b\u7528\u306b\u3088\u308b\u8cc7\u7523\u6210\u9577\u3092\u671f\u5f85\u3067\u304d\u307e\u3059\u3002<\/span><\/p>\n<p>\u307e\u305f\u3001\u30a4\u30f3\u30d5\u30ec\u3078\u306e\u5099\u3048\u3092\u610f\u8b58\u3057\u3066\u3044\u308b\u4eba\u3084\u3001\u591a\u5c11\u306e\u4fa1\u683c\u5909\u52d5\u3092\u53d7\u3051\u5165\u308c\u3089\u308c\u308b\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u304c\u3042\u308b\u5bb6\u5ead\u306b\u3082\u9069\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001\u4fdd\u969c\u3068\u8cc7\u7523\u904b\u7528\u3092\u540c\u6642\u306b\u884c\u3044\u305f\u3044\u4eba\u306b\u3068\u3063\u3066\u3082\u3001\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<h3 id=\"rtoc-12\"  class=\"we-block-heading jinr-heading d--bold\">\u5b66\u8cc7\u4fdd\u967a\uff1a<strong>\u78ba\u5b9f\u6027\u3068\u5b89\u5fc3\u611f\u3092\u91cd\u8996\u3057\u305f\u3044\u4eba<\/strong><\/h3>\n<p><span class=\"marker-line\">\u4e00\u65b9\u3001\u5b66\u8cc7\u4fdd\u967a\u306f\u3001\u78ba\u5b9f\u6027\u3068\u5b89\u5fc3\u611f\u3092\u91cd\u8996\u3057\u305f\u3044\u4eba\u306b\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p>\u5c06\u6765\u5fc5\u8981\u306a\u6559\u80b2\u8cc7\u91d1\u306e\u91d1\u984d\u3092\u3067\u304d\u308b\u3060\u3051\u6b63\u78ba\u306b\u628a\u63e1\u3057\u3001\u8a08\u753b\u7684\u306b\u6e96\u5099\u3057\u305f\u3044\u5bb6\u5ead\u306b\u5b66\u8cc7\u4fdd\u967a\u304c\u9069\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5143\u672c\u5272\u308c\u306e\u30ea\u30b9\u30af\u3092\u907f\u3051\u305f\u3044\u4eba\u3084\u3001\u904b\u7528\u306b\u4e0d\u5b89\u3092\u611f\u3058\u308b\u4eba\u306b\u3082\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u4fdd\u8b77\u8005\u306b\u4e07\u304c\u4e00\u306e\u3053\u3068\u304c\u3042\u3063\u305f\u5834\u5408\u3067\u3082\u3001\u6559\u80b2\u8cc7\u91d1\u3092\u78ba\u4fdd\u3067\u304d\u308b\u70b9\u3092\u91cd\u8996\u3059\u308b\u5834\u5408\u3001\u5b66\u8cc7\u4fdd\u967a\u306f\u5b89\u5fc3\u611f\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-13\"  class=\"we-block-heading jinr-heading d--bold\">\u4f75\u7528\u3068\u3044\u3046\u9078\u629e\u80a2\u3082\u3042\u308a<\/h3>\n<p>\u3069\u3061\u3089\u304b\u4e00\u65b9\u3092\u9078\u3076\u3060\u3051\u3067\u306a\u304f\u3001\u5909\u984d\u4fdd\u967a\u3068\u5b66\u8cc7\u4fdd\u967a\u3092\u4f75\u7528\u3059\u308b\u3068\u3044\u3046\u65b9\u6cd5\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u57fa\u790e\u7684\u306a\u6559\u80b2\u8cbb\u306f\u5b66\u8cc7\u4fdd\u967a\u3067\u78ba\u4fdd\u3057\u3001\u4e0a\u4e57\u305b\u5206\u3092\u5909\u984d\u4fdd\u967a\u3067\u904b\u7528\u3059\u308b\u3053\u3068\u3067\u3001\u5b89\u5b9a\u6027\u3068\u6210\u9577\u6027\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u53d6\u308b\u3053\u3068\u3082\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u6700\u7d42\u7684\u306b\u306f\u3001\u5bb6\u8a08\u72b6\u6cc1\u3084\u6559\u80b2\u65b9\u91dd\u3001\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u3092\u8e0f\u307e\u3048\u305f\u3046\u3048\u3067\u3001\u81ea\u5206\u305f\u3061\u306b\u5408\u3063\u305f\u6559\u80b2\u8cc7\u91d1\u6e96\u5099\u306e\u65b9\u6cd5\u3092\u9078\u3076\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/span><\/p>\n<h2 id=\"rtoc-14\"  class=\"we-block-heading jinr-heading d--bold\">\u8a18\u4e8b\u306e\u307e\u3068\u3081\uff1a\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306f\u5bb6\u5ead\u306e\u8003\u3048\u65b9\u3067\u9078\u307c\u3046<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6233\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/733031020-min.png\" alt=\"\u8a18\u4e8b\u306e\u307e\u3068\u3081\uff1a\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306f\u5bb6\u5ead\u306e\u8003\u3048\u65b9\u3067\u9078\u307c\u3046\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u304a\u3051\u308b\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u7279\u5fb4\u3084\u9055\u3044\u3092\u6bd4\u8f03\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p><span class=\"marker-line\">\u5909\u984d\u4fdd\u967a\u3082\u5b66\u8cc7\u4fdd\u967a\u306e\u3069\u3061\u3089\u3082\u3001\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3059\u308b\u624b\u6bb5\u3068\u3057\u3066\u6709\u52b9\u3067\u3059\u3002<\/span><\/p>\n<p>\u3057\u304b\u3057\u3001\u4ed5\u7d44\u307f\u3084\u30ea\u30b9\u30af\u3001\u671f\u5f85\u3067\u304d\u308b\u30ea\u30bf\u30fc\u30f3\u306f\u5927\u304d\u304f\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u5b66\u8cc7\u4fdd\u967a\u306f\u3001\u53d7\u53d6\u984d\u304c\u307b\u307c\u78ba\u5b9a\u3057\u3066\u304a\u308a\u3001\u5143\u672c\u5272\u308c\u30ea\u30b9\u30af\u3092\u6291\u3048\u306a\u304c\u3089\u8a08\u753b\u7684\u306b\u6559\u80b2\u8cc7\u91d1\u3092\u6e96\u5099\u3057\u305f\u3044\u5bb6\u5ead\u306b\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u5909\u984d\u4fdd\u967a\u306f\u904b\u7528\u306b\u3088\u3063\u3066\u8cc7\u7523\u3092\u5897\u3084\u305b\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001\u30a4\u30f3\u30d5\u30ec\u3078\u306e\u5bfe\u5fdc\u529b\u3084\u8cc7\u91d1\u52b9\u7387\u3092\u91cd\u8996\u3059\u308b\u5bb6\u5ead\u306b\u9069\u3057\u305f\u9078\u629e\u80a2\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u91cd\u8981\u306a\u306e\u306f\u3001\u300c\u3069\u3061\u3089\u304c\u6b63\u3057\u3044\u304b\u300d\u3067\u306f\u306a\u304f\u3001\u81ea\u5206\u305f\u3061\u306e\u5bb6\u5ead\u306b\u5408\u3063\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u3067\u3059\u3002<\/span><\/p>\n<p>\u5fc5\u8981\u306b\u5fdc\u3058\u3066\u4e21\u8005\u3092\u4f75\u7528\u3059\u308b\u65b9\u6cd5\u3082\u8996\u91ce\u306b\u5165\u308c\u306a\u304c\u3089\u3001\u7121\u7406\u306e\u306a\u3044\u5f62\u3067\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u9032\u3081\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u5b50\u3069\u3082\u306e\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306e\u65b9\u6cd5\u3068\u3057\u3066\u306f\u3001\u5b66\u8cc7\u4fdd\u967a\u304c\u4e00\u822c\u7684\u3067\u3059\u3002 \u3057\u304b\u3057\u3001\u6700\u8fd1\u3067\u306f\u300c\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\u306a\u306e\u3067\u306f\uff1f\u300d\u3068\u60a9\u3080\u65b9\u3082\u5897\u3048\u3066\u3044\u307e\u3059\u3002 \u8fd4\u623b\u7387\u306e\u4f4e\u4e0b\u3084\u30a4\u30f3\u30d5\u30ec\u3078\u306e\u4e0d\u5b89\u304b\u3089\u3001\u3088\u308a\u52b9\u7387\u3088\u304f\u8cc7\u7523\u5f62\u6210\u3067\u304d\u308b\u65b9\u6cd5 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":5926,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jinr_url_youtube":"","_jinr_pip_youtube":false,"_jinr_time_youtube":"","_jinr_thumb_youtube":"","_jinr_media_youtube":"","_jinr_category_edit":false,"_jinr_category":"","_jinr_title_display":false,"_jinr_snsbutton_display":false,"_jinr_ads_display":false,"_jinr_thumbnail_display":false,"_jinr_profile_display":false,"_jinr_representations_display":false,"_jinr_relatedpost_display":false,"_jinr_sidebar1col_display":false,"_jinr_sidebar2col_display":false,"_jinr_seotitle_display":"","_jinr_description_display":"","_jinr_keyword_display":"","_jinr_hastag_display":"","_jinr_canonical_display":"","_jinr_noindex_display":false,"_jinr_paidpost":false,"_jinr_paidpost_product_id":"","_jinr_headtag_article":"","_jinr_ogp_image_url":"","_jinr_last_featured_id":0,"footnotes":""},"categories":[57],"tags":[],"class_list":["post-7912","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-variable-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"description\" content=\"\u6700\u8fd1\u3001\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u3059\u308b\u4e0a\u3067\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u4ed5\u7d44\u307f\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"hoken_user\"\/>\n\t<meta name=\"keywords\" content=\"\u9055\u3044,\u5b66\u8cc7\u4fdd\u967a,\u5909\u984d\u4fdd\u967a,\u6559\u80b2\u8cc7\u91d1,\u5143\u672c\u5272\u308c,\u6bd4\u8f03,\u304a\u3059\u3059\u3081\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"ja_JP\" \/>\n\t\t<meta property=\"og:site_name\" content=\"\u4fdd\u967a\u306e\u3077\u308d magazine | \u624b\u8efd\u306b\u96e3\u3057\u3044\u8a00\u8449\u3092\u4f7f\u308f\u305a\u306b\u4fdd\u967a\u306e\u3053\u3068\u304c\u77e5\u308c\u308b\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b | \u4fdd\u967a\u306e\u3077\u308d magazine\" \/>\n\t\t<meta property=\"og:description\" content=\"\u6700\u8fd1\u3001\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u3059\u308b\u4e0a\u3067\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u4ed5\u7d44\u307f\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/\" \/>\n\t\t<meta property=\"og:image\" content=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/638157214-min.png\" \/>\n\t\t<meta property=\"og:image:secure_url\" content=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/638157214-min.png\" \/>\n\t\t<meta property=\"og:image:width\" content=\"768\" \/>\n\t\t<meta property=\"og:image:height\" content=\"512\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-01-29T09:46:45+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-01-29T09:46:48+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n\t\t<meta name=\"twitter:title\" content=\"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b | \u4fdd\u967a\u306e\u3077\u308d magazine\" \/>\n\t\t<meta name=\"twitter:description\" content=\"\u6700\u8fd1\u3001\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u3059\u308b\u4e0a\u3067\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u4ed5\u7d44\u307f\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002\" \/>\n\t\t<meta name=\"twitter:image\" content=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/638157214-min.png\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#blogposting\",\"name\":\"\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u4ee3\\u308f\\u308a\\u306b\\u5909\\u984d\\u4fdd\\u967a\\u304c\\u304a\\u3059\\u3059\\u3081\\uff1f\\u6559\\u80b2\\u8cc7\\u91d1\\u3065\\u304f\\u308a\\u306b\\u5411\\u3044\\u3066\\u3044\\u308b\\u306e\\u306f\\u3069\\u3061\\u3089\\u304b | \\u4fdd\\u967a\\u306e\\u3077\\u308d magazine\",\"headline\":\"\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u4ee3\\u308f\\u308a\\u306b\\u5909\\u984d\\u4fdd\\u967a\\u304c\\u304a\\u3059\\u3059\\u3081\\uff1f\\u6559\\u80b2\\u8cc7\\u91d1\\u3065\\u304f\\u308a\\u306b\\u5411\\u3044\\u3066\\u3044\\u308b\\u306e\\u306f\\u3069\\u3061\\u3089\\u304b\",\"author\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/author\\\/hoken_user\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/#organization\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/638157214-min.png\",\"width\":768,\"height\":512,\"caption\":\"\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u4ee3\\u308f\\u308a\\u306b\\u5909\\u984d\\u4fdd\\u967a\\u304c\\u304a\\u3059\\u3059\\u3081\\uff1f\\u6559\\u80b2\\u8cc7\\u91d1\\u3065\\u304f\\u308a\\u306b\\u5411\\u3044\\u3066\\u3044\\u308b\\u306e\\u306f\\u3069\\u3061\\u3089\\u304b\"},\"datePublished\":\"2026-01-29T18:46:45+09:00\",\"dateModified\":\"2026-01-29T18:46:48+09:00\",\"inLanguage\":\"ja\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#webpage\"},\"articleSection\":\"\\u5909\\u984d\\u4fdd\\u967a\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/#listItem\",\"name\":\"\\u5909\\u984d\\u4fdd\\u967a\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/#listItem\",\"position\":2,\"name\":\"\\u5909\\u984d\\u4fdd\\u967a\",\"item\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#listItem\",\"name\":\"\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u4ee3\\u308f\\u308a\\u306b\\u5909\\u984d\\u4fdd\\u967a\\u304c\\u304a\\u3059\\u3059\\u3081\\uff1f\\u6559\\u80b2\\u8cc7\\u91d1\\u3065\\u304f\\u308a\\u306b\\u5411\\u3044\\u3066\\u3044\\u308b\\u306e\\u306f\\u3069\\u3061\\u3089\\u304b\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#listItem\",\"position\":3,\"name\":\"\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u4ee3\\u308f\\u308a\\u306b\\u5909\\u984d\\u4fdd\\u967a\\u304c\\u304a\\u3059\\u3059\\u3081\\uff1f\\u6559\\u80b2\\u8cc7\\u91d1\\u3065\\u304f\\u308a\\u306b\\u5411\\u3044\\u3066\\u3044\\u308b\\u306e\\u306f\\u3069\\u3061\\u3089\\u304b\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/#listItem\",\"name\":\"\\u5909\\u984d\\u4fdd\\u967a\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/#organization\",\"name\":\"hoken\",\"description\":\"\\u624b\\u8efd\\u306b\\u96e3\\u3057\\u3044\\u8a00\\u8449\\u3092\\u4f7f\\u308f\\u305a\\u306b\\u4fdd\\u967a\\u306e\\u3053\\u3068\\u304c\\u77e5\\u308c\\u308b\",\"url\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/author\\\/hoken_user\\\/#author\",\"url\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/author\\\/hoken_user\\\/\",\"name\":\"hoken_user\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/2901074c7d98cac3c45f225e40e7ec6684ee7822b7155ba930f8f4ce2eb05bde?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"hoken_user\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#webpage\",\"url\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/\",\"name\":\"\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u4ee3\\u308f\\u308a\\u306b\\u5909\\u984d\\u4fdd\\u967a\\u304c\\u304a\\u3059\\u3059\\u3081\\uff1f\\u6559\\u80b2\\u8cc7\\u91d1\\u3065\\u304f\\u308a\\u306b\\u5411\\u3044\\u3066\\u3044\\u308b\\u306e\\u306f\\u3069\\u3061\\u3089\\u304b | \\u4fdd\\u967a\\u306e\\u3077\\u308d magazine\",\"description\":\"\\u6700\\u8fd1\\u3001\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u4ee3\\u308f\\u308a\\u306b\\u5909\\u984d\\u4fdd\\u967a\\u306b\\u52a0\\u5165\\u3059\\u308b\\u3068\\u3044\\u3046\\u4eba\\u304c\\u5897\\u3048\\u3066\\u3044\\u307e\\u3059\\u3002\\u3057\\u304b\\u3057\\u3001\\u5b9f\\u969b\\u306f\\u6559\\u80b2\\u8cc7\\u91d1\\u3065\\u304f\\u308a\\u3092\\u3059\\u308b\\u4e0a\\u3067\\u5411\\u3044\\u3066\\u3044\\u308b\\u306e\\u306f\\u3069\\u3061\\u3089\\u3067\\u3057\\u3087\\u3046\\u304b\\u3002\\u3053\\u306e\\u8a18\\u4e8b\\u3067\\u306f\\u3001\\u5909\\u984d\\u4fdd\\u967a\\u30fb\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u305d\\u308c\\u305e\\u308c\\u306e\\u4ed5\\u7d44\\u307f\\u30fb\\u30e1\\u30ea\\u30c3\\u30c8\\u30fb\\u30c7\\u30e1\\u30ea\\u30c3\\u30c8\\u306a\\u3069\\u3092\\u89e3\\u8aac\\u3057\\u307e\\u3059\\u3002\",\"inLanguage\":\"ja\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/author\\\/hoken_user\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/author\\\/hoken_user\\\/#author\"},\"image\":{\"@type\":\"ImageObject\",\"url\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/wp-content\\\/uploads\\\/2025\\\/04\\\/638157214-min.png\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#mainImage\",\"width\":768,\"height\":512,\"caption\":\"\\u5b66\\u8cc7\\u4fdd\\u967a\\u306e\\u4ee3\\u308f\\u308a\\u306b\\u5909\\u984d\\u4fdd\\u967a\\u304c\\u304a\\u3059\\u3059\\u3081\\uff1f\\u6559\\u80b2\\u8cc7\\u91d1\\u3065\\u304f\\u308a\\u306b\\u5411\\u3044\\u3066\\u3044\\u308b\\u306e\\u306f\\u3069\\u3061\\u3089\\u304b\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/variable-insurance\\\/substitute\\\/#mainImage\"},\"datePublished\":\"2026-01-29T18:46:45+09:00\",\"dateModified\":\"2026-01-29T18:46:48+09:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/#website\",\"url\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/\",\"name\":\"hoken\",\"description\":\"\\u624b\\u8efd\\u306b\\u96e3\\u3057\\u3044\\u8a00\\u8449\\u3092\\u4f7f\\u308f\\u305a\\u306b\\u4fdd\\u967a\\u306e\\u3053\\u3068\\u304c\\u77e5\\u308c\\u308b\",\"inLanguage\":\"ja\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.randcins.jp\\\/hoken\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b | \u4fdd\u967a\u306e\u3077\u308d magazine","description":"\u6700\u8fd1\u3001\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u3059\u308b\u4e0a\u3067\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u4ed5\u7d44\u307f\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002","canonical_url":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/","robots":"max-image-preview:large","keywords":"\u9055\u3044,\u5b66\u8cc7\u4fdd\u967a,\u5909\u984d\u4fdd\u967a,\u6559\u80b2\u8cc7\u91d1,\u5143\u672c\u5272\u308c,\u6bd4\u8f03,\u304a\u3059\u3059\u3081","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#blogposting","name":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b | \u4fdd\u967a\u306e\u3077\u308d magazine","headline":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b","author":{"@id":"https:\/\/www.randcins.jp\/hoken\/author\/hoken_user\/#author"},"publisher":{"@id":"https:\/\/www.randcins.jp\/hoken\/#organization"},"image":{"@type":"ImageObject","url":"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/638157214-min.png","width":768,"height":512,"caption":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b"},"datePublished":"2026-01-29T18:46:45+09:00","dateModified":"2026-01-29T18:46:48+09:00","inLanguage":"ja","mainEntityOfPage":{"@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#webpage"},"isPartOf":{"@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#webpage"},"articleSection":"\u5909\u984d\u4fdd\u967a"},{"@type":"BreadcrumbList","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.randcins.jp\/hoken#listItem","position":1,"name":"Home","item":"https:\/\/www.randcins.jp\/hoken","nextItem":{"@type":"ListItem","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/#listItem","name":"\u5909\u984d\u4fdd\u967a"}},{"@type":"ListItem","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/#listItem","position":2,"name":"\u5909\u984d\u4fdd\u967a","item":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#listItem","name":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.randcins.jp\/hoken#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#listItem","position":3,"name":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b","previousItem":{"@type":"ListItem","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/#listItem","name":"\u5909\u984d\u4fdd\u967a"}}]},{"@type":"Organization","@id":"https:\/\/www.randcins.jp\/hoken\/#organization","name":"hoken","description":"\u624b\u8efd\u306b\u96e3\u3057\u3044\u8a00\u8449\u3092\u4f7f\u308f\u305a\u306b\u4fdd\u967a\u306e\u3053\u3068\u304c\u77e5\u308c\u308b","url":"https:\/\/www.randcins.jp\/hoken\/"},{"@type":"Person","@id":"https:\/\/www.randcins.jp\/hoken\/author\/hoken_user\/#author","url":"https:\/\/www.randcins.jp\/hoken\/author\/hoken_user\/","name":"hoken_user","image":{"@type":"ImageObject","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/2901074c7d98cac3c45f225e40e7ec6684ee7822b7155ba930f8f4ce2eb05bde?s=96&d=mm&r=g","width":96,"height":96,"caption":"hoken_user"}},{"@type":"WebPage","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#webpage","url":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/","name":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b | \u4fdd\u967a\u306e\u3077\u308d magazine","description":"\u6700\u8fd1\u3001\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u3059\u308b\u4e0a\u3067\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u4ed5\u7d44\u307f\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002","inLanguage":"ja","isPartOf":{"@id":"https:\/\/www.randcins.jp\/hoken\/#website"},"breadcrumb":{"@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#breadcrumblist"},"author":{"@id":"https:\/\/www.randcins.jp\/hoken\/author\/hoken_user\/#author"},"creator":{"@id":"https:\/\/www.randcins.jp\/hoken\/author\/hoken_user\/#author"},"image":{"@type":"ImageObject","url":"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/638157214-min.png","@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#mainImage","width":768,"height":512,"caption":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b"},"primaryImageOfPage":{"@id":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/#mainImage"},"datePublished":"2026-01-29T18:46:45+09:00","dateModified":"2026-01-29T18:46:48+09:00"},{"@type":"WebSite","@id":"https:\/\/www.randcins.jp\/hoken\/#website","url":"https:\/\/www.randcins.jp\/hoken\/","name":"hoken","description":"\u624b\u8efd\u306b\u96e3\u3057\u3044\u8a00\u8449\u3092\u4f7f\u308f\u305a\u306b\u4fdd\u967a\u306e\u3053\u3068\u304c\u77e5\u308c\u308b","inLanguage":"ja","publisher":{"@id":"https:\/\/www.randcins.jp\/hoken\/#organization"}}]},"og:locale":"ja_JP","og:site_name":"\u4fdd\u967a\u306e\u3077\u308d magazine | \u624b\u8efd\u306b\u96e3\u3057\u3044\u8a00\u8449\u3092\u4f7f\u308f\u305a\u306b\u4fdd\u967a\u306e\u3053\u3068\u304c\u77e5\u308c\u308b","og:type":"article","og:title":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b | \u4fdd\u967a\u306e\u3077\u308d magazine","og:description":"\u6700\u8fd1\u3001\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u3059\u308b\u4e0a\u3067\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u4ed5\u7d44\u307f\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002","og:url":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/","og:image":"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/638157214-min.png","og:image:secure_url":"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/638157214-min.png","og:image:width":768,"og:image:height":512,"article:published_time":"2026-01-29T09:46:45+00:00","article:modified_time":"2026-01-29T09:46:48+00:00","twitter:card":"summary_large_image","twitter:title":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b | \u4fdd\u967a\u306e\u3077\u308d magazine","twitter:description":"\u6700\u8fd1\u3001\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u3059\u308b\u4e0a\u3067\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u4ed5\u7d44\u307f\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002","twitter:image":"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/04\/638157214-min.png"},"aioseo_meta_data":{"post_id":"7912","title":null,"description":"\u6700\u8fd1\u3001\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3068\u3044\u3046\u4eba\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002\u3057\u304b\u3057\u3001\u5b9f\u969b\u306f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u3092\u3059\u308b\u4e0a\u3067\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u3067\u3057\u3087\u3046\u304b\u3002\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u5909\u984d\u4fdd\u967a\u30fb\u5b66\u8cc7\u4fdd\u967a\u306e\u305d\u308c\u305e\u308c\u306e\u4ed5\u7d44\u307f\u30fb\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002","keywords":[{"label":"\u9055\u3044","value":"\u9055\u3044"},{"label":"\u5b66\u8cc7\u4fdd\u967a","value":"\u5b66\u8cc7\u4fdd\u967a"},{"label":"\u5909\u984d\u4fdd\u967a","value":"\u5909\u984d\u4fdd\u967a"},{"label":"\u6559\u80b2\u8cc7\u91d1","value":"\u6559\u80b2\u8cc7\u91d1"},{"label":"\u5143\u672c\u5272\u308c","value":"\u5143\u672c\u5272\u308c"},{"label":"\u6bd4\u8f03","value":"\u6bd4\u8f03"},{"label":"\u304a\u3059\u3059\u3081","value":"\u304a\u3059\u3059\u3081"}],"keyphrases":{"focus":{"keyphrase":"","score":0,"analysis":{"keyphraseInTitle":{"score":0,"maxScore":9,"error":1}}},"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":{"faqs":[],"keyPoints":[],"titles":[],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2026-01-29 09:41:19","updated":"2026-01-29 09:59:26","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.randcins.jp\/hoken\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/\" title=\"\u5909\u984d\u4fdd\u967a\">\u5909\u984d\u4fdd\u967a<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.randcins.jp\/hoken"},{"label":"\u5909\u984d\u4fdd\u967a","link":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/"},{"label":"\u5b66\u8cc7\u4fdd\u967a\u306e\u4ee3\u308f\u308a\u306b\u5909\u984d\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\uff1f\u6559\u80b2\u8cc7\u91d1\u3065\u304f\u308a\u306b\u5411\u3044\u3066\u3044\u308b\u306e\u306f\u3069\u3061\u3089\u304b","link":"https:\/\/www.randcins.jp\/hoken\/variable-insurance\/substitute\/"}],"views":"143","_links":{"self":[{"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/posts\/7912","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/comments?post=7912"}],"version-history":[{"count":3,"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/posts\/7912\/revisions"}],"predecessor-version":[{"id":7915,"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/posts\/7912\/revisions\/7915"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/media\/5926"}],"wp:attachment":[{"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/media?parent=7912"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/categories?post=7912"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.randcins.jp\/hoken\/wp-json\/wp\/v2\/tags?post=7912"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}