{"id":7615,"date":"2025-12-29T13:08:15","date_gmt":"2025-12-29T04:08:15","guid":{"rendered":"https:\/\/www.randcins.jp\/hoken\/?p=7615"},"modified":"2025-12-29T13:11:22","modified_gmt":"2025-12-29T04:11:22","slug":"type-savings","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/hoken\/life-insurance\/type-savings\/","title":{"rendered":"\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u3068\u306f\uff1f\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3084\u639b\u3051\u6368\u3066\u578b\u3068\u306e\u9055\u3044\u3092\u89e3\u8aac"},"content":{"rendered":"<p><strong>\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u304b\u691c\u8a0e\u3057\u3066\u3044\u308b\u65b9\u306e\u4e2d\u3067\u3082\u3001\u8caf\u84c4\u578b\u4fdd\u967a\u304c\u6c17\u306b\u306a\u3063\u3066\u3044\u308b\u65b9\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/strong><\/p>\n<p>\u8caf\u84c4\u578b\u306b\u306f\u3001\u639b\u3051\u6368\u3066\u578b\u3068\u306f\u7570\u306a\u308b\u7279\u5fb4\u304c\u3042\u308b\u305f\u3081\u3001\u7533\u3057\u8fbc\u3080\u524d\u306b\u8a73\u3057\u304f\u7406\u89e3\u3057\u3066\u304a\u304f\u306e\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u4eca\u56de\u306f\u3001\u7121\u6599\u4fdd\u967a\u76f8\u8ac7\u3092\u884c\u3063\u3066\u3044\u308b\u300c\u4fdd\u967a\u306e\u3077\u308d\u300d\u304c\u3001\u751f\u547d\u4fdd\u967a\u306e\u8caf\u84c4\u578b\u3092\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/span><\/p>\n<p>\u639b\u3051\u6368\u3066\u578b\u3068\u306e\u9055\u3044\u3082\u7d39\u4ecb\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u304b\u691c\u8a0e\u3057\u3066\u3044\u308b\u65b9\u306f\u3001\u305c\u3072\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n<div id=\"rtoc-mokuji-wrapper\" class=\"rtoc-mokuji-content frame2 preset1 animation-fade rtoc_close default\" data-id=\"7615\" data-theme=\"JIN:R child\">\n\t\t\t<div id=\"rtoc-mokuji-title\" class=\" rtoc_center\">\n\t\t\t<button class=\"rtoc_open_close rtoc_close\"><\/button>\n\t\t\t<span>\u76ee\u6b21<\/span>\n\t\t\t<\/div><ol class=\"rtoc-mokuji decimal_ol level-1\"><li class=\"rtoc-item\"><a href=\"#rtoc-1\">\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u3068\u306f<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-2\">\u4fdd\u969c\uff0b\u8caf\u84c4\u6a5f\u80fd\u304c\u5099\u308f\u3063\u305f\u4fdd\u967a\u306e\u3053\u3068<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-3\">\u639b\u3051\u6368\u3066\u578b\u3068\u306e\u9055\u3044<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-4\">\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u30e1\u30ea\u30c3\u30c8\u306f\uff1f<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-5\">\u4e07\u304c\u4e00\u306e\u4fdd\u969c\u3068\u8caf\u84c4\u304c\u540c\u6642\u306b\u3067\u304d\u308b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-6\">\u9014\u4e2d\u3067\u89e3\u7d04\u3057\u3066\u3082\u4fdd\u967a\u6599\u306e\u4e00\u90e8\u304c\u623b\u3063\u3066\u304f\u308b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-7\">\u7a0e\u91d1\u9762\u3067\u512a\u9047\u3092\u53d7\u3051\u3089\u308c\u308b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-8\">\u5951\u7d04\u8005\u8cb8\u4ed8\u5236\u5ea6\u3092\u5229\u7528\u3067\u304d\u308b<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-9\">\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\uff1f<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-10\">\u639b\u3051\u6368\u3066\u578b\u306b\u6bd4\u3079\u3066\u4fdd\u967a\u6599\u304c\u5272\u9ad8<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-11\">\u89e3\u7d04\u306e\u6642\u671f\u306b\u3088\u3063\u3066\u306f\u53d7\u3051\u53d6\u308c\u308b\u984d\u304c\u5c11\u306a\u3044\u53ef\u80fd\u6027\u304c\u3042\u308b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-12\">\u30a4\u30f3\u30d5\u30ec\u30ea\u30b9\u30af\u306b\u5f31\u3044<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-13\">\u3069\u3093\u306a\u4eba\u306b\u304a\u3059\u3059\u3081\uff1f\u5411\u3044\u3066\u3044\u308b\u65b9\u306e\u7279\u5fb4<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-14\">\u8a18\u4e8b\u307e\u3068\u3081<\/a><\/li><\/ol><\/div><h2 id=\"rtoc-1\"  class=\"we-block-heading jinr-heading d--bold\">\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u3068\u306f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7018\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/10\/364879862-min.jpeg\" alt=\"\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u3068\u306f\" width=\"768\" height=\"512\" \/><\/p>\n<p><strong>\u751f\u547d\u4fdd\u967a\u306b\u306f\u8caf\u84c4\u578b\u3068\u639b\u3051\u6368\u3066\u578b\u304c\u3042\u308a\u3001\u306a\u304b\u3067\u3082\u8caf\u84c4\u578b\u306f\u30b5\u30dd\u30fc\u30c8\u3068\u8caf\u91d1\u6a5f\u80fd\u304c\u5099\u308f\u3063\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\n<p>\u4fdd\u967a\u306b\u5165\u3063\u305f\u969b\u306b\u5f8c\u6094\u3057\u306a\u3044\u305f\u3081\u306b\u3082\u3001\u8caf\u84c4\u578b\u306e\u6982\u8981\u3092\u8a73\u3057\u304f\u7406\u89e3\u3057\u3066\u304a\u304f\u306e\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u3092\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-2\"  class=\"we-block-heading jinr-heading d--bold\">\u4fdd\u969c\uff0b\u8caf\u84c4\u6a5f\u80fd\u304c\u5099\u308f\u3063\u305f\u4fdd\u967a\u306e\u3053\u3068<\/h3>\n<p><span class=\"marker-line\">\u8caf\u84c4\u578b\u751f\u547d\u4fdd\u967a\u306f\u3001\u602a\u6211\u3084\u75c5\u6c17\u306e\u30b5\u30dd\u30fc\u30c8\u6a5f\u80fd\u3068\u540c\u6642\u306b\u3001\u5c06\u6765\u306e\u305f\u3081\u306e\u8cc7\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u308b\u8caf\u91d1\u6a5f\u80fd\u3092\u517c\u306d\u5099\u3048\u305f\u5546\u54c1\u3067\u3059\u3002<\/span><\/p>\n<p>\u652f\u6255\u3063\u305f\u91d1\u984d\u306e\u4e00\u90e8\u304c\u7a4d\u7acb\u91d1\u3068\u3057\u3066\u904b\u7528\u3055\u308c\u3001\u5951\u7d04\u6e80\u4e86\u6642\u3084\u89e3\u7d04\u6642\u306b\u306f\u8fd4\u623b\u91d1\u3068\u3057\u3066\u623b\u3063\u3066\u304f\u308b\u4ed5\u7d44\u307f\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306a\u8caf\u84c4\u578b\u751f\u547d\u4fdd\u967a\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u7a2e\u985e\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<div class=\"scroll-table\">\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u4fdd\u967a\u306e\u7a2e\u985e<\/th>\n<th>\u30b5\u30dd\u30fc\u30c8\u5185\u5bb9<\/th>\n<\/tr>\n<tr>\n<th>\u990a\u8001\u4fdd\u967a<\/th>\n<td style=\"text-align: left;\">\u30fb\u4e00\u5b9a\u671f\u9593\u5185\u306b\u6b7b\u4ea1\u3057\u305f\u5834\u5408\u306f\u6b7b\u4ea1\u4fdd\u967a\u91d1\u3001\u671f\u9593\u6e80\u4e86\u307e\u3067\u751f\u5b58\u3057\u305f\u5834\u5408\u306f\u6e80\u671f\u4fdd\u967a\u91d1\u304c\u652f\u6255\u308f\u308c\u308b<\/td>\n<\/tr>\n<tr>\n<th>\u7d42\u8eab\u4fdd\u967a<\/th>\n<td style=\"text-align: left;\">\u30fb\u4e00\u751f\u6daf\u306e\u30b5\u30dd\u30fc\u30c8\u304c\u3042\u308a\u3001\u89e3\u7d04\u6642\u306b\u306f\u89e3\u7d04\u8fd4\u623b\u91d1\u304c\u652f\u6255\u308f\u308c\u308b<\/td>\n<\/tr>\n<tr>\n<th>\u5b66\u8cc7\u4fdd\u967a<\/th>\n<td style=\"text-align: left;\">\u30fb\u5b50\u3069\u3082\u306e\u6559\u80b2\u8cc7\u91d1\u3092\u7a4d\u307f\u7acb\u3066\u3089\u308c\u3001\u6c7a\u3081\u3089\u308c\u305f\u671f\u9593\u306b\u5b66\u8cc7\u91d1\u304c\u652f\u6255\u308f\u308c\u308b<\/td>\n<\/tr>\n<tr>\n<th>\u500b\u4eba\u5e74\u91d1\u4fdd\u967a<\/th>\n<td style=\"text-align: left;\">\u30fb\u8001\u5f8c\u306e\u751f\u6d3b\u8cc7\u91d1\u3092\u5e74\u91d1\u5f62\u5f0f\u3067\u53d7\u3051\u53d6\u308c\u308b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<blockquote class=\"wp-block-quote\"><p>\u53c2\u8003\uff1a\u4e00\u822c\u793e\u56e3\u6cd5\u4eba\u751f\u547d\u4fdd\u967a\u5354\u4f1a\u300c\u751f\u547d\u4fdd\u967a\u306e\u57fa\u790e\u77e5\u8b58&lt;br&gt;https:\/\/www.seiho.or.jp\/data\/billboard\/introduction\/content06\/<\/p><\/blockquote>\n<p>\u8caf\u84c4\u578b\u751f\u547d\u4fdd\u967a\u306f\u3001\u4e07\u304c\u4e00\u306e\u5099\u3048\u3060\u3051\u3067\u306a\u304f\u3001\u8caf\u91d1\u3082\u3057\u305f\u3044\u65b9\u306b\u304a\u3059\u3059\u3081\u306e\u5546\u54c1\u3067\u3059\u3002<\/p>\n<h3 id=\"rtoc-3\"  class=\"we-block-heading jinr-heading d--bold\">\u639b\u3051\u6368\u3066\u578b\u3068\u306e\u9055\u3044<\/h3>\n<p>\u8caf\u84c4\u578b\u3068\u639b\u3051\u6368\u3066\u578b\u3067\u306f\u3001\u76ee\u7684\u3084\u7279\u5fb4\u306b\u5927\u304d\u306a\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<div class=\"scroll-table\">\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th><\/th>\n<th>\u8caf\u84c4\u578b<\/th>\n<th>\u639b\u3051\u6368\u3066\u578b<\/th>\n<\/tr>\n<tr>\n<th>\u4fdd\u967a\u6599<\/th>\n<td style=\"text-align: left;\">\u6bd4\u8f03\u7684\u9ad8\u3044<\/td>\n<td style=\"text-align: left;\">\u6bd4\u8f03\u7684\u5b89\u3044<\/td>\n<\/tr>\n<tr>\n<th>\u8fd4\u623b\u91d1<\/th>\n<td style=\"text-align: left;\">\u3042\u308a\uff08\u5951\u7d04\u671f\u9593\u3084\u5546\u54c1\u306b\u3088\u3063\u3066\u7570\u306a\u308b\uff09<\/td>\n<td style=\"text-align: left;\">\u306a\u3057<\/td>\n<\/tr>\n<tr>\n<th>\u4fdd\u967a\u671f\u9593<\/th>\n<td style=\"text-align: left;\">\u6709\u671f\u578b\u307e\u305f\u306f\u7d42\u8eab\u578b<\/td>\n<td style=\"text-align: left;\">\u4e3b\u306b\u6709\u671f\u578b<\/td>\n<\/tr>\n<tr>\n<th>\u304a\u3059\u3059\u3081\u306a\u4eba<\/th>\n<td style=\"text-align: left;\">\u30fb\u5c06\u6765\u306e\u8cc7\u91d1\u3082\u6e96\u5099\u3057\u305f\u3044\u4eba<br \/>\n\u30fb\u9577\u671f\u7684\u306a\u8cc7\u7523\u5f62\u6210\u3092\u8003\u3048\u3066\u3044\u308b\u4eba<br \/>\n\u30fb\u30b5\u30dd\u30fc\u30c8\u3068\u8caf\u91d1\u30921\u3064\u306b\u307e\u3068\u3081\u305f\u3044\u4eba<\/td>\n<td style=\"text-align: left;\">\u30fb\u7d4c\u6e08\u7684\u306a\u8ca0\u62c5\u3092\u6291\u3048\u305f\u3044\u4eba<br \/>\n\u30fb\u7d14\u7c8b\u306a\u30b5\u30dd\u30fc\u30c8\u3092\u91cd\u8996\u3059\u308b\u4eba<br 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d--bold\">\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u30e1\u30ea\u30c3\u30c8\u306f\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-7021\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/10\/485011327-min.jpeg\" alt=\"\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u30e1\u30ea\u30c3\u30c8\u306f\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u8caf\u84c4\u578b\u306f\u30b5\u30dd\u30fc\u30c8\u3068\u8caf\u91d1\u304c\u540c\u6642\u306b\u3067\u304d\u305f\u308a\u3001\u7a0e\u91d1\u9762\u3067\u512a\u9047\u3092\u53d7\u3051\u3089\u308c\u305f\u308a\u3059\u308b\u306e\u304c\u9b45\u529b\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u3053\u3053\u304b\u3089\u306f\u3001\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u30e1\u30ea\u30c3\u30c8\u30924\u3064\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/span><\/p>\n<h3 id=\"rtoc-5\"  class=\"we-block-heading jinr-heading 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id=\"rtoc-7\"  class=\"we-block-heading jinr-heading 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class=\"wp-block-quote\"><p>\u53c2\u8003\uff1a\u56fd\u7a0e\u5e81\u300cNo.4114 \u76f8\u7d9a\u7a0e\u306e\u8ab2\u7a0e\u5bfe\u8c61\u306b\u306a\u308b\u6b7b\u4ea1\u4fdd\u967a\u91d1\u300d&lt;br&gt;https:\/\/www.nta.go.jp\/taxes\/shiraberu\/taxanswer\/sozoku\/4114.htm<\/p><\/blockquote>\n<h3 id=\"rtoc-8\"  class=\"we-block-heading jinr-heading d--bold\">\u5951\u7d04\u8005\u8cb8\u4ed8\u5236\u5ea6\u3092\u5229\u7528\u3067\u304d\u308b<\/h3>\n<p>\u591a\u304f\u306e\u7a4d\u307f\u7acb\u3066\u578b\u306b\u306f\u3001\u5951\u7d04\u8005\u8cb8\u4ed8\u5236\u5ea6\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u5951\u7d04\u8005\u8cb8\u4ed8\u5236\u5ea6\u3068\u306f\u3001\u4fdd\u967a\u3092\u5951\u7d04\u305b\u305a\u306b\u8fd4\u623b\u91d1\u306e\u4e00\u5b9a\u7bc4\u56f2\u5185\u3067\u8cc7\u91d1\u3092\u501f\u308a\u5165\u308c\u3089\u308c\u308b\u5236\u5ea6\u3067\u3059\u3002<\/span><\/p>\n<p>\u4fdd\u967a\u5951\u7d04\u306f\u305d\u306e\u307e\u307e\u7d99\u7d9a\u3059\u308b\u305f\u3081\u3001\u30b5\u30dd\u30fc\u30c8\u304c\u9014\u5207\u308c\u308b\u3053\u3068\u306a\u304f\u3001\u4e00\u6642\u7684\u306a\u8cc7\u91d1\u9700\u8981\u306b\u5bfe\u5fdc\u3067\u304d\u308b\u306e\u304c\u9b45\u529b\u3067\u3059\u3002<\/p>\n<p>\u5229\u7387\u304c\u4e00\u822c\u7684\u306a\u501f\u5165\u3088\u308a\u4f4e\u3081\u306b\u8a2d\u5b9a\u3055\u308c\u3066\u3044\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u305f\u3081\u3001\u7d4c\u6e08\u7684\u306a\u8ca0\u62c5\u3082\u6bd4\u8f03\u7684\u8efd\u6e1b\u3055\u308c\u307e\u3059\u3002<\/p>\n<h2 id=\"rtoc-9\"  class=\"we-block-heading jinr-heading 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class=\"marker-line\">\u7a4d\u307f\u7acb\u3066\u578b\u306e\u751f\u547d\u4fdd\u967a\u306f\u3001\u4fdd\u967a\u6599\u304c\u5272\u9ad8\u3060\u3063\u305f\u308a\u3001\u30a4\u30f3\u30d5\u30ec\u30ea\u30b9\u30af\u306b\u5f31\u304b\u3063\u305f\u308a\u306a\u3069\u306e\u30de\u30a4\u30ca\u30b9\u9762\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u30de\u30a4\u30ca\u30b9\u9762\u3092\u77e5\u3089\u305a\u3001\u7a4d\u307f\u7acb\u3066\u578b\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u3068\u3001\u516c\u958b\u3059\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u3001\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u8caf\u84c4\u578b\u306e\u751f\u547d\u4fdd\u967a\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u30923\u3064\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-10\"  class=\"we-block-heading jinr-heading 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