{"id":6583,"date":"2025-05-16T17:03:33","date_gmt":"2025-05-16T08:03:33","guid":{"rendered":"https:\/\/www.randcins.jp\/hoken\/?p=6583"},"modified":"2026-01-09T13:11:55","modified_gmt":"2026-01-09T04:11:55","slug":"civil-servant","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/hoken\/life-insurance\/civil-servant\/","title":{"rendered":"\u516c\u52d9\u54e1\u306b\u751f\u547d\u4fdd\u967a\u306f\u3044\u3089\u306a\u3044\uff1f\u5171\u6e08\u7d44\u5408\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u306e\u3044\u3044\u8003\u3048\u65b9\u3068\u306f"},"content":{"rendered":"<section class=\"wp-block-jinr-blocks-fukidashi b--jinr-block b--jinr-fukidashi\">\n\t\t\t\t<div class=\"o--jinr-fukidashi d--fukidashi-chat d--fukidashi-left d--fukidashi-border-bold d--border-simplecolor\">\n\t\t\t\t<div class=\"c--fukidashi-img-box\">\n\t\t\t\t<div class=\"a--fukidashi-img d--fukidashi-img-simplecolor\"><img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"72\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2024\/05\/5cc6274f7081ff7b328f6882e095b035.png\" alt=\"\u76f8\u8ac7\u8005\"\/><\/div>\n\t\t\t\t<span class=\"a--fukidashi-icon-name\">\u76f8\u8ac7\u8005<\/span>\n\t\t\t\t<div class=\"a--fukidashi-img-circle\" style=\"background-color:#eee;\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c--fukidashi-contents\" style=\"border-color:#eee; background-color:#eeeeee;\"><\/p>\n<div class=\"o--fukidashi-inner\">\n<p>\u516c\u52d9\u54e1\u306b\u751f\u547d\u4fdd\u967a\u306f\u5fc5\u8981\u306a\u3044\uff1f<\/p>\n<\/div>\n<p><span class=\"a--fukidashi-parts-after\" style=\"color:#eeeeee;\"><\/span><span class=\"a--fukidashi-parts-before\" style=\"color:#eee;\"><\/span><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/p>\n<\/section>\n<section class=\"wp-block-jinr-blocks-fukidashi b--jinr-block b--jinr-fukidashi\">\n\t\t\t\t<div class=\"o--jinr-fukidashi d--fukidashi-chat d--fukidashi-left d--fukidashi-border-bold d--border-simplecolor\">\n\t\t\t\t<div class=\"c--fukidashi-img-box\">\n\t\t\t\t<div class=\"a--fukidashi-img d--fukidashi-img-simplecolor\"><img loading=\"lazy\" decoding=\"async\" width=\"72\" height=\"72\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2024\/05\/07bd58cd5448d78f18e75ec3d3272017.png\" alt=\"\u76f8\u8ac7\u8005\"\/><\/div>\n\t\t\t\t<span class=\"a--fukidashi-icon-name\">\u76f8\u8ac7\u8005<\/span>\n\t\t\t\t<div class=\"a--fukidashi-img-circle\" style=\"background-color:#eee;\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c--fukidashi-contents\" style=\"border-color:#eee; background-color:#eeeeee;\"><\/p>\n<div class=\"o--fukidashi-inner\">\n<p>\u516c\u52d9\u54e1\u3067\u5171\u6e08\u7d44\u5408\u3068\u751f\u547d\u4fdd\u967a\u306e\u30d0\u30e9\u30f3\u30b9\u60a9\u3093\u3067\u3044\u308b<\/p>\n<\/div>\n<p><span class=\"a--fukidashi-parts-after\" style=\"color:#eeeeee;\"><\/span><span class=\"a--fukidashi-parts-before\" style=\"color:#eee;\"><\/span><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/p>\n<\/section>\n<p>\u4e0a\u8a18\u306e\u3088\u3046\u306b\u3001\u516c\u52d9\u54e1\u3067\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u304b\u3001\u5171\u6e08\u7d44\u5408\u3068\u751f\u547d\u4fdd\u967a\u306e\u30d0\u30e9\u30f3\u30b9\u3092\u3069\u3046\u3059\u308b\u304b\u60a9\u3093\u3067\u3044\u308b\u4eba\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u516c\u52d9\u54e1\u306b\u751f\u547d\u4fdd\u967a\u306f\u4e0d\u8981\u3068\u306e\u610f\u898b\u3082\u3042\u308a\u3001\u5165\u308b\u304b\u60a9\u3093\u3067\u3044\u308b\u4eba\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u4eca\u56de\u306f\u3001\u7121\u6599\u4fdd\u967a\u76f8\u8ac7\u3092\u884c\u3063\u3066\u3044\u308b\u300c\u4fdd\u967a\u306e\u3077\u308d\u300d\u304c\u3001<strong>\u516c\u52d9\u54e1\u306b\u751f\u547d\u4fdd\u967a\u306f\u3044\u3089\u306a\u3044\u3068\u8a00\u308f\u308c\u3066\u3044\u308b\u7406\u7531\u3092\u7d39\u4ecb<\/strong>\u3057\u307e\u3059\u3002<\/p>\n<p>\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u3079\u304d\u4eba\u306e\u7279\u5fb4\u3082\u89e3\u8aac\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u4fdd\u967a\u306b\u5165\u308b\u304b\u60a9\u3093\u3067\u3044\u308b\u4eba\u306f\u305c\u3072\u3054\u89a7\u304f\u3060\u3055\u3044\u3002<\/p>\n<div id=\"rtoc-mokuji-wrapper\" class=\"rtoc-mokuji-content frame2 preset1 animation-fade rtoc_close default\" data-id=\"6583\" data-theme=\"JIN:R child\">\n\t\t\t<div id=\"rtoc-mokuji-title\" class=\" rtoc_center\">\n\t\t\t<button class=\"rtoc_open_close rtoc_close\"><\/button>\n\t\t\t<span>\u76ee\u6b21<\/span>\n\t\t\t<\/div><ol class=\"rtoc-mokuji decimal_ol level-1\"><li class=\"rtoc-item\"><a href=\"#rtoc-1\">\u5c0e\u5165\uff1a\u516c\u52d9\u54e1\u304c\u5165\u3063\u3066\u3044\u308b\u300c\u5171\u6e08\u7d44\u5408\u300d\u306b\u3064\u3044\u3066<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-2\">\u516c\u52d9\u54e1\u306b\u751f\u547d\u4fdd\u967a\u306f\u5fc5\u8981\u306a\u3044\u3068\u8a00\u308f\u308c\u308b3\u3064\u306e\u7406\u7531<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-3\">\u75be\u75c5\u3084\u30b1\u30ac\u3067\u4f11\u8077\u3057\u305f\u6642\u306e\u4fdd\u969c\u304c\u624b\u539a\u3044<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-4\">\u9ad8\u984d\u306a\u533b\u7642\u8cbb\u3078\u306e\u4fdd\u969c\u3082\u624b\u539a\u3044<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-5\">\u56e3\u4f53\u4fdd\u967a\u306b\u5165\u308c\u308b<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-6\">\u751f\u547d\u4fdd\u967a\u306e\u5fc5\u8981\u6027\u304c\u9ad8\u3044\u4eba\u306e\u7279\u5fb4\u306f\uff1f<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-7\">\u914d\u5076\u8005\u3084\u5b50\u3069\u3082\u304c\u3044\u308b\u4eba\uff08\u5897\u3048\u308b\u4e88\u5b9a\u304c\u3042\u308b\u4eba\uff09<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-8\">\u81ea\u5df1\u8ca0\u62c5\u306b\u5bfe\u5fdc\u3067\u304d\u308b\u8caf\u84c4\u304c\u306a\u3044\u4eba<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-9\">\u516c\u52d9\u54e1\u304b\u3089\u306e\u8ee2\u8077\u3092\u8003\u3048\u3066\u3044\u308b\u4eba<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-10\">\u5171\u6e08\u7d44\u5408\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u306e\u53d6\u308c\u305f\u4fdd\u967a\u306e\u8003\u3048\u65b9<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-11\">\u516c\u7684\u4fdd\u969c\u3067\u4e0d\u8db3\u3059\u308b\u90e8\u5206\u3092\u88dc\u3046\u5f62\u3067\u5165\u308b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-12\">\u4fdd\u969c\u5185\u5bb9\u3092\u5b9a\u671f\u7684\u306b\u898b\u76f4\u3059\u524d\u63d0\u3067\u9078\u3076<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-13\">\u5bb6\u8a08\u306e\u72b6\u6cc1\u306b\u5408\u308f\u305b\u3066\u9078\u3076<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-14\">\u8a18\u4e8b\u307e\u3068\u3081<\/a><\/li><\/ol><\/div><h2 id=\"rtoc-1\"  class=\"wp-block-heading jinr-heading d--bold\">\u5c0e\u5165\uff1a\u516c\u52d9\u54e1\u304c\u5165\u3063\u3066\u3044\u308b\u300c\u5171\u6e08\u7d44\u5408\u300d\u306b\u3064\u3044\u3066<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6587\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/05\/236571478-min.png\" alt=\"\u5c0e\u5165\uff1a\u516c\u52d9\u54e1\u304c\u5165\u3063\u3066\u3044\u308b\u300c\u5171\u6e08\u7d44\u5408\u300d\u306b\u3064\u3044\u3066\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u516c\u52d9\u54e1\u304c\u5165\u3063\u3066\u3044\u308b\u300c\u5171\u6e08\u7d44\u5408\u300d\u3068\u306f\u3001\u56fd\u6c11\u7686\u4fdd\u967a\u5236\u5ea6\u306e1\u3064\u3067\u3059\u3002<\/p>\n<p>\u65e5\u672c\u3067\u306f\u3001\u56fd\u6c11\u7686\u4fdd\u967a\u5236\u5ea6\u3092\u63a1\u7528\u3057\u3066\u304a\u308a\u3001\u65e5\u672c\u56fd\u6c11\u5168\u54e1\u304c\u516c\u7684\u4fdd\u967a\u306b\u5165\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u306a\u304b\u3067\u3082\u300c\u5171\u6e08\u7d44\u5408\u300d\u306f\u3001\u7d44\u5408\u54e1\u304c\u304a\u4e92\u3044\u306b\u8cbb\u7528\u3092\u51fa\u3057\u5408\u3044\u3001\u76f8\u4e92\u30b5\u30dd\u30fc\u30c8\u3059\u308b\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306b\u5171\u6e08\u7d44\u5408\u306f\u5065\u5eb7\u4fdd\u967a\u306b\u6bd4\u3079\u308b\u3068\u3001\u7d4c\u6e08\u7684\u8ca0\u62c5\u304c\u8efd\u3044\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u5171\u6e08\u7d44\u5408\u306b\u306f\u300c\u77ed\u671f\u7d66\u4ed8\u300d\u3068\u300c\u9577\u671f\u7d66\u4ed8\u300d\u306e2\u7a2e\u985e\u304c\u3042\u308a\u3001\u9055\u3044\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th width=\"25%\"><\/th>\n<th>\u4fdd\u969c<\/th>\n<\/tr>\n<tr>\n<td>\u77ed\u671f\u7d66\u4ed8<\/td>\n<td>\u30fb\u75be\u75c5\u30fb\u602a\u6211\u30fb\u51fa\u7523\u30fb\u6b7b\u4ea1\u306b\u5bfe\u3057\u3066\u7d66\u4ed8\u3092\u53d7\u3051\u3089\u308c\u308b<br \/>\n\u30fb\u7d44\u5408\u304c\u72ec\u81ea\u3067\u652f\u7d66\u3059\u308b\u7d66\u4ed8\u3082\u3042\u308b<\/td>\n<\/tr>\n<tr>\n<td>\u9577\u671f\u7d66\u4ed8<\/td>\n<td>\u30fb\u9000\u8077\u5f8c\u3084\u969c\u5bb3\u72b6\u614b\u3001\u6b7b\u4ea1\u6642\u306a\u3069\u306b\u624b\u5f53\u3092\u53d7\u3051\u3089\u308c\u308b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u77ed\u671f\u7d66\u4ed8\u304c\u516c\u7684\u533b\u7642\u4fdd\u967a\u3001\u9577\u671f\u7d66\u4ed8\u306f\u516c\u7684\u5e74\u91d1\u5236\u5ea6\u306b\u8fd1\u3044\u30a4\u30e1\u30fc\u30b8\u3067\u3059\u3002<\/p>\n<h2 id=\"rtoc-2\"  class=\"wp-block-heading jinr-heading d--bold\">\u516c\u52d9\u54e1\u306b\u751f\u547d\u4fdd\u967a\u306f\u5fc5\u8981\u306a\u3044\u3068\u8a00\u308f\u308c\u308b3\u3064\u306e\u7406\u7531<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6591\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/05\/1444012897-min.png\" alt=\"\u516c\u52d9\u54e1\u306b\u751f\u547d\u4fdd\u967a\u306f\u5fc5\u8981\u306a\u3044\u3068\u8a00\u308f\u308c\u308b3\u3064\u306e\u7406\u7531\" width=\"768\" height=\"512\" \/><\/p>\n<p><strong>\u516c\u52d9\u54e1\u306f\u3001\u75be\u75c5\u3084\u602a\u6211\u3067\u4f11\u3093\u3060\u969b\u306e\u4fdd\u969c\u304c\u624b\u539a\u304b\u3063\u305f\u308a\u3001\u56e3\u4f53\u4fdd\u967a\u306b\u5165\u308c\u305f\u308a\u3059\u308b\u70b9\u304b\u3089\u751f\u547d\u4fdd\u967a\u306f\u4e0d\u8981\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/strong><\/p>\n<p>\u9ad8\u984d\u306a\u533b\u7642\u8cbb\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u5834\u5408\u3001\u30b5\u30dd\u30fc\u30c8\u3092\u53d7\u3051\u3089\u308c\u308b\u306e\u3082\u516c\u52d9\u54e1\u306e\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u516c\u52d9\u54e1\u306b\u751f\u547d\u4fdd\u967a\u306f\u4e0d\u8981\u3068\u8a00\u308f\u308c\u3066\u3044\u308b\u7406\u7531\u30923\u3064\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-3\"  class=\"wp-block-heading jinr-heading d--bold\">\u75be\u75c5\u3084\u30b1\u30ac\u3067\u4f11\u8077\u3057\u305f\u6642\u306e\u4fdd\u969c\u304c\u624b\u539a\u3044<\/h3>\n<p><span class=\"marker-line\">\u75be\u75c5\u3084\u30b1\u30ac\u3067\u4f11\u3093\u3067\u3082\u3001\u624b\u539a\u3044\u4fdd\u969c\u3092\u53d7\u3051\u3089\u308c\u308b\u306e\u304c\u3001\u751f\u547d\u4fdd\u967a\u306f\u4e0d\u8981\u3068\u8a00\u308f\u308c\u308b\u7406\u7531\u306e1\u3064<\/span>\u3067\u3059\u3002<\/p>\n<p>\u516c\u52d9\u54e1\u306f\u75be\u75c5\u3084\u30b1\u30ac\u3067\u4f11\u3080\u3068\u3001\u4f11\u6687\u958b\u59cb\u304b\u308990\u65e5\u9593\u306f\u300c\u75be\u75c5\u4f11\u6687\u300d\u6271\u3044\u306b\u306a\u308a\u307e\u3059\u3002\u75be\u75c5\u4f11\u6687\u6271\u3044\u306b\u306a\u308b\u3068\u3001\u7d66\u4e0e\u306e\u5168\u984d\u304c\u652f\u7d66\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>90\u65e5\u3092\u8d85\u3048\u3066\u4f11\u6687\u3092\u53d6\u5f97\u3057\u305f\u5834\u5408\u3067\u3082\u30011\u5e74\u9593\u306f\u7d66\u4e0e\u306e80%\u306e\u53d7\u3051\u53d6\u308a\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u6700\u4f4e\u3067\u30821\u5e74\u9593\u306f\u3001\u7d66\u4e0e\u3092\u53d7\u3051\u53d6\u308c\u308b\u305f\u3081\u3001\u75be\u75c5\u3084\u30b1\u30ac\u3092\u3057\u3066\u3082\u4fdd\u969c\u304c\u624b\u539a\u3044\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u4f11\u6687\u53d6\u5f972\u5e74\u76ee\u4ee5\u964d\u306e\u7d66\u4e0e\u652f\u7d66\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4f1a\u793e\u54e1\u3068\u540c\u69d8\u306b\u300c\u50b7\u75c5\u624b\u5f53\u91d1\u300d\u306e\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-4\"  class=\"wp-block-heading jinr-heading d--bold\">\u9ad8\u984d\u306a\u533b\u7642\u8cbb\u3078\u306e\u4fdd\u969c\u3082\u624b\u539a\u3044<\/h3>\n<p>\u516c\u52d9\u54e1\u306f\u3001\u9ad8\u984d\u306a\u533b\u7642\u8cbb\u3078\u306e\u4fdd\u969c\u3082\u624b\u539a\u3044\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u57fa\u672c\u7684\u306b\u30011\u30f6\u6708\u306b\u652f\u6255\u3063\u305f\u533b\u7642\u8cbb\u304c\u81ea\u5df1\u8ca0\u62c5\u9650\u5ea6\u984d\u3092\u8d85\u3048\u3066\u3082\u3001\u4f1a\u793e\u54e1\u3068\u540c\u69d8\u300c\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6\u300d\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001\u533b\u7642\u8cbb\u304c\u6240\u5b9a\u306e\u9650\u5ea6\u984d\u3092\u8d85\u3048\u305f\u5834\u5408\u3001<span 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height=\"512\" \/><\/p>\n<p>\u914d\u5076\u8005\u3084\u5b50\u3069\u3082\u304c\u3044\u305f\u308a\u3001\u5341\u5206\u306a\u8caf\u84c4\u304c\u306a\u304b\u3063\u305f\u308a\u3059\u308b\u4eba\u306f\u3001\u751f\u547d\u4fdd\u967a\u306e\u9700\u8981\u306f\u9ad8\u3044\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u73fe\u72b6\u306e\u516c\u7684\u5236\u5ea6\u3060\u3051\u3067\u306f\u30b5\u30dd\u30fc\u30c8\u304c\u4e0d\u5341\u5206\u3060\u3068\u3001\u81ea\u5df1\u8ca0\u62c5\u3067\u533b\u7642\u8cbb\u3092\u652f\u6255\u308f\u306a\u304f\u3066\u306f\u306a\u3089\u306a\u3044\u30ea\u30b9\u30af\u3082\u3042\u308b\u305f\u3081\u3001\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u751f\u547d\u4fdd\u967a\u306b\u5165\u308b\u306e\u304c\u304a\u3059\u3059\u3081\u306a\u4eba\u306e\u7279\u5fb4\u30923\u3064\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-7\"  class=\"wp-block-heading jinr-heading 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d--bold\">\u5171\u6e08\u7d44\u5408\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u306e\u53d6\u308c\u305f\u4fdd\u967a\u306e\u8003\u3048\u65b9<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-6589\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2025\/05\/531873008-min.png\" alt=\"\u5171\u6e08\u7d44\u5408\u3068\u306e\u30d0\u30e9\u30f3\u30b9\u306e\u53d6\u308c\u305f\u4fdd\u967a\u306e\u8003\u3048\u65b9\" width=\"768\" height=\"512\" 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