{"id":324,"date":"2024-01-12T18:44:48","date_gmt":"2024-01-12T09:44:48","guid":{"rendered":"http:\/\/Randc-ALBAE-QYSRH71IFEIC-2097414115.ap-northeast-1.elb.amazonaws.com\/hoken\/?p=324"},"modified":"2025-05-02T19:15:33","modified_gmt":"2025-05-02T10:15:33","slug":"unnecessary","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/hoken\/cancer-insurance\/unnecessary\/","title":{"rendered":"20\u4ee3\u306b\u304c\u3093\u4fdd\u967a\u306f\u3044\u3089\u306a\u3044\uff1f\u5fc5\u8981\u6027\u306e\u6709\u7121\u3084\u52a0\u5165\u7387\u3001\u9078\u3076\u969b\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u89e3\u8aac"},"content":{"rendered":"<p>\u65e5\u672c\u4eba\u306e\u7d042\u4eba\u306b1\u4eba\u306f\u3001\u4e00\u751f\u306e\u3046\u3061\u306b\u304c\u3093\u3092\u767a\u75c7\u3059\u308b\u3068\u8a00\u308f\u308c\u3066\u304a\u308a\u3001\u304c\u3093\u4fdd\u967a\u3078\u306e\u4e16\u9593\u7684\u306a\u95a2\u5fc3\u304c\u96c6\u307e\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u8fd1\u5e74\u306e\u4e0d\u5b89\u5b9a\u306a\u4e16\u306e\u4e2d\u3067\u3001\u533b\u7642\u5236\u5ea6\u3084\u8caf\u84c4\u3001\u6295\u8cc7\u306a\u3069\u306b\u6ce8\u76ee\u304c\u96c6\u307e\u308b\u306a\u304b\u3001\u82e5\u5e74\u5c64\u3082\u4fdd\u967a\u5546\u54c1\u3001\u304c\u3093\u4fdd\u967a\u306a\u3069\u3078\u306e\u77e5\u8b58\u3092\u8eab\u306b\u7740\u3051\u308b\u3053\u3068\u306f\u5927\u5207\u3067\u3042\u308b\u3068\u8a00\u308f\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u679c\u305f\u3057\u306620\u4ee3\u304b\u3089\u304c\u3093\u4fdd\u967a\u3078\u306e\u52a0\u5165\u306f\u5fc5\u8981\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u4eca\u56de\u306f\u3001\u7121\u6599\u4fdd\u967a\u76f8\u8ac7\u3092\u884c\u306a\u3063\u3066\u3044\u308b\u300c\u4fdd\u967a\u306e\u3077\u308d\u300d\u304c\u3001<strong>20\u4ee3\u306b\u304c\u3093\u4fdd\u967a\u306f\u5fc5\u8981\u306a\u306e\u304b\u3001\u9078\u3076\u969b\u306e\u30dd\u30a4\u30f3\u30c8\u306b\u3064\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac<\/strong>\u3057\u307e\u3059\u3002<\/p>\n<div class=\"pc_on\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-2090\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/08\/07a7818d0f1228abd9dec1389bbf0653.png\" alt=\"\u4fdd\u967a\u306e\u3077\u308d_pc\" width=\"1068\" height=\"731\" srcset=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/08\/07a7818d0f1228abd9dec1389bbf0653.png 1068w, https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/08\/07a7818d0f1228abd9dec1389bbf0653-768x526.png 768w\" sizes=\"auto, (max-width: 1068px) 100vw, 1068px\" \/><\/div>\n<div class=\"sp_on\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-2091\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2024\/12\/rc_seo_banner-min.png\" alt=\"\u4fdd\u967a\u306e\u3077\u308d_sp\" width=\"960\" height=\"1200\" \/><\/div>\n<div id=\"rtoc-mokuji-wrapper\" class=\"rtoc-mokuji-content frame2 preset1 animation-fade rtoc_close default\" data-id=\"324\" data-theme=\"JIN:R child\">\n\t\t\t<div id=\"rtoc-mokuji-title\" class=\" rtoc_center\">\n\t\t\t<button class=\"rtoc_open_close rtoc_close\"><\/button>\n\t\t\t<span>\u76ee\u6b21<\/span>\n\t\t\t<\/div><ol class=\"rtoc-mokuji decimal_ol level-1\"><li class=\"rtoc-item\"><a href=\"#rtoc-1\">\u305d\u3082\u305d\u3082\u304c\u3093\u4fdd\u967a\u3068\u306f\uff1f<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-2\">\u304c\u3093\u4fdd\u967a<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-3\">\u533b\u7642\u4fdd\u967a<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-4\">\u533b\u7642\u4fdd\u967a\u3068\u306e\u9055\u3044\u3068\u306f\uff1f<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-5\">20\u4ee3\u306e\u3053\u308c\u304b\u3089\u306e\u304c\u3093\u767a\u75c7\u30ea\u30b9\u30af\u306f\uff1f<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-6\">20\u4ee3\u306e\u304c\u3093\u4fdd\u967a\u52a0\u5165\u7387\u306f\uff1f<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-7\">20\u4ee3\u306e\u304c\u3093\u4fdd\u967a\u306b\u304a\u3051\u308b\u4fdd\u967a\u6599\u306f\uff1f<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-8\">20\u4ee3\u304c\u300c\u304c\u3093\u300d\u4fdd\u967a\u3092\u9078\u3076\u969b\u306e\u30dd\u30a4\u30f3\u30c8\u3068\u306f\uff1f<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-9\">20\u4ee3\u304c\u3093\u4fdd\u967a\uff5c\u30dd\u30a4\u30f3\u30c8\u2460\uff1a\u8a3a\u65ad\u7d66\u4ed8\u91d1\u306e\u6709\u7121\u30fb\u56de\u6570<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-10\">20\u4ee3\u304c\u3093\u4fdd\u967a\uff5c\u30dd\u30a4\u30f3\u30c8\u2461\uff1a\u4fdd\u969c\u671f\u9593<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-11\">20\u4ee3\u304c\u3093\u4fdd\u967a\uff5c\u30dd\u30a4\u30f3\u30c8\u2462\uff1a\u652f\u6255\u4fdd\u967a\u6599<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-12\">\u307e\u3068\u3081\uff1a\u3069\u306e\u304c\u3093\u4fdd\u967a\u304c\u3044\u3044\u306e\uff1f\u3068\u611f\u3058\u305f\u3089\u30d7\u30ed\u306b\u76f8\u8ac7\u304c\u304a\u3059\u3059\u3081\uff01<\/a><\/li><\/ol><\/div><h2 id=\"rtoc-1\"  class=\"wp-block-heading jinr-heading d--bold\">\u305d\u3082\u305d\u3082\u304c\u3093\u4fdd\u967a\u3068\u306f\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-377\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/11\/324_5-min.png\" alt=\"\u304c\u3093\u4fdd\u967a\u306e\u30a4\u30e1\u30fc\u30b8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u305d\u3082\u305d\u3082\u304c\u3093\u4fdd\u967a\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u4fdd\u969c\u3084\u7279\u5fb4\u3092\u6301\u3063\u305f\u4fdd\u967a\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u304c\u3093\u4fdd\u967a\u3068\u306f\u3069\u3046\u3044\u3063\u305f\u4fdd\u967a\u306a\u306e\u304b\u3092\u533b\u7642\u4fdd\u967a\u3068\u306e\u6bd4\u8f03\u3068\u3044\u3046\u70b9\u304b\u3089\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 id=\"rtoc-2\"  class=\"jinr-heading d--bold\">\u304c\u3093\u4fdd\u967a<\/h3>\n<p><span class=\"marker-red\">\u304c\u3093\u4fdd\u967a\u3068\u306f\u3001\u88ab\u4fdd\u967a\u8005\u304c\u300c\u304c\u3093\u300d\u3068\u8a3a\u65ad\u3055\u308c\u305f\u5834\u5408\u306b\u306e\u307f\u9069\u7528\u3055\u308c\u308b\u4fdd\u967a\u306e\u3053\u3068\u3067\u3059\u3002<\/span><\/p>\n<p>\u304c\u3093\u4ee5\u5916\u306e\u75c5\u6c17\u3084\u30b1\u30ac\u304c\u4fdd\u969c\u3055\u308c\u308b\u3053\u3068\u306f\u306a\u3044\u3068\u3044\u3046\u306e\u304c\u5927\u304d\u306a\u7279\u5fb4\u3067\u3042\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4fdd\u969c\u3059\u308b\u7bc4\u56f2\u3092\u304c\u3093\u306b\u7279\u5316\u3057\u3066\u3044\u308b\u5206\u3001\u6708\u3005\u306b\u652f\u6255\u3046\u4fdd\u967a\u6599\u306a\u3069\u304c\u305d\u306e\u4ed6\u306e\u4fdd\u967a\u306b\u6bd4\u3079\u308b\u3068\u4f4e\u304f\u6291\u3048\u3089\u308c\u3066\u3044\u308b\u3068\u3044\u3046\u70b9\u3082\u304c\u3093\u4fdd\u967a\u306e\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<p>\u4fdd\u969c\u3055\u308c\u308b\u304a\u91d1\u306f\u3001\u300c\u304c\u3093\u8a3a\u65ad\u4e00\u6642\u91d1\u300d\u3001\u300c\u6cbb\u7642\u7d66\u4ed8\u91d1\u300d\u3001\u300c\u304c\u3093\u5165\u9662\u7d66\u4ed8\u91d1\u300d\u3001\u300c\u304c\u3093\u624b\u8853\u7d66\u4ed8\u91d1\u300d\u306a\u3069\u304c\u3042\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-red\">\u8fd1\u5e74\u306e\u304c\u3093\u6cbb\u7642\u308420\u4ee3\u306e\u65b9\u306e\u8eab\u4f53\u7684\u7279\u5fb4\u3001\u767a\u75c7\u3057\u305f\u969b\u306e\u7d4c\u6e08\u7684\u8ca0\u62c5\u3092\u9451\u307f\u308b\u3068\u3001\u300c\u304c\u3093\u8a3a\u65ad\u4e00\u6642\u91d1\u300d\u3068\u3044\u3046\u4fdd\u969c\u306e\u6709\u7121\u304c\u3001\u304c\u3093\u4fdd\u967a\u52a0\u5165\u3092\u691c\u8a0e\u3059\u308b\u969b\u306e1\u3064\u306e\u6307\u6a19\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/span><\/p>\n<h3 id=\"rtoc-3\"  class=\"jinr-heading d--bold\">\u533b\u7642\u4fdd\u967a<\/h3>\n<p><span class=\"marker-red\">\u533b\u7642\u4fdd\u967a\u306f\u3001\u304c\u3093\u3060\u3051\u3067\u306f\u306a\u304f\u3042\u3089\u3086\u308b\u7a2e\u985e\u306e\u75c5\u6c17\u3084\u3051\u304c\u306b\u5bfe\u3057\u3066\u4fdd\u969c\u304c\u52b9\u304f\u4fdd\u967a\u3067\u3059\u3002<\/span><\/p>\n<p>\u305d\u306e\u305f\u3081\u539f\u56e0\u306b\u304b\u304b\u308f\u3089\u305a\u5e45\u5e83\u3044\u4fdd\u969c\u306e\u3042\u308b\u4fdd\u967a\u306b\u5165\u3063\u3066\u304a\u304d\u305f\u3044\u3068\u3044\u3046\u65b9\u306b\u306f\u3001\u533b\u7642\u4fdd\u967a\u304c\u304a\u3059\u3059\u3081\u3067\u3042\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e00\u822c\u7684\u306a\u533b\u7642\u4fdd\u967a\u3067\u306f\u3001\u75c5\u6c17\u3084\u3051\u304c\u3092\u3057\u3066\u533b\u7642\u6a5f\u95a2\u3067\u6cbb\u7642\u3092\u53d7\u3051\u305f\u969b\u306b\u624b\u8853\u3084\u5165\u9662\u7d66\u4ed8\u91d1\u306a\u3069\u304c\u652f\u6255\u308f\u308c\u307e\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001\u533b\u7642\u4fdd\u967a\u306b\u306f\u5e73\u574715.7\u65e5\u3068\u3044\u3046\u7d66\u4ed8\u91d1\u306e\u652f\u6255\u9650\u5ea6\u65e5\u6570\u304c\u8a2d\u3051\u3089\u308c\u3066\u3044\u308b\u30b1\u30fc\u30b9\u304c\u4e00\u822c\u7684\u3067\u3042\u308b\u3053\u3068\u306b\u6c17\u3092\u4ed8\u3051\u306a\u3051\u308c\u3070\u3044\u3051\u307e\u305b\u3093\u3002<\/p>\n<h2 id=\"rtoc-4\"  class=\"wp-block-heading jinr-heading d--bold\">\u533b\u7642\u4fdd\u967a\u3068\u306e\u9055\u3044\u3068\u306f\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-374\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/11\/324_2-min.png\" alt=\"\u533b\u7642\u4fdd\u967a\u306e\u30a4\u30e1\u30fc\u30b8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u4e00\u822c\u7684\u306a\u304c\u3093\u4fdd\u967a\u3068\u533b\u7642\u4fdd\u967a\u306e\u9055\u3044\u3092\u7c21\u5358\u306b\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<table class=\"c-side-table\">\n<tbody>\n<tr>\n<th width=\"25%\"><\/th>\n<th width=\"37%\">\u304c\u3093\u4fdd\u967a<\/th>\n<th width=\"37%\">\u533b\u7642\u4fdd\u967a<\/th>\n<\/tr>\n<tr>\n<th>\u4fdd\u969c\u5185\u5bb9<\/th>\n<td>\u60aa\u6027\u65b0\u751f\u7269\u30fb\u4e0a\u76ae\u5185\u65b0\u751f\u7269\uff08\u4e00\u90e8\u4f8b\u5916\u3082\uff01\uff09<\/td>\n<td>\u75c5\u6c17\u30fb\u3051\u304c\uff08\u304c\u3093\u3082\u542b\u3080\uff09<\/td>\n<\/tr>\n<tr>\n<th>\u4e3b\u306a\u4fdd\u969c\u5185\u5bb9<\/th>\n<td>\u300c\u8a3a\u65ad\u4e00\u6642\u91d1\u300d\u300c\u5165\u9662\u7d66\u4ed8\u91d1\u300d\u300c\u624b\u8853\u7d66\u4ed8\u91d1\u300d\u300c\u901a\u9662\u7d66\u4ed8\u91d1\u300d<\/td>\n<td>\u300c\u5165\u9662\u7d66\u4ed8\u91d1\u300d\u300c\u624b\u8853\u7d66\u4ed8\u91d1\u300d<\/td>\n<\/tr>\n<tr>\n<th>\u305d\u306e\u4ed6\u306e\u4fdd\u969c\u5185\u5bb9<\/th>\n<td>\u300c\u6cbb\u7642\u7d66\u4ed8\u91d1\u300d\u300c\u304c\u3093\u5148\u9032\u533b\u7642\u7d66\u4ed8\u91d1\u300d<\/td>\n<td>\u300c\u901a\u9662\u7d66\u4ed8\u91d1\u300d\u300c\u5148\u9032\u533b\u7642\u7d66\u4ed8\u91d1\u300d<\/td>\n<\/tr>\n<tr>\n<th>\u514d\u8cac(\u4e0d\u62c5\u4fdd)\u671f\u9593<\/th>\n<td>90\u65e5\u9593\u304c\u307b\u3068\u3093\u3069<\/td>\n<td>\u306a\u3057\u306e\u5834\u5408\u304c\u307b\u3068\u3093\u3069<\/td>\n<\/tr>\n<tr>\n<th>\u5165\u96621\u56de\u5f53\u305f\u308a\u306e\u652f\u6255\u9650\u5ea6\u65e5\u6570<\/th>\n<td>\u7121\u5236\u9650\u304c\u307b\u3068\u3093\u3069<\/td>\n<td>\u5236\u9650\u3042\u308a<\/td>\n<\/tr>\n<tr>\n<th>\u901a\u7b97\u652f\u6255\u5165\u9662\u9650\u5ea6\u65e5\u6570<\/th>\n<td>\u7121\u5236\u9650\u304c\u307b\u3068\u3093\u3069<\/td>\n<td>\u5236\u9650\u3042\u308a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u304c\u3093\u4fdd\u967a\u3068\u533b\u7642\u4fdd\u967a\u306b\u306f\u4e0a\u8a18\u306e\u3088\u3046\u306a\u9055\u3044\u304c\u307f\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>\u304c\u3093\u4fdd\u967a\u3067\u306f\u3001\u5165\u96621\u56de\u3042\u305f\u308a\u306e\u652f\u6255\u9650\u5ea6\u65e5\u6570\u306e\u5236\u9650\u304c\u306a\u3044\u5834\u5408\u304c\u591a\u304f\u3001\u7642\u990a\u671f\u9593\u304c\u9577\u671f\u306b\u308f\u305f\u3063\u3066\u3082\u5b89\u5fc3\u3067\u3042\u308b\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u304c\u3093\u4fdd\u967a\u306b\u306f\u6cbb\u7642\u7d66\u4ed8\u91d1\u306a\u3069\u7d66\u4ed8\u91d1\u306e\u7a2e\u985e\u3082\u591a\u5c90\u306b\u308f\u305f\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u9055\u3044\u306a\u3069\u306b\u3064\u3044\u3066\u3082\u8a73\u3057\u304f\u77e5\u308b\u3053\u3068\u306f\u3001\u304c\u3093\u4fdd\u967a\u3078\u306e\u52a0\u5165\u3092\u691c\u8a0e\u3059\u308b\u306b\u3042\u305f\u3063\u3066\u91cd\u8981\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4ee5\u4e0b\u3067\u306f\u300120\u4ee3\u306e\u3053\u308c\u304b\u3089\u306e\u304c\u3093\u767a\u75c7\u30ea\u30b9\u30af\u3084\u300120\u4ee3\u306e\u304c\u3093\u4fdd\u967a\u52a0\u5165\u7387\u300120\u4ee3\u306e\u652f\u6255\u4fdd\u967a\u6599\u306e\u4f8b\u306a\u3069\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h2 id=\"rtoc-5\"  class=\"wp-block-heading jinr-heading d--bold\">20\u4ee3\u306e\u3053\u308c\u304b\u3089\u306e\u304c\u3093\u767a\u75c7\u30ea\u30b9\u30af\u306f\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-375\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/11\/324_3-min.png\" alt=\"20\u4ee3\u306e\u65b9\u304c\u5c06\u6765\u306e\u3053\u3068\u3092\u8003\u3048\u3066\u3044\u308b\u30a4\u30e1\u30fc\u30b8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u4eca\u73fe\u5728\u300120\u6b73\u306e\u4eba\u304c\u3053\u306e\u5148\u304c\u3093\u3068\u8a3a\u65ad\u3055\u308c\u308b\u30b1\u30fc\u30b9\u306f\u3069\u306e\u304f\u3089\u3044\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u56fd\u7acb\u304c\u3093\u7814\u7a76\u30bb\u30f3\u30bf\u30fc\u306e\u8a66\u7b97\u306b\u3088\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<table class=\"c-side-table\">\n<tbody>\n<tr>\n<th width=\"12%\">\u73fe\u5728\u306e\u5e74\u9f62<\/th>\n<th width=\"4%\">\u6027\u5225<\/th>\n<th width=\"12%\">10\u5e74\u4ee5\u5185<\/th>\n<th width=\"12%\">20\u5e74\u4ee5\u5185<\/th>\n<th width=\"12%\">30\u5e74\u4ee5\u5185<\/th>\n<th width=\"12%\">40\u5e74\u4ee5\u5185<\/th>\n<th width=\"12%\">50\u5e74\u4ee5\u5185<\/th>\n<th width=\"12%\">60\u5e74\u4ee5\u5185<\/th>\n<th width=\"12%\">\u751f\u6daf<\/th>\n<\/tr>\n<tr>\n<th>20\u6b73<\/th>\n<th>\u7537\u6027<\/th>\n<td>0.3%<\/td>\n<td>0.9%<\/td>\n<td>2.5%<\/td>\n<td>7.4%<\/td>\n<td>21.3%<\/td>\n<td>43.1%<\/td>\n<td>65.6%<\/td>\n<\/tr>\n<tr>\n<th>20\u6b73<\/th>\n<th>\u5973\u6027<\/th>\n<td>0.5%<\/td>\n<td>2.0%<\/td>\n<td>6.1%<\/td>\n<td>12.3%<\/td>\n<td>21.3%<\/td>\n<td>33.3%<\/td>\n<td>51.2%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote class=\"wp-block-quote\"><p><em>\u51fa\u5178\uff1a\u56fd\u7acb\u304c\u3093\u7814\u7a76\u30bb\u30f3\u30bf\u30fc\u304c\u3093\u60c5\u5831\u30b5\u30fc\u30d3\u30b9\u300c\u304c\u3093\u767b\u9332\u30fb\u7d71\u8a08\u300d\uff08\u6700\u65b0\u304c\u3093\u7d71\u8a08\u30fb\u304c\u3093\u7f79\u60a3\uff092019\u5e74\u30c7\u30fc\u30bf<\/em><\/p><\/blockquote>\n<p>\u4e0a\u306e\u8868\u306b\u3088\u308b\u3068\u3001\u751f\u6daf\u3092\u901a\u3057\u3066\u304c\u3093\u3068\u8a3a\u65ad\u3055\u308c\u308b\u78ba\u7387\u306f\u7d042\u4eba\u306b1\u4eba\u3068\u975e\u5e38\u306b\u9ad8\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u304c\u3001<b>\u73fe\u572820\u6b73\u306e\u65b9\u304c10\u5e74\u4ee5\u5185 (20\u4ee3\u306e\u3046\u3061) \u306b\u300c\u304c\u3093\u300d\u3068\u8a3a\u65ad\u3055\u308c\u308b\u30b1\u30fc\u30b9\u306f\u7537\u60270.3\uff05(1000\u4eba\u306b3\u4eba)\u3001\u5973\u60270.5\uff05(1000\u4eba\u306b5\u4eba) \u3068\u6bd4\u8f03\u7684\u5c11\u306a\u3044\u3068\u8a00\u3048\u307e\u3059\u3002<\/b><\/p>\n<p>\u307e\u305f\u300120\u4ee3\u300130\u4ee3\u308440\u4ee3\u3068\u82e5\u3044\u3046\u3061\u306f\u5973\u6027\u306e\u307b\u3046\u304c\u7537\u6027\u3068\u6bd4\u3079\u308b\u3068\u304c\u3093\u3068\u8a3a\u65ad\u3055\u308c\u308b\u78ba\u7387\u304c\u9ad8\u3044\u306e\u306b\u5bfe\u3057\u3001\u5e74\u9f62\u304c\u4e0a\u304c\u308b\u306b\u3064\u308c\u3066\u7537\u6027\u306e\u307b\u3046\u304c\u5973\u6027\u3088\u308a\u3082\u304c\u3093\u306b\u306a\u308b\u78ba\u7387\u306f\u9ad8\u304f\u306a\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u300120\u4ee3\u3067\u306f\u7537\u6027\u3068\u6bd4\u3079\u308b\u3068\u5973\u6027\u306e\u65b9\u304c\u300c\u304c\u3093\u300d\u3068\u8a3a\u65ad\u3055\u308c\u308b\u30ea\u30b9\u30af\u306f\u9ad8\u3044\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2 id=\"rtoc-6\"  class=\"wp-block-heading jinr-heading d--bold\">20\u4ee3\u306e\u304c\u3093\u4fdd\u967a\u52a0\u5165\u7387\u306f\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-373\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/11\/324_1-min.png\" alt=\"\u304c\u3093\u4fdd\u967a\u52a0\u5165\u7387\u3092\u30a4\u30e1\u30fc\u30b8\u3055\u305b\u308b\u30b0\u30e9\u30d5\" width=\"768\" height=\"512\" \/><\/p>\n<p>20\u4ee3\u306e\u304c\u3093\u4fdd\u967a\u52a0\u5165\u7387\u306f\u3069\u306e\u304f\u3089\u3044\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u4ee5\u4e0b\u304c\u3001\u65e5\u672c\u306b\u304a\u3051\u308b\u6027\u5225\u30fb\u5e74\u4ee3\u5225\u306e\u304c\u3093\u4fdd\u967a\u52a0\u5165\u7387\u306e\u8868\u3067\u3059\u3002<\/p>\n<table class=\"c-side-table\">\n<tbody>\n<tr>\n<th width=\"30%\"><\/th>\n<th width=\"35%\">\u7537\u6027<\/th>\n<th width=\"35%\">\u5973\u6027<\/th>\n<\/tr>\n<tr>\n<th>20\u4ee3<\/th>\n<td>21.0\uff05<\/td>\n<td>25.9\uff05<\/td>\n<\/tr>\n<tr>\n<th>30\u4ee3<\/th>\n<td>39.9\uff05<\/td>\n<td>39.7\uff05<\/td>\n<\/tr>\n<tr>\n<th>40\u4ee3<\/th>\n<td>48.3\uff05<\/td>\n<td>43.0\uff05<\/td>\n<\/tr>\n<tr>\n<th>50\u4ee3<\/th>\n<td>41.1\uff05<\/td>\n<td>38.7\uff05<\/td>\n<\/tr>\n<tr>\n<th>60\u4ee3<\/th>\n<td>37.8\uff05<\/td>\n<td>32.4\uff05<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote class=\"wp-block-quote\"><p>\u51fa\u5178\uff1a\u516c\u76ca\u8ca1\u56e3\u6cd5\u4eba\u3000\u751f\u547d\u4fdd\u967a\u6587\u5316\u30bb\u30f3\u30bf\u30fc\u306b\u3088\u308b\u300c\u4ee4\u548c\u5143\u5e74\u5ea6\u3000\u751f\u6d3b\u4fdd\u969c\u306b\u95a2\u3059\u308b\u8abf\u67fb\u300d<\/p><\/blockquote>\n<p>\u3053\u306e\u8868\u3092\u898b\u3066\u7686\u3055\u3093\u306f\u3069\u306e\u3088\u3046\u306b\u611f\u3058\u305f\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>20\u4ee3\u7537\u602721.0\uff05\u3001\u5973\u602725.9\uff05\u3068\u3044\u3046\u304c\u3093\u4fdd\u967a\u306e\u52a0\u5165\u7387\u306b\u9a5a\u3044\u305f\u65b9\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p><span class=\"marker-red\">\u89aa\u5143\u3092\u96e2\u308c\u81ea\u7acb\u3059\u308b\u65b9\u3084\u3001\u7d50\u5a5a\u3059\u308b\u65b9\u306a\u306920\u4ee3\u306f\u30e9\u30a4\u30d5\u30b9\u30c6\u30fc\u30b8\u304c\u5927\u304d\u304f\u5909\u308f\u308b\u65b9\u304c\u591a\u3044\u305f\u3081\u3001\u4e07\u304c\u4e00\u306b\u5099\u3048\u3066\u304c\u3093\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u304a\u304f\u3068\u3044\u3046\u65b9\u304c\u591a\u3044\u3068\u63a8\u6e2c\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p>\u307e\u305f\u300120\u4ee3\u3067\u304c\u3093\u4fdd\u967a\u306b\u52a0\u5165\u3059\u308b\u3053\u3068\u3067\u6708\u3005\u652f\u6255\u3046\u4fdd\u967a\u6599\u304c\u5b89\u304f\u306a\u308b\u3068\u3044\u3046\u30e1\u30ea\u30c3\u30c8\u3092\u4eab\u53d7\u3067\u304d\u308b\u3068\u3044\u3046\u70b9\u3082\u300120\u4ee3\u306e\u304c\u3093\u4fdd\u967a\u52a0\u5165\u7387\u304c\u4f4e\u3044\u3068\u306f\u8a00\u3048\u306a\u3044\u6570\u5b57\u306b\u3068\u3069\u307e\u3063\u3066\u3044\u308b\u8981\u56e0\u3067\u3042\u308b\u3068\u8003\u3048\u3089\u308c\u307e\u3059\u3002<\/p>\n<p>20\u4ee3\u304b\u3089\u304c\u3093\u4fdd\u967a\u306b\u52a0\u5165\u3057\u305f\u5834\u5408\u306e\u652f\u6255\u4fdd\u967a\u6599\u306e\u4f8b\u306b\u3064\u3044\u3066\u306f\u3001\u4ee5\u4e0b\u304b\u3089\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2 id=\"rtoc-7\"  class=\"wp-block-heading jinr-heading d--bold\">20\u4ee3\u306e\u304c\u3093\u4fdd\u967a\u306b\u304a\u3051\u308b\u4fdd\u967a\u6599\u306f\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-376\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/11\/324_4-min.png\" alt=\"\u304c\u3093\u4fdd\u967a\u306e\u6708\u6255\u4fdd\u967a\u6599\u306e\u30a4\u30e1\u30fc\u30b8\" width=\"768\" height=\"512\" \/><\/p>\n<p>20\u4ee3\u306e\u304c\u3093\u4fdd\u967a\u306b\u304a\u3051\u308b\u6708\u6255\u4fdd\u967a\u6599\u3068\u300170\u6b73\u307e\u3067\u306e\u652f\u6255\u4fdd\u967a\u6599\u7dcf\u984d\u3092\u30c1\u30e5\u30fc\u30ea\u30c3\u30d2\u4fdd\u967a\u306e\u63d0\u4f9b\u3059\u308b*\u7d42\u8eab\u30ac\u30f3\u6cbb\u7642\u4fdd\u967a\u30d7\u30ec\u30df\u30a2\u30e0Z\u3092\u4f8b\u306b\u30b7\u30e5\u30df\u30ec\u30fc\u30c8\u3057\u3066\u307f\u307e\u3057\u3087\u3046\u3002<\/p>\n<table class=\"c-side-table\">\n<tbody>\n<tr>\n<th colspan=\"3\">\u7d42\u8eab\u6255<\/th>\n<\/tr>\n<\/tbody>\n<tbody>\n<tr>\n<th>\u52a0\u5165\u6642\u5e74\u9f62<\/th>\n<th>\u6708\u6255\u4fdd\u967a\u6599(\u7537\u6027)<\/th>\n<th>\u652f\u6255\u4fdd\u967a\u6599\u7dcf\u984d(70\u6b73\u307e\u3067)<\/th>\n<\/tr>\n<tr>\n<th>20\u6b73<\/th>\n<td>2210\u5186<\/td>\n<td>1,326,000\u5186 (50\u5e74\u5206)<\/td>\n<\/tr>\n<tr>\n<th>25\u6b73<\/th>\n<td>2480\u5186<\/td>\n<td>1,339,200\u5186 (45\u5e74\u5206)<\/td>\n<\/tr>\n<tr>\n<th>30\u6b73<\/th>\n<td>2825\u5186<\/td>\n<td>1,356,000\u5186 (40\u5e74\u5206)<\/td>\n<\/tr>\n<tr>\n<th>40\u6b73<\/th>\n<td>3855\u5186<\/td>\n<td>1,387,800\u5186 (30\u5e74\u5206)<\/td>\n<\/tr>\n<tr>\n<th>50\u6b73<\/th>\n<td>5595\u5186<\/td>\n<td>1,342,000\u5186 (20\u5e74\u5206)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u4e0a\u8a18\u306e\u8868\u304b\u3089\u3001<b>20\u4ee3\u3067\u304c\u3093\u4fdd\u967a\u306b\u52a0\u5165\u3057\u305f\u5834\u5408\u3001\u6708\u3005\u306b\u652f\u6255\u3046\u6708\u6255\u4fdd\u967a\u6599\u306870\u6b73\u307e\u3067\u652f\u6255\u3046\u3068\u4eee\u5b9a\u3057\u305f\u5834\u5408\u306e\u652f\u6255\u3044\u4fdd\u967a\u6599\u7dcf\u984d\u306f\u305d\u306e\u3042\u3068\u306b\u52a0\u5165\u3057\u305f\u5834\u5408\u3088\u308a\u3082\u4f4e\u304f\u306a\u3063\u3066\u3044\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/b><\/p>\n<p>\u3055\u3089\u306b\u300120\u4ee3\u3067\u304c\u3093\u4fdd\u967a\u306b\u52a0\u5165\u305780\u6b73\u307e\u3067\u6708\u6255\u4fdd\u967a\u6599\u3092\u652f\u6255\u3046\u3068\u4eee\u5b9a\u3057\u305f\u5834\u5408\u300140\u4ee3\u300150\u4ee3\u3067\u52a0\u5165\u3057\u305f\u5834\u5408\u3068\u6bd4\u3079\u3066\u3001\u3055\u3089\u306b\u652f\u6255\u4fdd\u967a\u6599\u7dcf\u984d\u3092\u4f4e\u304f\u6291\u3048\u308b\u3053\u3068\u304c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u52a0\u5165\u6642\u5e74\u9f62\u304c\u4e0a\u304c\u3063\u3066\u3044\u304f\u306b\u3064\u308c\u6708\u6255\u4fdd\u967a\u6599\u3068\u652f\u6255\u4fdd\u967a\u6599\u7dcf\u984d\u306f\u5897\u984d\u3057\u3066\u3044\u304f\u305f\u3081\u3001\u304c\u3093\u306b\u5bfe\u3059\u308b\u5099\u3048\u304c\u5fc5\u8981\u3060\u3068\u304a\u8003\u3048\u306e\u5834\u5408\u3067\u3042\u308c\u307020\u4ee3\u306e\u3046\u3061\u304b\u3089\u304c\u3093\u4fdd\u967a\u306b\u52a0\u5165\u3057\u3066\u304a\u304f\u3053\u3068\u306f\u6708\u6255\u4fdd\u967a\u6599\u306e\u652f\u6255\u3044\u3068\u3044\u3046\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u4e0a\u56de\u308b\u52b9\u679c\u304c\u671f\u5f85\u3067\u304d\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<blockquote class=\"wp-block-quote\"><p>*\u7d42\u8eab\u30ac\u30f3\u6cbb\u7642\u4fdd\u967a\u30d7\u30ec\u30df\u30a2\u30e0Z\u3000\u4fdd\u969c\u5185\u5bb9\uff1a\u57fa\u6e96\u7d66\u4ed8\u6708\u984d10\u4e07\u5186\u3001\u81ea\u7531\u8a3a\u7642\u6297\u304c\u3093\u5264\u6cbb\u7642\u7d66\u4ed8\u91d1\u2160\u578b\u3001\u30ac\u30f3\u8a3a\u65ad\u57fa\u6e96\u7d66\u4ed8\u91d1\u984d50\u4e07\u5186\u3001\u30ac\u30f3\u5165\u9662\u7d66\u4ed8\u65e5\u984d1\u4e07\u5186\u3001\u30ac\u30f3\u901a\u9662\u7d66\u4ed8\u65e5\u984d1\u4e07\u5186\u3001\u4fdd\u967a\u671f\u9593\uff1a\u7d42\u8eab\uff08\u8a08\u7b97\u57fa\u6e96\u65e5\uff1a2023\u5e742\u670820\u65e5\uff09<\/p><\/blockquote>\n<h2 id=\"rtoc-8\"  class=\"wp-block-heading jinr-heading d--bold\">20\u4ee3\u304c\u300c\u304c\u3093\u300d\u4fdd\u967a\u3092\u9078\u3076\u969b\u306e\u30dd\u30a4\u30f3\u30c8\u3068\u306f\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-381\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2023\/11\/324_8-min.png\" alt=\"20\u4ee3\u3067\u304c\u3093\u4fdd\u967a\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u30a4\u30e1\u30fc\u30b8\" width=\"768\" height=\"512\" \/><\/p>\n<p>20\u4ee3\u306e\u65b9\u304c\u300c\u304c\u3093\u300d\u4fdd\u967a\u3092\u691c\u8a0e\u3059\u308b\u969b\u306b\u306f\u3001\u3069\u306e\u3088\u3046\u306a\u30dd\u30a4\u30f3\u30c8\u306b\u6ce8\u76ee\u3059\u308b\u3079\u304d\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u4ee5\u4e0b\u3067\u306f\u300120\u4ee3\u306e\u65b9\u304c\u6ce8\u76ee\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u3084\u9078\u3073\u65b9\u306a\u3069\u3092\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<ol class=\"jinr-list\">\n<li><b>\u8a3a\u65ad\u7d66\u4ed8\u91d1\u306e\u6709\u7121\u30fb\u56de\u6570<\/b><\/li>\n<li><b>\u4fdd\u969c\u671f\u9593<\/b><\/li>\n<li><b>\u652f\u6255\u4fdd\u967a\u6599<\/b><\/li>\n<\/ol>\n<h3 id=\"rtoc-9\"  class=\"jinr-heading d--bold\">20\u4ee3\u304c\u3093\u4fdd\u967a\uff5c\u30dd\u30a4\u30f3\u30c8\u2460\uff1a\u8a3a\u65ad\u7d66\u4ed8\u91d1\u306e\u6709\u7121\u30fb\u56de\u6570<\/h3>\n<p>\u8a3a\u65ad\u7d66\u4ed8\u91d1\u3068\u306f\u3001\u88ab\u4fdd\u967a\u8005\u304c\u300c\u304c\u3093\u300d\u3068\u8a3a\u65ad\u3055\u308c\u305f\u5f8c\u306b\u7d66\u4ed8\u3055\u308c\u308b\u304a\u91d1\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-red\">\u8a3a\u65ad\u7d66\u4ed8\u91d1\u304c\u30dd\u30a4\u30f3\u30c8\u306b\u306a\u308b\u5927\u304d\u306a\u8981\u56e0\u306f\u3001\u53d7\u3051\u53d6\u3063\u305f\u8a3a\u65ad\u7d66\u4ed8\u91d1\u306e\u4f7f\u3044\u9053\u304c\u88ab\u4fdd\u967a\u8005\u306b\u3086\u3060\u306d\u3089\u308c\u3066\u3044\u308b\u3068\u3044\u3046\u70b9\u3067\u3059\u3002<\/span><\/p>\n<p>\u8fd1\u5e74\u306e\u304c\u3093\u3067\u306f\u3001\u5165\u9662\u3059\u308b\u3053\u3068\u306a\u304f\u901a\u9662\u3067\u306e\u6cbb\u7642\u3068\u3044\u3046\u30b1\u30fc\u30b9\u304c\u5897\u3048\u3066\u304d\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u7279\u306b\u3001\u57fa\u790e\u4f53\u529b\u304c\u3042\u308b20\u4ee3\u306e\u65b9\u306f\u901a\u9662\u3057\u306a\u304c\u3089\u6cbb\u3059\u3068\u3044\u3046\u6cbb\u7642\u6cd5\u304c\u3053\u308c\u304b\u3089\u307e\u3059\u307e\u3059\u4e00\u822c\u7684\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u3001\u5165\u9662\u30fb\u624b\u8853\u7d66\u4ed8\u91d1\u306a\u3069\u306e\u5165\u9662\u30fb\u624b\u8853\u3092\u3057\u305f\u969b\u306b\u3082\u3089\u3048\u308b\u7d66\u4ed8\u91d1\u3088\u308a\u3082\u3001\u8a3a\u65ad\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u53d6\u3063\u3066\u81ea\u8eab\u3067\u4f7f\u3044\u9053\u3092\u8003\u3048\u308b (\u533b\u7642\u51e6\u7f6e\u3092\u3046\u3051\u308b\u305f\u3081\u3084\u6cbb\u7642\u4e2d\u306e\u7d66\u4e0e\u88dc\u586b\u306a\u3069) \u3068\u3044\u3063\u305f\u65b9\u304c\u3088\u308a\u5408\u7406\u7684\u3067\u3042\u308b\u3068\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u307e\u305f\u3001\u304c\u3093\u306f\u518d\u767a\u306e\u53ef\u80fd\u6027\u304c\u3042\u308b\u75c5\u6c17\u3067\u3042\u308b\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001<span class=\"marker-red\">\u88ab\u4fdd\u967a\u8005\u671f\u9593\u306e\u3046\u3061\u8a3a\u65ad\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u53d6\u308c\u308b\u4e0a\u9650\u304c1\u56de\u30012\u56de\u306e\u304c\u3093\u4fdd\u967a\u3088\u308a\u3082\u3001\u5148\u304c\u9577\u304420\u4ee3\u306e\u65b9\u306f\u4f55\u5ea6\u3067\u3082\u8a3a\u65ad\u7d66\u4ed8\u91d1\u3092\u53d7\u3051\u53d6\u308b\u3053\u3068\u306e\u3067\u304d\u308b\u304c\u3093\u4fdd\u967a\u3092\u9078\u3076\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/span><\/p>\n<h3 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