{"id":1430,"date":"2024-05-02T15:33:27","date_gmt":"2024-05-02T06:33:27","guid":{"rendered":"https:\/\/www.randcins.jp\/hoken\/?p=1430"},"modified":"2025-05-02T19:40:58","modified_gmt":"2025-05-02T10:40:58","slug":"funinchiryo","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/hoken\/medical-insurance\/funinchiryo\/","title":{"rendered":"\u4e0d\u598a\u6cbb\u7642\u306f\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u3067\u4fdd\u969c\u3055\u308c\u308b\uff1f\u7d66\u4ed8\u306e\u9069\u7528\u6761\u4ef6\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac"},"content":{"rendered":"<p>\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u305f\u3053\u3068\u304b\u3089\u3001\u3053\u308c\u307e\u3067100%\u81ea\u5df1\u8ca0\u62c5\u3060\u3063\u305f\u6cbb\u7642\u6cd5\u30923\u5272\u306e\u81ea\u5df1\u8ca0\u62c5\u3067\u53d7\u3051\u3089\u308c\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u3053\u308c\u306f\u4e0d\u598a\u6cbb\u7642\u4e2d\u306e\u4eba\u306b\u3068\u3063\u3066\u306f\u5927\u5909\u3046\u308c\u3057\u3044\u3053\u3068\u3067\u3059\u304c\u30013\u5272\u306e\u81ea\u5df1\u8ca0\u62c5\u3082\u9577\u671f\u306b\u306a\u308c\u3070\u8ca0\u62c5\u306b\u611f\u3058\u308b\u3082\u306e\u3067\u3059\u3002<strong>\u3082\u3057\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u3067\u4e0d\u598a\u6cbb\u7642\u3092\u4fdd\u969c\u3059\u308b\u3082\u306e\u304c\u3042\u308c\u3070\u3046\u308c\u3057\u3044<\/strong>\u3067\u3059\u3088\u306d\u3002<\/p>\n<p>\u4eca\u56de\u306f\u3001\u7121\u6599\u4fdd\u967a\u76f8\u8ac7\u3092\u884c\u306a\u3063\u3066\u3044\u308b\u300c\u4fdd\u967a\u306e\u3077\u308d\u300d\u304c\u3001<strong>\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u3067\u4e0d\u598a\u6cbb\u7642\u306f\u4fdd\u969c\u3067\u304d\u308b\u306e\u304b\u3001\u533b\u7642\u4fdd\u967a\u306e\u7d66\u4ed8\u91d1\u306e\u6761\u4ef6\u306f\u3069\u3093\u306a\u3082\u306e\u306a\u306e\u304b\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac<\/strong>\u3057\u307e\u3059\u3002<\/p>\n<div 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href=\"#rtoc-5\">\u2462\u6392\u5375\u8a98\u767a\u6cd5\uff08\u8cbb\u7528\u306e\u76ee\u5b89\uff1a\u6570\u5343\u5186\uff5e2\u4e07\u5186\u7a0b\u5ea6\uff09<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-6\">\u2463\u4eba\u5de5\u6388\u7cbe\uff08\u8cbb\u7528\u306e\u76ee\u5b89\uff1a1\uff5e3\u4e07\u5186\u7a0b\u5ea6\uff09<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-7\">\u2463\u4f53\u5916\u53d7\u7cbe\uff08\u8cbb\u7528\u306e\u76ee\u5b89\uff1a20\uff5e60\u4e07\u5186\u7a0b\u5ea6\uff09<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-8\">\u2464\u9855\u5fae\u6388\u7cbe<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-9\">\u52a9\u6210\u5236\u5ea6\u3068\u306f<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-10\">2022\u5e744\u6708\u304b\u3089\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-11\">\u5bfe\u8c61\u3068\u306a\u308b\u4e0d\u598a\u6cbb\u7642\u6cd5<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-12\">\u4fdd\u967a\u306e\u9069\u7528\u6761\u4ef6<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-13\">\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u62e1\u5927\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-14\">\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u62e1\u5927\u306e\u30e1\u30ea\u30c3\u30c8<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-15\">\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u62e1\u5927\u306e\u30c7\u30e1\u30ea\u30c3\u30c8<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-16\">\u4e0d\u598a\u6cbb\u7642\u306f\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u3067\u4fdd\u969c\u3055\u308c\u308b\uff1f<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-17\">\u6c11\u9593\u3067\u3082\u4fdd\u969c\u3055\u308c\u308b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-18\">\u533b\u7642\u4fdd\u967a\u3067\u7d66\u4ed8\u91d1\u3092\u8acb\u6c42\u3067\u304d\u308b\u3082\u306e<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-19\">\u533b\u7642\u4fdd\u967a\u3092\u5951\u7d04\u3059\u308b\u5834\u5408\u306e\u6ce8\u610f\u70b9<\/a><ul class=\"rtoc-mokuji mokuji_ul level-2\"><li class=\"rtoc-item\"><a href=\"#rtoc-20\">\u2460\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u969c\u306f\u4fdd\u967a\u5951\u7d04\u304b\u30892\u5e74\u5f8c\u3067\u3042\u308b<\/a><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-21\">\u2461\u533b\u7642\u4fdd\u967a\u306e\u52a0\u5165\u3092\u65ad\u3089\u308c\u308b\u3053\u3068\u3082\u3042\u308b<\/a><\/li><\/ul><\/li><li class=\"rtoc-item\"><a href=\"#rtoc-22\">\u8a18\u4e8b\u307e\u3068\u3081<\/a><\/li><\/ol><\/div><h2 id=\"rtoc-1\"  class=\"wp-block-heading jinr-heading d--bold\">\u4e0d\u598a\u6cbb\u7642\u306e\u91cd\u8981\u6027<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1441 size-full\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2024\/05\/1430_7-min.png\" alt=\"\u4e0d\u598a\u6cbb\u7642\u306e\u91cd\u8981\u6027\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u300c\u598a\u5a20\u3092\u671b\u3080\u5065\u5eb7\u306a\u7537\u5973\u304c\u6027\u4ea4\u3057\u3066\u3044\u308b\u306e\u306b1\u5e74\u4ee5\u4e0a\u598a\u5a20\u3057\u306a\u3044\u3053\u3068\u300d\u3092\u4e0d\u598a\u3068\u3044\u3044\u3001\u539a\u751f\u52b4\u50cd\u7701\u306e\u8abf\u67fb\u306b\u3088\u308b\u3068<b>39.2%\u306e\u592b\u5a66\u304c\u4e0d\u598a\u3092\u5fc3\u914d\u3057\u305f\u7d4c\u9a13\u304c\u3042\u308b<\/b>\u305d\u3046\u3067\u3059\u3002<\/p>\n<p>\u305d\u306e\u4e2d\u3067\u5b9f\u969b\u306b\u4e0d\u598a\u691c\u67fb\u3084\u3053\u3068\u304c\u3042\u308b\u3001\u3082\u3057\u304f\u306f\u73fe\u5728\u3082\u6cbb\u7642\u3092\u7d9a\u3051\u3066\u3044\u308b\u592b\u5a66\u306e\u5272\u5408\u306f22.7%\u3068\u3044\u3046\u7d50\u679c\u304c\u51fa\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u5b9f\u969b\u306b2021\u5e74\u306b\u306f\u4f53\u5916\u53d7\u7cbe\u3067\u751f\u307e\u308c\u305f\u5b50\u4f9b\u304c\u7d047\u4e07\u4eba\u3068\u904e\u53bb\u6700\u591a\u3068\u306a\u3063\u305f\u3053\u3068\u304b\u3089\u4e0d\u598a\u306b\u60a9\u3080\u4eba\u304c\u6c7a\u3057\u3066\u5c11\u306a\u304f\u306a\u3044\u3053\u3068\u3068\u4e0d\u598a\u6cbb\u7642\u306e\u91cd\u8981\u6027\u304c\u304a\u5206\u304b\u308a\u9802\u3051\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h2 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\/><\/p>\n<p>\u4e0d\u598a\u6cbb\u7642\u306f\u4e0d\u598a\u306e\u539f\u56e0\u3092\u8abf\u3079\u308b\u691c\u67fb\u304b\u3089\u59cb\u307e\u308a\u3001\u305d\u306e\u7d50\u679c\u306b\u5408\u308f\u305b\u3066\u300c\u30bf\u30a4\u30df\u30f3\u30b0\u6cd5\u300d\u300c\u4eba\u5de5\u6388\u7cbe\u300d\u300c\u4f53\u5916\u53d7\u7cbe\u300d\u306a\u3069\u306e\u6cbb\u7642\u3092\u53d7\u3051\u308b\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e0d\u598a\u6cbb\u7642\u306b\u306f\u5065\u5eb7\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u308b\u3082\u306e\u3068\u9069\u7528\u3055\u308c\u305a\u81ea\u7531\u8a3a\u7642\u6271\u3044\u306b\u306a\u308b\u3082\u306e\u304c\u3042\u308a\u3001\u81ea\u7531\u8a3a\u7642\u306e\u6cbb\u7642\u306f\u533b\u7642\u6a5f\u95a2\u306b\u3088\u3063\u3066\u91d1\u984d\u304c\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u72b6\u6cc1\u306b\u5408\u308f\u305b\u3066\u5065\u5eb7\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u306a\u3044\u9ad8\u5ea6\u306a\u6cbb\u7642\u306b\u30b9\u30c6\u30c3\u30d7\u30a2\u30c3\u30d7\u3059\u308b\u3068\u8cbb\u7528\u304c\u4e00\u6c17\u306b\u9ad8\u304f\u306a\u308a\u3001\u4f53\u5916\u53d7\u7cbe\u3084\u9855\u5fae\u6388\u7cbe\u306f1\u56de\u3042\u305f\u308a\u6570\u5341\u4e07\u5186\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u3053\u3067\u306f\u304a\u3082\u306a\u4e0d\u598a\u6cbb\u306e\u7279\u5fb4\u3068\u8cbb\u7528\u306e\u76ee\u5b89\u3092\u5206\u304b\u308a\u3084\u3059\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3 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id=\"rtoc-8\"  class=\"wp-block-heading jinr-heading d--bold\">\u2464\u9855\u5fae\u6388\u7cbe<\/h3>\n<p>\u9855\u5fae\u6388\u7cbe\u306f<b>\u7cbe\u5b50\u7121\u529b\u75c7\u3084\u4e0d\u52d5\u7cbe\u5b50\u75c7\u306a\u3069\u3001\u7cbe\u5b50\u306e\u6570\u304c\u6975\u7aef\u306b\u5c11\u306a\u304b\u3063\u305f\u308a\u52d5\u304d\u304c\u60aa\u304b\u3063\u305f\u308a\u3057\u3066\u901a\u5e38\u306e\u4f53\u5916\u53d7\u7cbe\u3067\u306f\u598a\u5a20\u306e\u53ef\u80fd\u6027\u304c\u4f4e\u3044\u30b1\u30fc\u30b9\u3067\u884c\u308f\u308c\u308b\u4e0d\u598a\u6cbb\u7642\u6cd5\u3002<\/b><\/p>\n<p>1\u500b\u306e\u7cbe\u5b50\u3092\u5165\u308c\u305f\u7d30\u3044\u30ac\u30e9\u30b9\u91dd\u3092\u9855\u5fae\u93e1\u3067\u78ba\u8a8d\u3057\u306a\u304c\u3089\u5375\u5b50\u306b\u76f4\u63a5\u6ce8\u5165\u3057\u307e\u3059\u3002<\/p>\n<p>\u9855\u5fae\u6388\u7cbe\u3067\u306f1\u500b\u306e\u7cbe\u5b50\u3092\u4f7f\u7528\u3059\u308b\u305f\u3081\u3001\u7cbe\u5b50\u306e\u6570\u304c\u5c11\u306a\u3044\u30b1\u30fc\u30b9\u3067\u3082\u554f\u984c\u306a\u304f\u65bd\u8853\u304c\u3067\u304d\u308b\u70b9\u304c\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<h2 id=\"rtoc-9\"  class=\"wp-block-heading jinr-heading d--bold\">\u52a9\u6210\u5236\u5ea6\u3068\u306f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1443 size-full\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2024\/05\/1430_9-min.png\" alt=\"\u52a9\u6210\u5236\u5ea6\u3068\u306f\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u7279\u5b9a\u4e0d\u598a\u6cbb\u7642\u8cbb\u52a9\u6210\u5236\u5ea6\u3068\u306f\u3001<span 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id=\"rtoc-10\"  class=\"wp-block-heading jinr-heading d--bold\">2022\u5e744\u6708\u304b\u3089\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1439 size-full\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2024\/05\/1430_5-min.png\" alt=\"2022\u5e744\u6708\u304b\u3089\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\" width=\"768\" height=\"512\" \/><\/p>\n<p><span class=\"marker-line\">2022\u5e744\u6708\u304b\u3089\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u307e\u3057\u305f\u3002<\/span><\/p>\n<p>\u3053\u308c\u307e\u3067\u306f\u4e0d\u598a\u306e\u539f\u56e0\u3092\u7a81\u304d\u6b62\u3081\u308b\u305f\u3081\u306e\u691c\u67fb\u3084\u4e00\u90e8\u306e\u4e0d\u598a\u6cbb\u7642\u306e\u307f\u3092\u5bfe\u8c61\u306b\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u3066\u3044\u305f\u305f\u3081\u3001\u4fdd\u967a\u9069\u7528\u5916\u306e\u6cbb\u7642\u306f\u5168\u984d\u81ea\u5df1\u8ca0\u62c5\u3068\u306a\u3063\u3066\u304a\u308a\u3001\u56fd\u306e\u52a9\u6210\u5236\u5ea6\u3092\u5229\u7528\u3057\u3066\u52a9\u6210\u3092\u53d7\u3051\u308b\u306e\u304c\u4e00\u822c\u7684\u3067\u3057\u305f\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u4e00\u65e6\u6cbb\u7642\u8cbb\u3092\u7acb\u3066\u66ff\u3048\u308b\u4f59\u88d5\u304c\u306a\u3044\u5834\u5408\u3001\u4e0d\u598a\u6cbb\u7642\u306b\u8e0f\u307f\u5207\u308c\u306a\u3044\u30b1\u30fc\u30b9\u3082\u3042\u3063\u305f\u306e\u3067\u3059\u3002<\/p>\n<p>\u3057\u304b\u3057\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u305f\u3053\u3068\u3067<b>\u7a93\u53e3\u3067\u652f\u6255\u3046\u8cbb\u7528\u304c3\u5272<\/b>\u306b\u6291\u3048\u3089\u308c\u308b\u3053\u3068\u306b\u306a\u308a\u3001\u7d4c\u6e08\u7684\u306a\u7406\u7531\u3067\u4e0d\u598a\u6cbb\u7642\u3092\u8ae6\u3081\u3056\u308b\u3092\u5f97\u306a\u304b\u3063\u305f\u30b1\u30fc\u30b9\u3067\u3082\u5b89\u5fc3\u3057\u3066\u598a\u5a20\u3092\u76ee\u6307\u305b\u308b\u3088\u3046\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<h3 id=\"rtoc-11\"  class=\"wp-block-heading jinr-heading d--bold\">\u5bfe\u8c61\u3068\u306a\u308b\u4e0d\u598a\u6cbb\u7642\u6cd5<\/h3>\n<p>2022\u5e744\u6708\u304b\u3089\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u308b\u5bfe\u8c61\u306e\u4e0d\u598a\u6cbb\u7642\u6cd5\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u4e00\u822c\u4e0d\u598a\u6cbb\u7642<\/th>\n<th>\u30bf\u30a4\u30df\u30f3\u30b0\u6cd5\u3001\u4eba\u5de5\u6388\u7cbe<\/th>\n<\/tr>\n<tr>\n<td>\u751f\u6b96\u88dc\u52a9\u533b\u7642\uff08ART\uff09<\/td>\n<td>\u63a1\u5375\u3001\u4f53\u5916\u53d7\u7cbe\u3001\u9855\u5fae\u6388\u7cbe\u3001\u7537\u6027\u4e0d\u598a\u624b\u8853<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u3053\u308c\u3089\u306f\u95a2\u4fc2\u5b66\u4f1a\u304b\u3089\u5b89\u5168\u6027\u3084\u6709\u52b9\u6027\u3092\u78ba\u8a8d\u3055\u308c\u305f\u4e0d\u598a\u6cbb\u7642\u6cd5\u3067\u3001\u3053\u308c\u3089\u3068\u540c\u6642\u306b\u884c\u308f\u308c\u308b\u30aa\u30d7\u30b7\u30e7\u30f3\u306e\u6cbb\u7642\u306b\u3064\u3044\u3066\u3082\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f<b>\u5148\u9032\u533b\u7642\u306b\u3088\u308b\u6cbb\u7642\u306f\u81ea\u7531\u8a3a\u7642\u3068\u306a\u308b\u305f\u3081\u57fa\u672c\u7684\u306b\u306f\u5168\u984d\u81ea\u5df1\u8ca0\u62c5<\/b>\u306b\u306a\u308a\u307e\u3059\u304c\u3001\u4fdd\u967a\u9069\u7528\u306e\u5bfe\u8c61\u3068\u306a\u308b\u6cbb\u7642\u3068\u7d44\u307f\u5408\u308f\u305b\u308b\u3053\u3068\u30672\u3064\u306e\u6cbb\u7642\u306e\u5171\u901a\u90e8\u5206\u306b\u3064\u3044\u3066\u306f\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u5148\u9032\u533b\u7642\u306b\u3088\u308b\u6cbb\u7642\u306f\u3059\u3079\u3066\u306e\u533b\u7642\u6a5f\u95a2\u3067\u884c\u308f\u308c\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u306e\u3067\u3001\u5148\u9032\u533b\u7642\u306b\u3088\u308b\u6cbb\u7642\u3092\u5e0c\u671b\u3059\u308b\u5834\u5408\u306b\u306f\u4e88\u3081\u533b\u7642\u6a5f\u95a2\u306b\u78ba\u8a8d\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<h3 id=\"rtoc-12\"  class=\"wp-block-heading jinr-heading d--bold\">\u4fdd\u967a\u306e\u9069\u7528\u6761\u4ef6<\/h3>\n<p>\u4e0d\u598a\u6cbb\u7642\u306e\u5065\u5eb7\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3055\u308c\u307e\u3057\u305f\u304c\u3001<span class=\"marker-line\">\u4fdd\u967a\u3092\u9069\u7528\u3059\u308b\u306b\u306f\u5e74\u9f62\u5236\u9650\u3068\u56de\u6570\u5236\u9650\u306e\u8981\u4ef6\u3092\u6e80\u305f\u3057\u3066\u3044\u308b\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u5e74\u9f62\u6761\u4ef6\u306f\u4e0d\u598a\u6cbb\u7642\u3092\u958b\u59cb\u3057\u305f\u6642\u306e\u5973\u6027\u306e\u5e74\u9f62\u304c43\u6b73\u672a\u6e80\u3067\u3042\u308b\u3053\u3068\u3001\u307e\u305f\u4e0d\u598a\u6cbb\u7642\u3092\u53d7\u3051\u308b\u56de\u6570\u306b\u3064\u3044\u3066\u3082\u540c\u69d8\u306b\u4e0d\u598a\u6cbb\u7642\u3092\u958b\u59cb\u3057\u305f\u6642\u70b9\u306e\u5973\u6027\u306e\u5e74\u9f62\u306b\u3088\u3063\u3066\u7570\u306a\u308b\u4e0a\u9650\u304c\u8a2d\u3051\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u521d\u3081\u3066\u6cbb\u7642\u3092\u958b\u59cb\u3057\u305f\u6642\u70b9\u306e\u5973\u6027\u306e\u5e74\u9f62<\/th>\n<th>\u4fdd\u967a\u9069\u7528\u3067\u304d\u308b\u56de\u6570\u306e\u4e0a\u9650<\/th>\n<\/tr>\n<tr>\n<td>40\u6b73\u672a\u6e80<\/td>\n<td>\u901a\u7b976\u56de\u307e\u3067\uff081\u5b50\u3054\u3068\uff09<\/td>\n<\/tr>\n<tr>\n<td>40\u6b73\u4ee5\u4e0a43\u6b73\u672a\u6e80<\/td>\n<td>\u901a\u7b973\u56de\u307e\u3067\uff081\u5b50\u3054\u3068\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 id=\"rtoc-13\"  class=\"wp-block-heading jinr-heading d--bold\">\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u62e1\u5927\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1437 size-full\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2024\/05\/1430_3-min.png\" alt=\"\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u62e1\u5927\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\" width=\"768\" height=\"512\" \/><\/p>\n<p>2022\u5e744\u6708\u304b\u3089\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u306e\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u307e\u3057\u305f\u304c\u3001\u305d\u306e\u30e1\u30ea\u30c3\u30c8\u3084\u30c7\u30e1\u30ea\u30c3\u30c8\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u3082\u306e\u304c\u3042\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u4ee5\u4e0b\u3067\u306f\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u306b\u3064\u3044\u3066\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-14\"  class=\"wp-block-heading jinr-heading d--bold\">\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u62e1\u5927\u306e\u30e1\u30ea\u30c3\u30c8<\/h3>\n<p>\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u305f\u3053\u3068\u306b\u3088\u308b\u30e1\u30ea\u30c3\u30c8\u306f\u6b21\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u7a93\u53e3\u3067\u306e\u81ea\u5df1\u8ca0\u62c5\u304c\u6e1b\u308b<\/h4>\n<p>\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u305f\u3053\u3068\u306b\u3088\u308b\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u3001<b>\u7a93\u53e3\u3067\u306e\u81ea\u5df1\u8ca0\u62c5\u304c\u6e1b\u3063\u3066\u3088\u308a\u5b89\u5fc3\u3057\u3066\u4e0d\u598a\u6cbb\u7642\u306b\u81e8\u3081\u308b\u3053\u3068<\/b>\u304c\u6319\u3052\u3089\u308c\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e0d\u598a\u6cbb\u7642\u306f1\u56de\u306e\u6cbb\u7642\u306b\u304b\u304b\u308b\u8cbb\u7528\u304c\u5b89\u3044\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3057\u3001\u598a\u5a20\u3059\u308b\u307e\u3067\u306e\u671f\u9593\u306f\u500b\u4eba\u5dee\u304c\u3042\u308b\u3082\u306e\u306e\u9577\u671f\u306b\u308f\u305f\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u3067\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u4f53\u5916\u53d7\u7cbe\u4e00\u5f0f\u306e\u6cbb\u7642\u306e\u5e73\u5747\u8cbb\u7528\u306f\u7d0450\u4e07\u5186\u3067\u3059\u304c\u3001\u4ee5\u524d\u306f\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u305a\u81ea\u7531\u8a3a\u7642\u3060\u3063\u305f\u305f\u3081\u3001\u5168\u984d\u81ea\u5df1\u8ca0\u62c5\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3067\u3057\u305f\u3002<\/p>\n<p>\u4eca\u56de\u306e\u5909\u66f4\u306b\u3088\u3063\u3066\u4f53\u5916\u53d7\u7cbe\u306f\u4fdd\u967a\u304c\u9069\u7528\u3068\u306a\u3063\u305f\u305f\u3081\u3001\u7a93\u53e3\u3067\u8ca0\u62c5\u3059\u308b\u91d1\u984d\u306f\u7d0415\u4e07\u5186\u7a0b\u5ea6\u3068\u306a\u308a\u7d4c\u6e08\u7684\u8ca0\u62c5\u304c\u304b\u306a\u308a\u6e1b\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u7d4c\u6e08\u7684\u306a\u8ca0\u62c5\u304c\u6e1b\u308b\u3053\u3068\u3067\u4e0d\u598a\u6cbb\u7642\u306b\u5bfe\u3057\u3066\u524d\u5411\u304d\u306b\u53d6\u308a\u7d44\u3081\u308b\u70b9\u306f\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6\u306e\u5bfe\u8c61\u3068\u306a\u308b<\/h4>\n<p>\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u305f\u3053\u3068\u3067\u3001<b>\u4e0d\u598a\u6cbb\u7642\u306e\u591a\u304f\u304c\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6\u306e\u5bfe\u8c61<\/b>\u306b\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6\u3068\u306f\u3001\u533b\u7642\u8cbb\u306e\u652f\u6255\u3044\u304c1\u30f6\u6708\u3067\u4e0a\u9650\u984d\u3092\u8d85\u3048\u305f\u5834\u5408\u3001\u8d85\u904e\u3057\u305f\u984d\u3092\u652f\u7d66\u3059\u308b\u5236\u5ea6\u306e\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6\u306f\u5065\u5eb7\u4fdd\u967a\u304c\u9069\u7528\u3055\u308c\u308b\u8a3a\u7642\u306e\u307f\u5bfe\u8c61\u3068\u9650\u5b9a\u3055\u308c\u3066\u3044\u308b\u305f\u3081\u3001\u3053\u308c\u307e\u3067\u4eba\u5de5\u6388\u7cbe\u3084\u4f53\u5916\u53d7\u7cbe\u3001\u7537\u6027\u4e0d\u598a\u306e\u624b\u8853\u306a\u3069\u306f\u540c\u5236\u5ea6\u306e\u5bfe\u8c61\u5916\u3068\u3055\u308c\u3066\u3044\u307e\u3057\u305f\u3002<\/p>\n<p>\u4eca\u56de\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u306e\u62e1\u5927\u306b\u3088\u308a\u3001\u3053\u308c\u3089\u306e\u6cbb\u7642\u3082\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6\u306e\u9069\u7528\u5bfe\u8c61\u3068\u306a\u3063\u305f\u305f\u3081\u3001\u9ad8\u984d\u7642\u990a\u8cbb\u5236\u5ea6\u306e\u8981\u4ef6\u306b\u8a72\u5f53\u3059\u308c\u3070\u3055\u3089\u306b\u4e0d\u598a\u6cbb\u7642\u306b\u304b\u304b\u308b\u8cbb\u7528\u8ca0\u62c5\u3092\u8efd\u6e1b\u3067\u304d\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-15\"  class=\"wp-block-heading jinr-heading d--bold\">\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u62e1\u5927\u306e\u30c7\u30e1\u30ea\u30c3\u30c8<\/h3>\n<p>\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u62e1\u5927\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u7279\u5b9a\u4e0d\u598a\u6cbb\u7642\u52a9\u6210\u5236\u5ea6\u304c\u5ec3\u6b62<\/h4>\n<p>\u4e0d\u598a\u6cbb\u7642\u306e\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u305f\u3053\u3068\u306b\u3088\u308b\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3001<span class=\"marker-line\">\u3053\u308c\u307e\u3067\u306b\u3042\u3063\u305f\u7279\u5b9a\u4e0d\u598a\u6cbb\u7642\u52a9\u6210\u5236\u5ea6\u304c\u5ec3\u6b62\u306b\u306a\u308a\u81ea\u5df1\u8ca0\u62c5\u304c\u5897\u3048\u308b\u6050\u308c\u304c\u3042\u308b\u70b9<\/span>\u3067\u3059\u3002<\/p>\n<p>\u7279\u5b9a\u4e0d\u598a\u6cbb\u7642\u52a9\u6210\u5236\u5ea6\u3068\u306f\u4f53\u5916\u53d7\u7cbe\u3084\u9855\u5fae\u6388\u7cbe\u306b\u9069\u7528\u3055\u308c\u308b\u52a9\u6210\u5236\u5ea6\u3067\u30011\u56de\u6cbb\u7642\u3092\u53d7\u3051\u308b\u3068\u6700\u592730\u4e07\u5186\u306e\u7d66\u4ed8\u3092\u5f97\u3089\u308c\u308b\u3082\u306e\u3067\u3057\u305f\u3002<\/p>\n<p>\u4eca\u56de\u4fdd\u967a\u9069\u7528\u7bc4\u56f2\u304c\u62e1\u5927\u3057\u305f\u3053\u3068\u306b\u3088\u308a\u3001\u4e0d\u598a\u6cbb\u7642\u306e\u8cbb\u7528\u306e\u7a2e\u985e\u306b\u3088\u3063\u3066\u306f\u4fdd\u967a\u9069\u7528\u524d\u3088\u308a\u81ea\u5df1\u8ca0\u62c5\u304c\u5927\u304d\u304f\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u70b9\u306f\u30c7\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<\/p>\n<h2 id=\"rtoc-16\"  class=\"wp-block-heading jinr-heading d--bold\">\u4e0d\u598a\u6cbb\u7642\u306f\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u3067\u4fdd\u969c\u3055\u308c\u308b\uff1f<\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-1440 size-full\" src=\"https:\/\/www.randcins.jp\/hoken\/wp-content\/uploads\/2024\/05\/1430_6-min.png\" alt=\"\u4e0d\u598a\u6cbb\u7642\u306f\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u3067\u4fdd\u969c\u3055\u308c\u308b\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u3067\u306f\u3001\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u3067\u3082\u4e0d\u598a\u6cbb\u7642\u306f\u4fdd\u969c\u3055\u308c\u308b\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n<p>\u3053\u3053\u3067\u306f\u3001\u6c11\u9593\u306e\u533b\u7642\u4fdd\u967a\u304c\u4e0d\u598a\u6cbb\u7642\u306e\u5bfe\u8c61\u306a\u306e\u304b\u3069\u3046\u304b\u3092\u89e3\u8aac\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3 id=\"rtoc-17\"  class=\"wp-block-heading jinr-heading d--bold\">\u6c11\u9593\u3067\u3082\u4fdd\u969c\u3055\u308c\u308b<\/h3>\n<p>\u7d50\u8ad6\u304b\u3089\u7533\u3057\u4e0a\u3052\u307e\u3059\u3068\u3001<span 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