{"id":9034,"date":"2025-01-23T13:38:17","date_gmt":"2025-01-23T04:38:17","guid":{"rendered":"https:\/\/www.randcins.jp\/fin\/?p=9034"},"modified":"2025-01-23T18:26:40","modified_gmt":"2025-01-23T09:26:40","slug":"purpose","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/fin\/cardloan\/purpose\/","title":{"rendered":"\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u7528\u9014\u306f\u81ea\u7531\uff1f\u3088\u304f\u3042\u308b\u76ee\u7684\u3068\u8ce2\u304f\u5229\u7528\u3059\u308b\u65b9\u6cd5\u3092\u89e3\u8aac\uff01"},"content":{"rendered":"<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b\u306b\u3042\u305f\u3063\u3066\u3001\u300c\u7528\u9014\u306b\u5236\u9650\u306f\u3042\u308b\uff1f\u300d\u300c\u666e\u901a\u306f\u3069\u3093\u306a\u3068\u304d\u306b\u4f7f\u3046\u3082\u306e\u306a\u306e\uff1f\u300d\u3068\u6c17\u306b\u306a\u308b\u65b9\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p><strong>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u7528\u9014\u306f\u539f\u5247\u81ea\u7531<\/strong>\u3067\u3059\u3002\u305f\u3060\u3057\u3001\u4e8b\u696d\u76ee\u7684\u306a\u3069\u4e00\u90e8\u306e\u7528\u9014\u3067\u306f\u4f7f\u3048\u306a\u3044\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001<strong>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u3088\u304f\u3042\u308b\u5229\u7528\u76ee\u7684\u3068\u3001\u5229\u7528\u304c\u5236\u9650\u3055\u308c\u308b\u7528\u9014\u3092\u89e3\u8aac<\/strong>\u3002\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u4ee5\u5916\u306e\u8cc7\u91d1\u8abf\u9054\u65b9\u6cd5\u306b\u3064\u3044\u3066\u3082\u89e6\u308c\u3066\u3044\u308b\u306e\u3067\u3001\u501f\u5165\u3092\u691c\u8a0e\u4e2d\u306e\u65b9\u306f\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u539f\u5247\u3068\u3057\u3066\u7528\u9014\u81ea\u7531<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-6975\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/11\/189589245.min_.png\" alt=\"\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u539f\u5247\u3068\u3057\u3066\u7528\u9014\u81ea\u7531\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u3001\u57fa\u672c\u7684\u306b\u7528\u9014\u81ea\u7531\u3067\u4f7f\u3048\u307e\u3059\u3002<\/p>\n<p>\u30de\u30a4\u30ab\u30fc\u30ed\u30fc\u30f3\u3084\u4f4f\u5b85\u30ed\u30fc\u30f3\u3001\u6559\u80b2\u30ed\u30fc\u30f3\u306a\u3069\u306f\u7528\u9014\u304c\u9650\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001<span class=\"marker-line\">\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u4e00\u90e8\u4f8b\u5916\u3092\u9664\u304d\u3001\u4f7f\u3044\u9053\u306b\u5236\u9650\u304c\u3042\u308a\u307e\u305b\u3093<\/span>\u3002<\/p>\n<p>\u5be9\u67fb\u3082\u8fc5\u901f\u3067\u3001\u6700\u77ed\u5373\u65e5\u878d\u8cc7\u304c\u3067\u304d\u308b\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3082\u3042\u308b\u305f\u3081\u3001\u3055\u307e\u3056\u307e\u306a\u30b7\u30fc\u30f3\u3067\u4f7f\u3048\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u4e8b\u696d\u8cc7\u91d1\u3068\u3057\u3066\u306e\u5229\u7528\u306a\u3069\u5229\u7528\u3067\u304d\u306a\u3044\u30b1\u30fc\u30b9\u3082\u3042\u308b\u306e\u3067\u3001\u305d\u306e\u70b9\u306b\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u4e3b\u306a\u501f\u5165\u7528\u9014\u3068\u3057\u3066\u306f\u8da3\u5473\u5a2f\u697d\u8cbb\u3084\u98df\u8cbb\u304c\u591a\u3044<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-9057\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/01\/1112226363.jpeg\" alt=\"\u4e3b\u306a\u501f\u5165\u7528\u9014\u3068\u3057\u3066\u306f\u8da3\u5473\u5a2f\u697d\u8cbb\u3084\u98df\u8cbb\u304c\u591a\u3044\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u306e\u300c2023\u5e74\u5ea6 \u8cc7\u91d1\u9700\u8981\u8005\u7b49\u306e\u501f\u5165\u610f\u8b58\u3084\u501f\u5165\u884c\u52d5\u7b49\u306b\u95a2\u3059\u308b\u8abf\u67fb \u5831\u544a\u66f8\u300d\u306b\u3088\u308b\u3068\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5229\u7528\u76ee\u7684\u3068\u3057\u3066\u6b21\u306e\u3088\u3046\u306a\u9805\u76ee\u304c\u4e0a\u4f4d\u306b\u6319\u3052\u3089\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u501f\u5165\u7533\u8fbc\u3092\u884c\u306a\u3063\u305f\u3068\u304d\u306e\u8cc7\u91d1\u7528\u9014<\/th>\n<th>\u56de\u7b54\u5272\u5408<\/th>\n<\/tr>\n<tr>\n<th>\u8da3\u5473\/\u5a2f\u697d\uff08\u30ec\u30b8\u30e3\u30fc\u3001\u65c5\u884c\u3092\u542b\u3080\uff09\u8cbb<\/th>\n<td>34.30%<\/td>\n<\/tr>\n<tr>\n<th>\u98df\u8cbb<\/th>\n<td>19.40%<\/td>\n<\/tr>\n<tr>\n<th>\u5bb6\u65cf\u306e\u305f\u3081\u306e\u652f\u51fa<\/th>\n<td>14.10%<\/td>\n<\/tr>\n<tr>\n<th>\u5916\u98df\u7b49\u306e\u904a\u8208\u8cbb<\/th>\n<td>13.20%<\/td>\n<\/tr>\n<tr>\n<th>\u5bb6\u8cc3\u306e\u652f\u6255\u3044\uff08\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u3092\u9664\u304f\uff09<\/th>\n<td>12.20%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote class=\"wp-block-quote\">\n<p>\u53c2\u7167\uff1ahttps:\/\/www.j-fsa.or.jp\/doc\/material\/report\/231031.pdf\uff5c\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u300c2023\u5e74\u5ea6 \u8cc7\u91d1\u9700\u8981\u8005\u7b49\u306e\u501f\u5165\u610f\u8b58\u3084\u501f\u5165\u884c\u52d5\u7b49\u306b\u95a2\u3059\u308b\u8abf\u67fb \u5831\u544a\u66f8\u300d<\/p>\n<\/blockquote>\n<p><span class=\"marker-line\">\u8da3\u5473\u3084\u5a2f\u697d\u8cbb\u304c\u6700\u3082\u591a\u304f<\/span>\u3001\u540c\u8abf\u67fb\u7d50\u679c\u3067\u306f\u5e74\u53ce\u304c\u9ad8\u3044\u4eba\u307b\u3069\u3053\u308c\u3089\u306b\u304a\u91d1\u3092\u4f7f\u3063\u3066\u3044\u308b\u65e8\u304c\u8a18\u8f09\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u6b21\u3044\u3067\u591a\u3044\u306e\u304c\u98df\u8cbb<\/span>\u3067\u3001\u65c5\u884c\u4e2d\u306e\u98df\u4e8b\u3084\u8a18\u5ff5\u65e5\u306e\u304a\u795d\u3044\u3068\u3044\u3063\u305f\u7279\u5225\u306a\u3068\u304d\u306e\u51fa\u8cbb\u306b\u5229\u7528\u3055\u308c\u308b\u3053\u3068\u304c\u591a\u3044\u3088\u3046\u3067\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u5229\u7528\u304c\u5236\u9650\u3055\u308c\u308b\u4f7f\u3044\u9053<\/h3>\n<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306b\u306f\u539f\u5247\u3068\u3057\u3066\u5229\u7528\u5236\u9650\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001<span class=\"marker-line\">\u7528\u9014\u306b\u3088\u3063\u3066\u306f\u5229\u7528\u3067\u304d\u306a\u3044\u3001\u307e\u305f\u306f\u5be9\u67fb\u306b\u901a\u308a\u306b\u304f\u3044\u30b1\u30fc\u30b9<\/span>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u81ea\u5206\u306e\u5229\u7528\u76ee\u7684\u3068\u7167\u3089\u3057\u5408\u308f\u305b\u3066\u3001\u3088\u308a\u9069\u5207\u306a\u65b9\u6cd5\u3067\u8cc7\u91d1\u8abf\u9054\u3067\u304d\u308b\u3088\u3046\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u4e8b\u696d\u8cc7\u91d1<\/h4>\n<p>\u4e00\u822c\u7684\u306a\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u500b\u4eba\u5411\u3051\u306a\u306e\u3067\u3001<span class=\"marker-line\">\u501f\u5165\u91d1\u3092\u4e8b\u696d\u8cc7\u91d1\u306b\u5145\u3066\u308b\u306e\u306f\u539f\u5247\u7981\u6b62<\/span>\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u500b\u4eba\u3068\u6cd5\u4eba\u3067\u306f\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u4f1a\u793e\u304c\u8ca0\u3046\u30ea\u30b9\u30af\u306e\u6027\u8cea\u3084\u5927\u304d\u3055\u304c\u7570\u306a\u308b\u305f\u3081\u3067\u3059\u3002<\/p>\n<p>\u6cd5\u4eba\u5411\u3051\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3082\u3042\u308b\u305f\u3081\u3001\u4e8b\u696d\u8cc7\u91d1\u304c\u5229\u7528\u76ee\u7684\u306e\u4eba\u306f\u305d\u3061\u3089\u3092\u691c\u8a0e\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u30ae\u30e3\u30f3\u30d6\u30eb\u3084\u6295\u8cc7<\/h4>\n<p>\u30ae\u30e3\u30f3\u30d6\u30eb\u3084\u6295\u8cc7\u3092\u76ee\u7684\u3068\u3057\u305f\u501f\u5165\u306e\u5834\u5408\u3001\u5be9\u67fb\u306b\u901a\u308b\u306e\u306f\u975e\u5e38\u306b\u56f0\u96e3\u3067\u3059\u3002<\/p>\n<p>\u3053\u308c\u3089\u306e\u7528\u9014\u306f<span class=\"marker-line\">\u8cc7\u91d1\u306e\u640d\u5931\u30ea\u30b9\u30af\u304c\u9ad8\u304f\u3001\u8cb8\u3057\u5012\u308c\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u305f\u3081<\/span>\u3067\u3059\u3002<\/p>\n<p>\u30ae\u30e3\u30f3\u30d6\u30eb\u3084\u6295\u8cc7\u306f\u30de\u30a4\u30ca\u30b9\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b\u305f\u3081\u3001\u3042\u304f\u307e\u3067\u4f59\u5270\u8cc7\u91d1\u306e\u7bc4\u56f2\u3067\u884c\u3044\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u9055\u6cd5\u884c\u70ba\u3084\u53cd\u793e\u4f1a\u7684\u306a\u76ee\u7684<\/h4>\n<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3092\u72af\u7f6a\u884c\u70ba\u3084\u53cd\u793e\u4f1a\u7684\u306a\u76ee\u7684\u3067\u5229\u7528\u3059\u308b\u3053\u3068\u306f\u3001\u5f53\u7136\u7981\u6b62\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u72af\u7f6a\u53ce\u76ca\u79fb\u8ee2\u9632\u6b62\u6cd5\uff08\u72af\u53ce\u6cd5\uff09\u306b\u3088\u308a\u3001\u91d1\u878d\u6a5f\u95a2\u306f\u4e0d\u6b63\u306a\u8cc7\u91d1\u306e\u6d41\u7528\u3092\u9632\u3050\u53d6\u308a\u7d44\u307f\u304c\u884c\u308f\u308c\u3066\u3044\u307e\u3059<\/span>\u3002<\/p>\n<p>\u4fe1\u7528\u60c5\u5831\u3084\u8b66\u5bdf\u306e\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u306a\u3069\u3092\u4f7f\u3063\u3066\u5be9\u67fb\u3055\u308c\u308b\u305f\u3081\u3001\u72af\u7f6a\u884c\u70ba\u3084\u53cd\u793e\u4f1a\u7684\u306a\u76ee\u7684\u3067\u306e\u501f\u5165\u306f\u4e0d\u53ef\u80fd\u3068\u8003\u3048\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u3044\u5229\u7528\u76ee\u7684\u306f\u3042\u308b\uff1f<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-5158\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2023\/09\/409088123-min.jpg\" alt=\"\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u3044\u5229\u7528\u76ee\u7684\u306f\u3042\u308b\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306b\u3088\u3063\u3066\u306f\u3001\u501f\u5165\u91d1\u984d\u306e\u7528\u9014\u3092\u7533\u544a\u3059\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><span 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