{"id":561,"date":"2023-09-13T17:39:29","date_gmt":"2023-09-13T08:39:29","guid":{"rendered":"https:\/\/matter.ap-design.work\/rcfin\/?p=561"},"modified":"2024-12-14T19:54:44","modified_gmt":"2024-12-14T10:54:44","slug":"cl013","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/fin\/bankloan\/mufg\/cl013\/","title":{"rendered":"\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306f\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u3060\u304c\u5f71\u97ff\u306f\u3042\u308b\uff01\u5be9\u67fb\u306e\u6ce8\u610f\u70b9\u3092\u89e3\u8aac"},"content":{"rendered":"<p>\u4e09\u83f1UFJ\u9280\u884c\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u300c\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u300d\u306e\u7533\u3057\u8fbc\u307f\u306b\u3042\u305f\u3063\u3066\u3001\u7dcf\u91cf\u898f\u5236\u304c\u6c17\u306b\u306a\u308b\u4eba\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002\u7dcf\u91cf\u898f\u5236\u3068\u306f\u3001\u500b\u4eba\u3078\u306e\u8cb8\u4ed8\u3092\u5e74\u53ce\u306e3\u5206\u306e1\u307e\u3067\u306b\u5236\u9650\u3059\u308b\u30eb\u30fc\u30eb\u3067\u3059\u3002<\/p>\n<p>\u7d50\u8ad6\u304b\u3089\u8a00\u3048\u3070\u3001<span 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class=\"wp-block-heading jinr-heading d--bold\">\u7dcf\u91cf\u898f\u5236\u306f\u8cb8\u91d1\u696d\u6cd5\u306a\u306e\u3067\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306f\u5bfe\u8c61\u306b\u306a\u3089\u306a\u3044<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4513\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2023\/09\/561_1.jpg\" alt=\"\u7dcf\u91cf\u898f\u5236\u306f\u8cb8\u91d1\u696d\u6cd5\u306a\u306e\u3067\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306f\u5bfe\u8c61\u306b\u306a\u3089\u306a\u3044\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u5148\u8ff0\u306e\u901a\u308a\u3001\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306f\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u3067\u3059\u304c\u3001\u305d\u306e\u6839\u62e0\u306f\u6cd5\u5236\u5ea6\u306e\u4ed5\u7d44\u307f\u306b\u3042\u308a\u307e\u3059\u3002\u307e\u305a\u306f\u7dcf\u91cf\u898f\u5236\u3068\u306f\u3069\u306e\u3088\u3046\u306a\u30eb\u30fc\u30eb\u306a\u306e\u304b\u3001\u6cd5\u5f8b\u4e0a\u306e\u67a0\u7d44\u307f\u3092\u62bc\u3055\u3048\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7dcf\u91cf\u898f\u5236\u3068\u306f\u300c\u5e74\u53ce\u306e3\u5206\u306e1\u8d85\u300d\u306e\u8cb8\u4ed8\u3092\u7981\u6b62\u3059\u308b\u30eb\u30fc\u30eb<\/h3>\n<p>\u7dcf\u91cf\u898f\u5236\u306f\u3001\u8cb8\u91d1\u696d\u6cd5\u7b2c13\u6761\u306e2\u3067\u5b9a\u3081\u3089\u308c\u3066\u3044\u308b\u5236\u5ea6\u3067\u3059\u3002<\/p>\n<blockquote class=\"wp-block-quote\"><p>\u7b2c\u5341\u4e09\u6761\u306e\u4e8c\u3000\u8cb8\u91d1\u696d\u8005\u306f\u3001\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u3092\u7de0\u7d50\u3057\u3088\u3046\u3068\u3059\u308b\u5834\u5408\u306b\u304a\u3044\u3066\u3001\u524d\u6761\u7b2c\u4e00\u9805\u306e\u898f\u5b9a\u306b\u3088\u308b\u8abf\u67fb\u306b\u3088\u308a\u3001\u5f53\u8a72\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u304c\u500b\u4eba\u904e\u5270\u8cb8\u4ed8\u5951\u7d04\u305d\u306e\u4ed6\u9867\u5ba2\u7b49\u306e\u8fd4\u6e08\u80fd\u529b\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u3068\u8a8d\u3081\u3089\u308c\u308b\u3068\u304d\u306f\u3001\u5f53\u8a72\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u3092\u7de0\u7d50\u3057\u3066\u306f\u306a\u3089\u306a\u3044\u3002<br 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href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=358AC1000000032\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">\u8cb8\u91d1\u696d\u6cd5\u7b2c13\u6761\u306e2\uff5ce-Gov\u6cd5\u4ee4\u691c\u7d22<\/a><\/cite><\/p><\/blockquote>\n<p>\u8cb8\u91d1\u696d\u6cd5\u306f\u8cb8\u91d1\u696d\u8005\uff08\u6d88\u8cbb\u8005\u91d1\u878d\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u306a\u3069\uff09\u306b\u5bfe\u3059\u308b\u898f\u5236\u3067\u3042\u308a\u3001\u7dcf\u91cf\u898f\u5236\u3067\u7981\u6b62\u3057\u3066\u3044\u308b\u306e\u306f\u300c\u501f\u5165\u300d\u3067\u306f\u306a\u304f\u300c\u8cb8\u4ed8\u300d\u3067\u3042\u308b\u3053\u3068\u304c\u30dd\u30a4\u30f3\u30c8\u3067\u3059\u3002<\/p>\n<p>\u3064\u307e\u308a\u3001<span class=\"marker-line\">\u300c\u500b\u4eba\u306f\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u3066\u501f\u308a\u3089\u308c\u306a\u3044\u300d\u306e\u3067\u306f\u304f\u3001\u300c\u8cb8\u91d1\u696d\u8005\u306f\u9867\u5ba2\u306e\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u3066\u8cb8\u3057\u4ed8\u3051\u3066\u306f\u306a\u3089\u306a\u3044\u300d\u3068\u3044\u3046\u89e3\u91c8\u304c\u6b63\u3057\u3044\u8a8d\u8b58\u3067\u3059\u3002<\/span><\/p>\n<p>\u8a00\u3044\u63db\u3048\u308c\u3070\u3001\u8cb8\u91d1\u696d\u6cd5\u306e\u5bfe\u8c61\u306b\u306a\u3089\u306a\u3044\u696d\u8005\u304b\u3089\u3067\u3042\u308c\u3070\u3001\u539f\u5247\u7684\u306b\u306f\u5e74\u53ce\u306e3\u5206\u306e1\u8d85\u3067\u3082\u501f\u308a\u3089\u308c\u308b\u3068\u8a00\u3048\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306f\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306a\u306e\u3067\u898f\u5236\u3055\u308c\u306a\u3044<\/h3>\n<p><span class=\"marker-line\">\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u3092\u63d0\u4f9b\u3059\u308b\u4e09\u83f1UFJ\u9280\u884c\u306f\u9280\u884c\u306a\u306e\u3067\u3001\u8cb8\u91d1\u696d\u6cd5\u3067\u306f\u306a\u304f\u9280\u884c\u6cd5\u3067\u898f\u5236\u3055\u308c\u307e\u3059\u3002<\/span>\u305d\u306e\u305f\u3081\u3001\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306f\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u306b\u306f\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u8cb8\u91d1\u696d\u6cd5\uff08\u7dcf\u91cf\u898f\u5236\uff09\u306e\u5bfe\u8c61\u3068\u306a\u308b\u696d\u8005\u3068\u3001\u305d\u308c\u4ee5\u5916\u306e\u91d1\u878d\u6a5f\u95a2\u7b49\u3092\u5206\u985e\u3059\u308b\u3068\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306b\u5206\u3051\u3089\u308c\u307e\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u898f\u5236\u3059\u308b\u6cd5\u5f8b<\/th>\n<th>\u8a72\u5f53\u3059\u308b\u501f\u5165\u5148<\/th>\n<\/tr>\n<tr>\n<th>\u8cb8\u91d1\u696d\u6cd5<\/th>\n<td>\u6d88\u8cbb\u8005\u91d1\u878d\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u3001\u4fe1\u8ca9\u4f1a\u793e\uff08\u878d\u8cc7\u696d\u52d9\uff09<\/td>\n<\/tr>\n<tr>\n<th>\u9280\u884c\u6cd5<\/th>\n<td>\u90fd\u5e02\u9280\u884c\u3001\u5730\u65b9\u9280\u884c\u3001\u4fe1\u8a17\u9280\u884c<\/td>\n<\/tr>\n<tr>\n<th>\u305d\u306e\u4ed6<\/th>\n<td>\u4fe1\u7528\u91d1\u5eab\u3001\u4fe1\u7528\u7d44\u5408\u3001\u52b4\u50cd\u91d1\u5eab\u3001\u5546\u5de5\u7d44\u5408\u4e2d\u592e\u91d1\u5eab\u306a\u3069<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u9280\u884c\u6cd5\u306b\u306f\u7dcf\u91cf\u898f\u5236\u306e\u3088\u3046\u306a\u30eb\u30fc\u30eb\u306f\u306a\u3044\u305f\u3081\u3001\u6cd5\u5f8b\u4e0a\u306f\u501f\u5165\u306e\u4e0a\u9650\u304c\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001<span class=\"marker-red\">\u5b9f\u969b\u306f\u9752\u5929\u4e95\u3067\u501f\u308a\u3089\u308c\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u9280\u884c\u72ec\u81ea\u306e\u898f\u5236\u304c\u5b58\u5728\u3057\u307e\u3059\u3002<\/span>\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u3082\u3001\u969b\u9650\u306a\u304f\u501f\u308a\u3089\u308c\u308b\u308f\u3051\u3067\u306f\u306a\u3044\u305f\u3081\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u5bfe\u8c61\u5916\u306e\u30ed\u30fc\u30f3\u3067\u3082\u300c\u5e74\u53ce\u306e3\u5206\u306e1\u8d85\u300d\u306e\u501f\u5165\u306f\u96e3\u3057\u3044<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4512\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2023\/09\/561_2.jpg\" alt=\"\u5bfe\u8c61\u5916\u306e\u30ed\u30fc\u30f3\u3067\u3082\u300c\u5e74\u53ce\u306e3\u5206\u306e1\u8d85\u300d\u306e\u501f\u5165\u306f\u96e3\u3057\u3044\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u3068\u3044\u3048\u3069\u3082\u3001\u5b9f\u969b\u306b\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u501f\u5165\u306f\u56f0\u96e3\u3067\u3059\u3002\u7406\u7531\u3068\u3057\u3066\u306f\u3001\u4ee5\u4e0b\u306e2\u3064\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>\u9280\u884c\u5074\u304c\u81ea\u4e3b\u898f\u5236\u3092\u304b\u3051\u3066\u3044\u308b\u304b\u3089<\/li>\n<li>\u501f\u5165\u72b6\u6cc1\u306f\u4ed6\u793e\u306e\u5206\u3082\u78ba\u8a8d\u3055\u308c\u308b\u304b\u3089<\/li>\n<\/ul>\n<p><span class=\"marker-line\">\u9280\u884c\u306b\u3088\u308b\u81ea\u4e3b\u898f\u5236\u3068\u3001\u4fe1\u7528\u60c5\u5831\u306b\u3088\u308b\u501f\u5165\u5c65\u6b74\u306e\u5171\u6709\u304c\u4e3b\u306a\u7406\u7531\u3067\u3059\u3002<\/span>\u305d\u308c\u305e\u308c\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7406\u75311.\u9280\u884c\u5074\u304c\u81ea\u4e3b\u898f\u5236\u3092\u304b\u3051\u3066\u3044\u308b\u304b\u3089<\/h3>\n<p>\u9280\u884c\u3084\u8cb8\u91d1\u696d\u8005\u306f\u3001\u6cd5\u5f8b\u4e0a\u306e\u30eb\u30fc\u30eb\u3068\u306f\u5225\u306b\u72ec\u81ea\u306e\u878d\u8cc7\u57fa\u6e96\u3092\u5b9a\u3081\u3066\u3044\u307e\u3059\u3002\u6cd5\u5f8b\u4e0a\u306e\u898f\u5236\u306b\u5f15\u3063\u304b\u304b\u3089\u306a\u304f\u3066\u3082\u3001\u5404\u884c\u30fb\u5404\u793e\u306e\u57fa\u6e96\u3092\u6e80\u305f\u3055\u306a\u3051\u308c\u3070\u501f\u308a\u5165\u308c\u3089\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u9280\u884c\u696d\u754c\u5168\u4f53\u306e\u53d6\u308a\u7d44\u307f\u3068\u3057\u3066\u306f\u30012017\u5e74\u306b\u5168\u56fd\u9280\u884c\u5354\u4f1a\u304c\u300c\u9280\u884c\u306b\u3088\u308b\u6d88\u8cbb\u8005\u5411\u3051\u8cb8\u4ed8\u306b\u4fc2\u308b\u7533\u3057\u5408\u308f\u305b\u300d\u3092\u516c\u8868\u3057\u3001\u904e\u5270\u8cb8\u4ed8\u3084\u591a\u91cd\u50b5\u52d9\u3092\u6291\u5236\u3059\u308b\u65b9\u91dd\u3092\u6253\u3061\u51fa\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/www.zenginkyo.or.jp\/fileadmin\/res\/news\/news290336.pdf\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">\u9280\u884c\u306b\u3088\u308b\u6d88\u8cbb\u8005\u5411\u3051\u8cb8\u4ed8\u3051\u306b\u4fc2\u308b\u7533\u3057\u5408\u308f\u305b\uff5c\u4e00\u822c\u793e\u56e3\u6cd5\u4eba\u5168\u56fd\u9280\u884c\u5354\u4f1a<\/a><\/p>\n<p>\u307e\u305f\u30012019\u5e74\u306b\u91d1\u878d\u5e81\u304c\u884c\u3063\u305f\u300c\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u30d5\u30a9\u30ed\u30fc\u30a2\u30c3\u30d7\u8abf\u67fb\u300d\u306b\u3088\u308b\u3068\u3001<span class=\"marker-line\">\u5168118\u884c\u4e2d105\u884c\u304c\u878d\u8cc7\u4e0a\u9650\u67a0\u3092\u8a2d\u5b9a\u3057\u3001102\u884c\u304c\u4ed6\u793e\u306e\u501f\u5165\u6b8b\u9ad8\u3082\u8003\u616e\u3057\u3066\u5be9\u67fb\u3059\u308b\u3068\u56de\u7b54\u3057\u3066\u3044\u307e\u3059\u3002<\/span><\/p>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/www.fsa.go.jp\/news\/r1\/ginkou\/20190918\/002.pdf\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u30d5\u30a9\u30ed\u30fc\u30a2\u30c3\u30d7\u8abf\u67fb\u7d50\u679c\u306b\u3064\u3044\u3066\uff5c\u91d1\u878d\u5e81<\/a><\/p>\n<p>\u5b9f\u969b\u306b\u3044\u304f\u3089\u307e\u3067\u501f\u308a\u3089\u308c\u308b\u304b\u306f\u9280\u884c\u306b\u3088\u308a\u307e\u3059\u304c\u3001\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306f\u3001\u8cb8\u91d1\u696d\u8005\u3088\u308a\u9280\u884c\u306e\u307b\u3046\u304c\u53b3\u3057\u3044\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u3082\u3001\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u3066\u501f\u308a\u3089\u308c\u308b\u53ef\u80fd\u6027\u306f\u4f4e\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7406\u75312.\u501f\u5165\u72b6\u6cc1\u306f\u4ed6\u793e\u306e\u5206\u3082\u78ba\u8a8d\u3055\u308c\u308b\u304b\u3089<\/h3>\n<p>\u300c\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u3066\u3082\u9ed9\u3063\u3066\u3044\u308c\u3070\u826f\u3044\u306e\u3067\u306f\uff1f\u300d\u3068\u601d\u3046\u4eba\u3082\u3044\u308b\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3057\u304b\u3057\u3001\u500b\u4eba\u306e\u501f\u5165\u72b6\u6cc1\u306f\u4fe1\u7528\u60c5\u5831\u3068\u3057\u3066\u8a18\u9332\u3055\u308c\u3001\u9280\u884c\u3084\u8cb8\u91d1\u696d\u8005\u306b\u5171\u6709\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4fe1\u7528\u60c5\u5831\u306f\u56fd\u304c\u8a8d\u53ef\u3059\u308b\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\u306b\u3088\u3063\u3066\u7ba1\u7406\u3055\u308c\u3001\u5be9\u67fb\u6642\u306b\u7167\u4f1a\u3059\u308b\u3068\u3044\u3046\u4ed5\u7d44\u307f\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<span class=\"marker-line\">\u4fe1\u7528\u60c5\u5831\u306f\u66f8\u304d\u63db\u3048\u3089\u308c\u306a\u3044\u305f\u3081\u3001\u501f\u5165\u72b6\u6cc1\u3092\u96a0\u3059\u3053\u3068\u306f\u4e0d\u53ef\u80fd\u3067\u3059\u3002<\/span><\/p>\n<p>\u7533\u8fbc\u6642\u306b\u5618\u3092\u3064\u3044\u3066\u3082\u610f\u5473\u306f\u306a\u304f\u3001\u3080\u3057\u308d\u865a\u507d\u306e\u7533\u8acb\u3092\u884c\u3063\u305f\u3053\u3068\u304c\u8a18\u9332\u3055\u308c\u3066\u3057\u307e\u3046\u305f\u3081\u3001\u501f\u5165\u72b6\u6cc1\u306f\u6b63\u76f4\u306b\u7533\u544a\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306e\u5be9\u67fb\u306b\u901a\u308b\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4511\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2023\/09\/561_3.jpg\" alt=\"\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306e\u5be9\u67fb\u306b\u901a\u308b\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306e\u5be9\u67fb\u306b\u901a\u308b\u305f\u3081\u306b\u306f\u3001\u6b21\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u62bc\u3055\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>\u7533\u3057\u8fbc\u307f\u6761\u4ef6\u3092\u6e80\u305f\u3059<\/li>\n<li>\u501f\u5165\u9650\u5ea6\u984d\u306e\u5e0c\u671b\u3092\u4f4e\u3081\u306b\u3059\u308b<\/li>\n<li>\u65e2\u5b58\u306e\u501f\u5165\u3092\u6574\u7406\u3059\u308b<\/li>\n<\/ul>\n<p>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u306a\u306e\u3067\u6c7a\u3057\u3066\u7518\u304f\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u3053\u308c\u3089\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u62bc\u3055\u3048\u308c\u3070\u901a\u904e\u3067\u304d\u308b\u78ba\u7387\u3092\u6319\u3052\u3089\u308c\u307e\u3059\u3002\u305d\u308c\u305e\u308c\u8a73\u3057\u304f\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7533\u3057\u8fbc\u307f\u6761\u4ef6\u3092\u6e80\u305f\u3059<\/h3>\n<p>\u5be9\u67fb\u3092\u53d7\u3051\u308b\u524d\u306b\u3001\u307e\u305a\u306f\u6700\u4f4e\u9650\u306e\u7533\u3057\u8fbc\u307f\u6761\u4ef6\u3092\u6e80\u305f\u3059\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306e\u7533\u8fbc\u6761\u4ef6\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>\u5e74\u9f62\u304c\u6e8020\u6b73\u4ee5\u4e0a65\u6b73\u672a\u6e80\u3067\u3042\u308b\u3053\u3068<\/li>\n<li>\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u304c\u3042\u308b\u3053\u3068<\/li>\n<li>\u56fd\u5185\u306b\u5c45\u4f4f\u3057\u3066\u3044\u308b\u3053\u3068\uff08\u5916\u56fd\u4eba\u306e\u5834\u5408\u306f\u6c38\u4f4f\u8a31\u53ef\u3092\u53d7\u3051\u3066\u3044\u308b\u3053\u3068\uff09<\/li>\n<li>\u4fdd\u8a3c\u4f1a\u793e\uff08\u30a2\u30b3\u30e0\u682a\u5f0f\u4f1a\u793e\uff09\u306e\u4fdd\u8a3c\u3092\u53d7\u3051\u3089\u308c\u308b\u3053\u3068<\/li>\n<\/ul>\n<p>2022\u5e74\u306b\u6210\u4eba\u5e74\u9f62\u306f\u5f15\u304d\u4e0b\u3052\u3089\u308c\u307e\u3057\u305f\u304c\u3001<span class=\"marker-line\">\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u3092\u542b\u3080\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3067\u306f\u5e74\u9f62\u3092\u300c\u6e8020\u6b73\u4ee5\u4e0a\u300d\u3068\u3057\u3066\u3044\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u305f\u3081\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u306f\u5fc5\u9808<\/h4>\n<p>\u4e0a\u8a18\u306e\u901a\u308a\u3001\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306e\u5be9\u67fb\u3067\u306f\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u6e90\u306e\u6709\u7121\u304c\u30dd\u30a4\u30f3\u30c8\u3067\u3059\u304c\u3001\u5177\u4f53\u7684\u306b\u306f\u3069\u306e\u3088\u3046\u306a\u53ce\u5165\u72b6\u614b\u306a\u3089\u826f\u3044\u306e\u3067\u3057\u3087\u3046\u304b\uff1f<\/p>\n<p>\u307e\u305a\u3001\u96c7\u7528\u5f62\u614b\u306b\u3064\u3044\u3066\u306f\u6307\u5b9a\u304c\u306a\u3044\u305f\u3081\u3001\u30d1\u30fc\u30c8\u3084\u30a2\u30eb\u30d0\u30a4\u30c8\u3067\u3082\u7533\u3057\u8fbc\u307f\u306f\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u4f55\u3092\u3082\u3063\u3066\u300c\u5b89\u5b9a\u3057\u305f\u53ce\u5165\u300d\u3068\u3059\u308b\u304b\u306f\u30b1\u30fc\u30b9\u30d0\u30a4\u30b1\u30fc\u30b9\u3067\u3059\u304c\u3001\u57fa\u672c\u7684\u306b\u306f<span class=\"marker-line\">\u540c\u4e00\u306e\u52e4\u52d9\u5148\u3084\u96c7\u7528\u5148\u3067\u4e00\u5b9a\u671f\u9593\u7d99\u7d9a\u3057\u3066\u50cd\u3044\u3066\u3044\u308b\u3053\u3068\u304c\u6c42\u3081\u3089\u308c\u307e\u3059\u3002<\/span>\u307e\u305f\u3001\u5e74\u91d1\u751f\u6d3b\u8005\u3082\u7533\u3057\u8fbc\u307f\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u53cd\u5bfe\u306b\u3001\u5358\u767a\u30d0\u30a4\u30c8\u3092\u8ee2\u3005\u3068\u3057\u3066\u3044\u305f\u308a\u8ee2\u8077\u76f4\u5f8c\u3060\u3063\u305f\u308a\u3059\u308b\u3068\u8a55\u4fa1\u304c\u60aa\u304f\u306a\u308b\u305f\u3081\u3001\u5be9\u67fb\u306b\u843d\u3061\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u904e\u53bb\u306b\u6ede\u7d0d\u3092\u8d77\u3053\u3057\u3066\u3044\u308b\u5834\u5408\u306f\u8981\u6ce8\u610f<\/h4>\n<p><span class=\"marker-line\">\u6ede\u7d0d\u3084\u50b5\u52d9\u6574\u7406\u3092\u3057\u305f\u5834\u5408\u3001\u4fe1\u7528\u60c5\u5831\u306b\u305d\u306e\u5185\u5bb9\u304c\u767b\u9332\u3055\u308c\u3001\u53d6\u5f15\u7d42\u4e86\u5f8c\u304b\u3089\u7d045\u5e74\u9593\u307e\u3067\u6b8b\u308a\u307e\u3059\u3002<\/span>\u3053\u306e\u671f\u9593\u4e2d\u306f\u5be9\u67fb\u3092\u901a\u904e\u3067\u304d\u305a\u3001\u3069\u306e\u91d1\u878d\u6a5f\u95a2\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u4f1a\u793e\u3067\u3082\u65b0\u898f\u306e\u501f\u5165\u306f\u3067\u304d\u307e\u305b\u3093\u3002<\/p>\n<p>\u3055\u3089\u306b\u3001<span class=\"marker-red\">\u4fe1\u7528\u60c5\u5831\u304b\u3089\u306f\u524a\u9664\u3055\u308c\u3066\u3082\u3001\u6ede\u7d0d\u76f8\u624b\u3067\u3042\u308b\u501f\u5165\u5148\u304c\u72ec\u81ea\u306b\u8a18\u9332\u3092\u6b8b\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u3082\u3042\u308a\u307e\u3059\u3002<\/span>\u3044\u308f\u3086\u308b\u300c\u793e\u5185\u30d6\u30e9\u30c3\u30af\u300d\u3068\u306a\u308a\u3001\u3053\u306e\u72b6\u614b\u3060\u3068\u540c\u3058\u9280\u884c\u30fb\u8cb8\u91d1\u696d\u8005\u3084\u305d\u306e\u95a2\u9023\u4f01\u696d\u304b\u3089\u306e\u501f\u5165\u306f\u56f0\u96e3\u3067\u3059\u3002<\/p>\n<p>\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306e\u5834\u5408\u3001\u30a2\u30b3\u30e0\u682a\u5f0f\u4f1a\u793e\u304c\u4fdd\u8a3c\u4f1a\u793e\u203b\u3068\u3057\u3066\u4ed8\u304f\u305f\u3081\u3001\u904e\u53bb\u306b\u30a2\u30b3\u30e0\u3067\u6ede\u7d0d\u3057\u3066\u3044\u308b\u3068\u5be9\u67fb\u306b\u843d\u3061\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p><small>\u203b\u4fdd\u8a3c\u4f1a\u793e\u2026\u5229\u7528\u8005\u304c\u8fd4\u6e08\u3067\u304d\u306a\u304f\u306a\u3063\u305f\u3068\u304d\u3001\u4ee3\u4f4d\u5f01\u6e08\uff08\u4ee3\u308f\u308a\u306b\u8fd4\u6e08\u3092\u884c\u3046\u3053\u3068\uff09\u3092\u3059\u308b\u4f1a\u793e\u3002\u305f\u3060\u3057\u3001\u5229\u7528\u8005\u306e\u8fd4\u6e08\u7fa9\u52d9\u304c\u306a\u304f\u306a\u308b\u308f\u3051\u3067\u306f\u306a\u304f\u3001\u4ee3\u4f4d\u5f01\u6e08\u5f8c\u306f\u4fdd\u8a3c\u4f1a\u793e\u306b\u8fd4\u6e08\u3057\u306a\u3051\u308c\u3070\u306a\u3089\u306a\u3044\u3002<\/small><\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u501f\u5165\u9650\u5ea6\u984d\u306e\u5e0c\u671b\u3092\u4f4e\u3081\u306b\u3059\u308b<\/h3>\n<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u3001\u7533\u3057\u8fbc\u307f\u6642\u306b\u501f\u5165\u6e1b\u984d\u984d\u306e\u5e0c\u671b\u3092\u805e\u304b\u308c\u307e\u3059\u3002\u3053\u306e\u3068\u304d\u306b\u5927\u304d\u306a\u91d1\u984d\u3092\u5e0c\u671b\u3059\u308b\u3068\u300c\u91d1\u306b\u56f0\u3063\u3066\u3044\u308b\u300d\u300c\u751f\u6d3b\u304c\u82e6\u3057\u3044\u300d\u3068\u53d7\u3051\u53d6\u3089\u308c\u3001\u8a55\u4fa1\u304c\u4e0b\u304c\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n<p>\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u304f\u3059\u308b\u306b\u306f\u3001<span class=\"marker-line\">\u6700\u521d\u306f\u5fc5\u8981\u6700\u4f4e\u9650\u306e\u5e0c\u671b\u91d1\u984d\u306b\u6291\u3048\u3001\u5951\u7d04\u3057\u3066\u304b\u3089\u5f90\u3005\u306b\u5897\u984d\u3059\u308b\u3088\u3046\u7533\u3057\u5165\u308c\u308b\u306e\u304c\u30d9\u30bf\u30fc\u3067\u3059\u3002<\/span><\/p>\n<p>\u53ce\u5165\u304c\u4e0a\u304c\u3063\u305f\u308a\u9045\u5ef6\u306a\u304f\u8fd4\u6e08\u3092\u7d9a\u3051\u305f\u308a\u3059\u308c\u3070\u3001\u9280\u884c\u304b\u3089\u306e\u8a55\u4fa1\u304c\u9ad8\u307e\u308a\u3001\u5897\u984d\u3092\u8a8d\u3081\u3089\u308c\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u65e2\u5b58\u306e\u501f\u5165\u3092\u6574\u7406\u3059\u308b<\/h3>\n<p>\u5148\u8ff0\u306e\u901a\u308a\u3001\u9280\u884c\u3082\u4ed6\u793e\u306e\u501f\u5165\u6b8b\u9ad8\u3092\u8003\u616e\u3057\u3066\u5be9\u67fb\u3059\u308b\u305f\u3081\u3001<span class=\"marker-line\">\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u4ee5\u5916\u306e\u501f\u5165\u306f\u306a\u308b\u3079\u304f\u6e1b\u3089\u3057\u3066\u304a\u3044\u305f\u307b\u3046\u304c\u5be9\u67fb\u3067\u6709\u5229\u3067\u3059\u3002<\/span>\u8fd4\u6e08\u53ef\u80fd\u306a\u501f\u5165\u304c\u3042\u308c\u3070\u3001\u5148\u306b\u8fd4\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<p>\u307e\u305f\u3001\u300c\u8fd4\u6e08\u6bd4\u7387\u300d\u3082\u91cd\u8981\u306a\u6307\u6a19\u3068\u306a\u308b\u306e\u3067\u899a\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002\u8fd4\u6e08\u6bd4\u7387\u3068\u306f\u3001\u53ce\u5165\u306b\u5bfe\u3059\u308b\u8fd4\u6e08\u984d\u306e\u5272\u5408\u3067\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306a\u3069\u3067\u306f\u4e00\u822c\u7684\u306b30~35%\u4ee5\u5185\u304c\u76ee\u5b89\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u73fe\u72b6\u306e\u8fd4\u6e08\u6bd4\u7387\u304c30~35%\u3092\u4e0a\u56de\u3063\u3066\u3044\u308b\u5834\u5408\u3001\u7834\u7dbb\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u3068\u5224\u65ad\u3055\u308c\u3001\u5be9\u67fb\u3067\u4e0d\u5229\u306b\u306a\u308a\u307e\u3059\u3002\u30d0\u30f3\u30af\u30a4\u30c3\u30af\u306b\u7533\u3057\u8fbc\u3080\u3068\u304d\u3082\u3001\u65e2\u5b58\u306e\u501f\u5165\u3092\u6574\u7406\u3057\u3001\u306a\u308b\u3079\u304f\u8fd4\u6e08\u6bd4\u7387\u3092\u5f15\u304d\u4e0b\u3052\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u7dcf\u91cf\u898f\u5236\u306e\u57fa\u6e96\u3092\u8d85\u3048\u3066\u3082\u501f\u308a\u5165\u308c\u3089\u308c\u308b\u30ed\u30fc\u30f3\u3068\u306f\uff1f<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4510\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2023\/09\/561_4.jpg\" alt=\"\u7dcf\u91cf\u898f\u5236\u306e\u57fa\u6e96\u3092\u8d85\u3048\u3066\u3082\u501f\u308a\u5165\u308c\u3089\u308c\u308b\u30ed\u30fc\u30f3\u3068\u306f\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u300c\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u300d\u3068\u89e3\u8aac\u3057\u307e\u3057\u305f\u304c\u3001\u4ed6\u306b\u3082\u5e74\u53ce\u306e3\u5206\u306e1\u3092\u8d85\u3048\u3066\u501f\u308a\u3089\u308c\u308b\u30ed\u30fc\u30f3\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u7528\u9014\u304c\u9650\u5b9a\u3055\u308c\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u501f\u5165\u76ee\u7684\u306b\u3088\u3063\u3066\u306f\u554f\u984c\u306a\u304f\u5229\u7528\u3067\u304d\u308b\u305f\u3081\u3001\u30ed\u30fc\u30f3\u3092\u501f\u308a\u305f\u3044\u4eba\u306f\u30c1\u30a7\u30c3\u30af\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7dcf\u91cf\u898f\u5236\u306e\u9069\u7528\u9664\u5916\u3068\u306a\u308b\u8cb8\u4ed8<\/h3>\n<p><span class=\"marker-line\">\u9069\u7528\u9664\u5916\u3068\u306f\u3001\u7dcf\u91cf\u898f\u5236\u3068\u306f\u5b8c\u5168\u306b\u5207\u308a\u96e2\u3057\u3066\u53d6\u308a\u6271\u3046\u8cb8\u4ed8\u3067\u3059\u3002<\/span>\u5177\u4f53\u7684\u306b\u306f\u3001\u4ee5\u4e0b\u306e\u8cb8\u4ed8\u304c\u5f53\u3066\u306f\u307e\u308a\u307e\u3059\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>\u4f4f\u5b85\u30ed\u30fc\u30f3\u3084\u30ea\u30d5\u30a9\u30fc\u30e0\u30ed\u30fc\u30f3<\/li>\n<li>\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u3064\u306a\u304e\u878d\u8cc7<\/li>\n<li>\u81ea\u52d5\u8eca\u30ed\u30fc\u30f3<\/li>\n<li>\u9ad8\u984d\u7642\u990a\u8cbb\u306e\u7acb\u66ff\u8cc7\u91d1\u306e\u8cb8\u4ed8<\/li>\n<li>\u624b\u5f62\u5272\u5f15\uff08\u878d\u901a\u624b\u5f62\u4ee5\u5916\uff09<\/li>\n<li>\u6709\u4fa1\u8a3c\u5238\u3092\u62c5\u4fdd\u3068\u3057\u305f\u8cb8\u4ed8<\/li>\n<li>\u8cb8\u91d1\u696d\u8005\u306e\u50b5\u6a29\u306b\u4fc2\u308b\u8cb8\u501f\u306e\u5a92\u4ecb<\/li>\n<\/ul>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=358M50000040040\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">\u8cb8\u91d1\u696d\u65bd\u884c\u898f\u5247\u7b2c10\u6761\u306e21\uff5ce-Gov\u6cd5\u4ee4\u691c\u7d22<\/a><\/p>\n<p>\u3053\u308c\u3089\u306e\u8cb8\u4ed8\u306f\u3001\u7dcf\u91cf\u898f\u5236\u3068\u306f\u95a2\u4fc2\u306a\u304f\u501f\u5165\u304c\u53ef\u80fd\u3067\u3059\u3002\u307e\u305f\u3001\u501f\u5165\u6b8b\u9ad8\u3068\u3057\u3066\u3082\u30ab\u30a6\u30f3\u30c8\u3055\u308c\u306a\u3044\u305f\u3081\u3001\u901a\u5e38\u306e\u30ed\u30fc\u30f3\u5be9\u67fb\u3092\u53d7\u3051\u308b\u3068\u304d\u3082\u5f71\u97ff\u3092\u4e0e\u3048\u307e\u305b\u3093\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7dcf\u91cf\u898f\u5236\u306e\u4f8b\u5916\u3068\u306a\u308b\u8cb8\u4ed8<\/h3>\n<p><span class=\"marker-line\">\u7dcf\u91cf\u898f\u5236\u306e\u4f8b\u5916\u3068\u306a\u308b\u8cb8\u4ed8\u306f\u3001\u6d88\u8cbb\u8005\u306e\u4fdd\u8b77\u306b\u652f\u969c\u304c\u306a\u3044\u3068\u3055\u308c\u3001\u4f8b\u5916\u7684\u306b\u8cb8\u4ed8\u53ef\u80fd\u306a\u30ed\u30fc\u30f3\u3067\u3059\u3002<\/span>\u4ee5\u4e0b\u306e\u8cb8\u4ed8\u304c\u5f53\u3066\u306f\u307e\u308a\u307e\u3059\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>\u9867\u5ba2\u5074\u304c\u4e00\u65b9\u7684\u306b\u6709\u5229\u3068\u306a\u308b\u7d44\u66ff<\/li>\n<li>\u501f\u5165\u6b8b\u9ad8\u3092\u6bb5\u968e\u7684\u306b\u6e1b\u3089\u3059\u305f\u3081\u306e\u7d44\u66ff<\/li>\n<li>\u7dca\u6025\u3067\u5fc5\u8981\u306a\u533b\u7642\u8cbb\u306e\u8cb8\u4ed8<\/li>\n<li>\u793e\u4f1a\u901a\u5ff5\u306e\u89b3\u70b9\u304b\u3089\u7dca\u6025\u3068\u8a8d\u3081\u3089\u308c\u308b\u8cb8\u4ed8\uff0810\u4e07\u5186\u4ee5\u4e0b\u30013\u304b\u6708\u4ee5\u5185\u306e\u8fd4\u6e08\u306a\u3069\u304c\u8981\u4ef6\uff09<\/li>\n<li>\u914d\u5076\u8005\u306e\u5e74\u53ce\u3068\u5408\u7b97\u3057\u30663\u5206\u306e1\u306e\u8cb8\u4ed8\uff08\u914d\u5076\u8005\u306e\u540c\u610f\u304c\u5fc5\u8981\uff09<\/li>\n<li>\u500b\u4eba\u4e8b\u696d\u8005\u3078\u306e\u4e8b\u696d\u8cc7\u91d1\u306e\u8cb8\u4ed8<\/li>\n<li>\u500b\u4eba\u4e8b\u696d\u8005\u3078\u306e\u958b\u696d\u8cc7\u91d1\u306e\u8cb8\u4ed8<\/li>\n<li>\u9280\u884c\u304b\u3089\u306e\u8cb8\u4ed8\u3092\u53d7\u3051\u308b\u307e\u3067\u306e\u3064\u306a\u304e\u8cc7\u91d1\u306e\u8cb8\u4ed8<\/li>\n<\/ul>\n<p>\u53c2\u7167\uff1a<a 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