{"id":4691,"date":"2024-05-17T21:56:55","date_gmt":"2024-05-17T12:56:55","guid":{"rendered":"https:\/\/www.randcins.jp\/fin\/?p=4691"},"modified":"2025-11-10T17:02:27","modified_gmt":"2025-11-10T08:02:27","slug":"what-consumercredit","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/fin\/consumer-fin\/what-consumercredit\/","title":{"rendered":"\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u306f\uff1f\u5b9a\u7fa9\u30fb\u9280\u884c\u3068\u306e\u9055\u3044\u30fb\u5b89\u5168\u306b\u501f\u308a\u5165\u308c\u308b\u65b9\u6cd5\u306b\u3064\u3044\u3066"},"content":{"rendered":"<p>\u304a\u91d1\u304c\u8db3\u308a\u306a\u3044\u3068\u304d\u983c\u308a\u306b\u306a\u308b\u306e\u304c\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u3059\u304c\u3001\u300c\u304a\u91d1\u3092\u501f\u308a\u3089\u308c\u308b\u3068\u3053\u308d\u300d\u3068\u3044\u3046\u60c5\u5831\u4ee5\u5916\u3001\u8a73\u3057\u304f\u77e5\u3089\u306a\u3044\u4eba\u3082\u591a\u3044\u3068\u601d\u3044\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001\u5b9f\u969b\u306b\u5229\u7528\u3059\u308b\u969b\u306f\u3001<strong>\u300c\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u5b89\u5168\u306a\u306e\uff1f\u300d\u300c\u9280\u884c\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3068\u4f55\u304c\u9055\u3046\u306e\uff1f\u300d\u3068\u3044\u3063\u305f\u7591\u554f\u304c\u6e67\u3044\u3066\u304f\u308b<\/strong>\u3082\u306e\u3067\u3059\u3002<\/p>\n<p>\u305d\u3053\u3067\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001<strong>\u300c\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u306f\u4f55\u304b\u300d\u3092\u89e3\u8aac\u3059\u308b\u3068\u3068\u3082\u306b\u3001\u9280\u884c\u306a\u3069\u3068\u306e\u9055\u3044\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u501f\u308a\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u89e3\u8aac<\/strong>\u3057\u307e\u3059\u3002<\/p>\n<p>\u5b89\u5168\u306b\u5229\u7528\u3059\u308b\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8\u3082\u7d39\u4ecb\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u306e\u501f\u5165\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u4eba\u306f\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2 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noreferrer\">\u91d1\u878d\u5e81\u300c\u5404\u8ca1\u52d9\u5c40\u306e\u30db\u30fc\u30e0\u30da\u30fc\u30b8\uff08\u9055\u6cd5\u306a\u91d1\u878d\u696d\u8005\u306b\u95a2\u3059\u308b\u60c5\u5831\uff09\u300d<\/a><\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4696\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/05\/4691_2-min.jpg\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u30e1\u30ea\u30c3\u30c8\u30fb\u30c7\u30e1\u30ea\u30c3\u30c8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306b\u5bfe\u3057\u3066\u30cd\u30ac\u30c6\u30a3\u30d6\u306a\u30a4\u30e1\u30fc\u30b8\u3092\u6301\u3064\u4eba\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u6c7a\u3057\u3066\u30ea\u30b9\u30af\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u9280\u884c\u306a\u3069\u306b\u306f\u306a\u3044\u5229\u70b9\u3082\u5b58\u5728\u3057\u307e\u3059\u3002<\/p>\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u501f\u308a\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u3068\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u305d\u308c\u305e\u308c\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u30e1\u30ea\u30c3\u30c84\u3064<\/h3>\n<p>\u6d88\u8cbb\u8005\u91d1\u3067\u501f\u308a\u5165\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u306b\u306f\u3001\u6b21\u306e5\u3064\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>1.\u5be9\u67fb\u304c\u65e9\u3044<\/li>\n<li>2.\u878d\u8cc7\u307e\u3067\u306e\u624b\u7d9a\u304d\u304c\u30b7\u30f3\u30d7\u30eb<\/li>\n<li>3.\u7121\u5229\u606f\u671f\u9593\u304c\u3042\u308b<\/li>\n<li>4.\u5728\u7c4d\u78ba\u8a8d\u306a\u3057\u306e\u4f1a\u793e\u304c\u591a\u3044<\/li>\n<\/ul>\n<p>\u6d88\u8cbb\u8005\u306e\u7acb\u5834\u304b\u3089\u3059\u308b\u3068\u3001\u6c17\u8efd\u306b\u501f\u308a\u3084\u3059\u3044\u30b5\u30fc\u30d3\u30b9\u8a2d\u8a08\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u305d\u308c\u305e\u308c\u8a73\u3057\u304f\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">1.\u5be9\u67fb\u304c\u65e9\u3044<\/h4>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u6700\u5927\u306e\u7279\u5fb4\u306f\u3001\u5be9\u67fb\u304c\u77ed\u6642\u9593\u3067\u6e08\u3080\u3053\u3068\u3067\u3059\u3002<span class=\"marker-line\">\u65e9\u3051\u308c\u3070\u6570\u5206\uff5e\u6570\u5341\u5206\u3067\u5be9\u67fb\u304c\u7d42\u308f\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u591a\u304f\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u304c\u5373\u65e5\u878d\u8cc7\u3092\u884c\u3063\u3066\u304a\u308a\u3001\u6025\u3044\u3067\u304a\u91d1\u304c\u5fc5\u8981\u306a\u5834\u5408\u306f\u5927\u3044\u306b\u5f79\u7acb\u3061\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u5be9\u67fb\u6642\u9593\u306f\u500b\u3005\u306e\u6761\u4ef6\u306b\u3088\u3063\u3066\u5909\u308f\u308b\u305f\u3081\u3001\u78ba\u5b9f\u306b\u5373\u65e5\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002\u53ce\u5165\u304c\u5c11\u306a\u304b\u3063\u305f\u308a\u66f8\u985e\u4e0d\u5099\u304c\u3042\u3063\u305f\u308a\u3059\u308b\u3068\u3001\u5be9\u67fb\u5b8c\u4e86\u307e\u30671\u65e5\u4ee5\u4e0a\u304b\u304b\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">2.\u878d\u8cc7\u307e\u3067\u306e\u624b\u7d9a\u304d\u304c\u30b7\u30f3\u30d7\u30eb<\/h4>\n<p>\u7533\u3057\u8fbc\u307f\u304b\u3089\u501f\u5165\u307e\u3067\u306e\u624b\u7d9a\u304d\u304c\u30b7\u30f3\u30d7\u30eb\u306a\u306e\u3082\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5927\u304d\u306a\u30e1\u30ea\u30c3\u30c8\u3067\u3059\u3002<span class=\"marker-line\">\u500b\u4eba\u60c5\u5831\u3084\u501f\u5165\u5e0c\u671b\u984d\u3092\u5165\u529b\u3057\u3001\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\u30fb\u53ce\u5165\u8a3c\u660e\u66f8\u985e\u3092\u63d0\u51fa\u3059\u308b\u3060\u3051\u3067\u5be9\u67fb\u3092\u53d7\u3051\u3089\u308c\u307e\u3059\u3002<\/span><\/p>\n<p>\u6700\u8fd1\u306fWeb\u3084\u30a2\u30d7\u30ea\u3067\u306e\u624b\u7d9a\u304d\u304c\u666e\u53ca\u3057\u3066\u304a\u308a\u3001\u6570\u5206\u7a0b\u5ea6\u3067\u3059\u3079\u3066\u306e\u7533\u3057\u8fbc\u307f\u624b\u7d9a\u304d\u3092\u5b8c\u4e86\u3055\u305b\u308b\u3053\u3068\u3082\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u5be9\u67fb\u901a\u904e\u5f8c\u306e\u501f\u5165\u3082\u7c21\u5358\u3067\u3001\u30aa\u30f3\u30e9\u30a4\u30f3\u4e0a\u3067\u632f\u8fbc\u3092\u4f9d\u983c\u3057\u305f\u308a\u3001\u30b3\u30f3\u30d3\u30cbATM\u3067\u5f15\u304d\u51fa\u3057\u305f\u308a\u3068\u3044\u3063\u305f\u65b9\u6cd5\u3067\u501f\u5165\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">3.\u7121\u5229\u606f\u671f\u9593\u304c\u3042\u308b<\/h4>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306b\u3088\u3063\u3066\u306f\u3001<span class=\"marker-line\">\u521d\u56de\u501f\u5165\u6642\u306b30\u65e5\uff5e60\u65e5\u7a0b\u5ea6\u306e\u7121\u5229\u606f\u30b5\u30fc\u30d3\u30b9\u3092\u8a2d\u3051\u3066\u3044\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u7121\u5229\u606f\u671f\u9593\u4e2d\u306a\u3089\u5143\u91d1\u3092\u305d\u306e\u307e\u307e\u8fd4\u3059\u3060\u3051\u3067\u826f\u3044\u306e\u3067\u3001\u91d1\u92ad\u7684\u640d\u5931\u306f\u4e00\u5207\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u8fd1\u65e5\u4e2d\u306b\u307e\u3068\u3081\u3066\u8fd4\u6e08\u3067\u304d\u308b\u898b\u8fbc\u307f\u304c\u3042\u308c\u3070\u3001\u305c\u3072\u7121\u5229\u606f\u671f\u9593\u3092\u6d3b\u7528\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">4.\u5728\u7c4d\u78ba\u8a8d\u3067\u96fb\u8a71\u304c\u3053\u306a\u3044\u30b1\u30fc\u30b9\u304c\u591a\u3044<\/h4>\n<p>\u5728\u7c4d\u78ba\u8a8d\u3068\u306f\u3001\u7533\u3057\u8fbc\u307f\u8005\u304c\u672c\u5f53\u306b\u52e4\u52d9\u3057\u3066\u3044\u308b\u304b\u3069\u3046\u304b\u78ba\u8a8d\u3059\u308b\u624b\u7d9a\u304d\u3067\u3059\u3002<\/p>\n<p>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3084\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u5834\u5408\u3001\u5728\u7c4d\u78ba\u8a8d\u306f\u8077\u5834\u306b\u96fb\u8a71\u3059\u308b\u306e\u304c\u57fa\u672c\u3067\u3059\u3002\u78ba\u8a8d\u6642\u306f\u501f\u5165\u95a2\u9023\u3067\u3042\u308b\u3053\u3068\u304c\u30d0\u30ec\u306a\u3044\u3088\u3046\u914d\u616e\u3055\u308c\u307e\u3059\u304c\u3001\u96fb\u8a71\u81ea\u4f53\u304c\u5acc\u306a\u4eba\u3082\u591a\u3044\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u3057\u304b\u3057\u3001<span class=\"marker-line\">\u8fd1\u5e74\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u300c\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u306f\u539f\u5247\u3057\u306a\u3044\u300d\u3068\u660e\u8a00\u3057\u3066\u3044\u308b\u30b1\u30fc\u30b9\u304c\u5897\u3048\u3066\u3044\u307e\u3059\u3002<\/span>\u4eee\u306b\u96fb\u8a71\u3059\u308b\u3053\u3068\u306b\u306a\u3063\u3066\u3082\u3001\u4e8b\u524d\u306b\u672c\u4eba\u306e\u540c\u610f\u3092\u5f97\u3066\u304b\u3089\u5b9f\u65bd\u3057\u307e\u3059\u3002<\/p>\n<p>\u8077\u5834\u3078\u306e\u96fb\u8a71\u3092\u907f\u3051\u305f\u3044\u4eba\u3067\u3082\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3089\u5b89\u5fc3\u3057\u3066\u7533\u3057\u8fbc\u307f\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u30c7\u30e1\u30ea\u30c3\u30c83\u3064<\/h3>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u501f\u308a\u308b\u30c7\u30e1\u30ea\u30c3\u30c8\u3068\u3057\u3066\u306f\u3001\u6b21\u306e3\u3064\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>1.\u91d1\u5229\u304c\u9280\u884c\u3088\u308a\u9ad8\u3081<\/li>\n<li>2.\u501f\u308a\u904e\u304e\u306b\u306a\u308a\u3084\u3059\u3044<\/li>\n<li>3.\u501f\u308a\u5165\u308c\u3089\u308c\u308b\u91d1\u984d\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b<\/li>\n<\/ul>\n<p>\u3053\u308c\u3089\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u3092\u3057\u3063\u304b\u308a\u628a\u63e1\u3057\u3001\u81ea\u5206\u3067\u30ea\u30b9\u30af\u30b3\u30f3\u30c8\u30ed\u30fc\u30eb\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p>\u305d\u308c\u305e\u308c\u8a73\u3057\u304f\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">1.\u91d1\u5229\u304c\u9280\u884c\u3088\u308a\u9ad8\u3081<\/h4>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u6700\u5927\u306e\u30c7\u30e1\u30ea\u30c3\u30c8\u306f\u3001\u9280\u884c\u3068\u6bd4\u3079\u3066\u91d1\u5229\u304c\u9ad8\u3081\u3067\u3042\u308b\u3053\u3068\u3067\u3059\u3002<\/p>\n<p>\u5177\u4f53\u7684\u306a\u5229\u7387\u306f\u4e00\u4eba\u3072\u3068\u308a\u9055\u3044\u307e\u3059\u304c\u3001<span class=\"marker-red\">\u4e00\u822c\u7684\u306b\u306f\u5e743.00\uff5e18.00\uff05\u7a0b\u5ea6<\/span>\u3068\u306a\u308a\u307e\u3059\u3002\u4e00\u65b9\u3001\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306f2.00\uff5e14.50%\u7a0b\u5ea6\u304c\u76f8\u5834\u3067\u3059\u3002<\/p>\n<p>\u91d1\u5229\u5dee\u306e\u5f71\u97ff\u306f\u3001\u501f\u5165\u984d\u3084\u8fd4\u6e08\u671f\u9593\u306b\u6bd4\u4f8b\u3057\u307e\u3059\u3002\u9ad8\u984d\u878d\u8cc7\u30fb\u9577\u671f\u8fd4\u6e08\u306e\u5834\u5408\u3001\u6570%\u306e\u5dee\u3067\u8fd4\u6e08\u7dcf\u984d\u304c\u6570\u4e07\uff5e\u6570\u5341\u4e07\u5186\u3082\u5909\u308f\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u306a\u304a\u3001\u91d1\u5229\u306f\u6cd5\u5f8b\u306b\u3088\u3063\u3066\u4e0a\u9650\u304c\u5b9a\u3081\u3089\u308c\u3066\u3044\u307e\u3059\u3002<span class=\"marker-line\">\u4ee5\u4e0b\u306e\u91d1\u5229\u3092\u8d85\u3048\u308b\u5834\u5408\u306f\u9055\u6cd5\u696d\u8005\u306a\u306e\u3067\u3001\u501f\u5165\u3092\u7533\u3057\u8fbc\u307e\u306a\u3044\u3088\u3046\u6ce8\u610f\u3057\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u501f\u5165\u984d\u306e\u7bc4\u56f2<\/th>\n<th>\u4e0a\u9650\u91d1\u5229\uff08\u5e74\u7387\uff09<\/th>\n<\/tr>\n<tr>\n<td>10\u4e07\u5186\u672a\u6e80<\/td>\n<td>20%<\/td>\n<\/tr>\n<tr>\n<td>10\u4e07\u5186\u4ee5\u4e0a\u301c100\u4e07\u5186\u672a\u6e80<\/td>\n<td>18%<\/td>\n<\/tr>\n<tr>\n<td>100\u4e07\u5186\u4ee5\u4e0a<\/td>\n<td>15%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u53c2\u7167\uff1a<a href=\"https:\/\/elaws.e-gov.go.jp\/document?lawid=329AC0000000100\" target=\"_blank\" rel=\"noopener noreferrer\">e-Gov\u6cd5\u4ee4\u691c\u7d22\u300c\u5229\u606f\u5236\u9650\u6cd5 \u7b2c1\u6761\u300d<\/a><\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">2.\u501f\u308a\u904e\u304e\u306b\u306a\u308a\u3084\u3059\u3044<\/h4>\n<p><span class=\"marker-red\">\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u6c17\u8efd\u306b\u501f\u308a\u3089\u308c\u308b\u5206\u3001\u8fd4\u6e08\u80fd\u529b\u3092\u8d85\u3048\u3066\u501f\u308a\u3066\u3057\u307e\u3046\u4eba\u3082\u3044\u307e\u3059\u3002<\/span><\/p>\n<p>\u6700\u521d\u306f\u6570\u4e07\u5186\u7a0b\u5ea6\u3067\u3082\u3001\u7e70\u308a\u8fd4\u3057\u501f\u308a\u3066\u3044\u308b\u3068\u501f\u91d1\u306b\u5bfe\u3059\u308b\u62b5\u6297\u611f\u304c\u306a\u304f\u306a\u308b\u305f\u3081\u3001\u6570\u5341\u4e07\u5186\u3001\u6570\u767e\u4e07\u5186\u3068\u501f\u5165\u984d\u304c\u5897\u3048\u3066\u3044\u304f\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u501f\u308a\u904e\u304e\u3067\u751f\u6d3b\u304c\u7834\u7dbb\u3057\u306a\u3044\u3088\u3046\u3001\u8a08\u753b\u7684\u306b\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">3.\u501f\u308a\u5165\u308c\u3089\u308c\u308b\u91d1\u984d\u304c\u6c7a\u307e\u3063\u3066\u3044\u308b<\/h4>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u306f\u3058\u3081\u3068\u3057\u305f\u8cb8\u91d1\u696d\u8005\u306b\u306f\u300c\u7dcf\u91cf\u898f\u5236\u300d\u3068\u3044\u3046\u30eb\u30fc\u30eb\u304c\u3042\u308a\u3001\u53ce\u5165\u306e3\u5206\u306e1\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u3092\u7981\u6b62\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u4f8b\u3048\u3070\u3001\u5e74\u53ce300\u4e07\u5186\u306e\u4eba\u306f\u300c300\u4e07\u5186\u00d71\/3=100\u4e07\u5186\u300d\u304c\u4e0a\u9650\u984d\u3068\u306a\u308a\u3001\u305d\u308c\u4ee5\u4e0a\u306f\u501f\u308a\u5165\u308c\u3089\u308c\u307e\u305b\u3093\u30021\u793e\u3060\u3051\u3067\u306a\u304f\u3001\u3059\u3079\u3066\u306e\u8cb8\u91d1\u696d\u8005\u306e\u501f\u5165\u7dcf\u984d\u304c\u5bfe\u8c61\u3067\u3059\u3002<\/p>\n<p>\u8fd4\u6e08\u80fd\u529b\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u3092\u9632\u3050\u305f\u3081\u306e\u30eb\u30fc\u30eb\u3067\u3059\u304c\u3001\u30e6\u30fc\u30b6\u30fc\u304b\u3089\u3059\u308c\u3070<span class=\"marker-red\">\u300c\u5927\u53e3\u878d\u8cc7\u3092\u53d7\u3051\u3089\u308c\u306a\u3044\u300d\u3068\u3044\u3046\u30c7\u30e1\u30ea\u30c3\u30c8\u3067\u3082\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u305f\u3060\u3057\u3001\u8907\u6570\u306e\u30ed\u30fc\u30f3\u3092\u501f\u308a\u63db\u3048\u30661\u672c\u306b\u307e\u3068\u3081\u308b\u300c\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u300d\u306f\u7dcf\u91cf\u898f\u5236\u306e\u5bfe\u8c61\u5916\u306a\u306e\u3067\u3001\u3059\u3067\u306b\u5e74\u53ce\u306e3\u5206\u306e1\u306e\u501f\u5165\u304c\u3042\u3063\u3066\u3082\u5229\u7528\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u5b89\u5168\u306b\u501f\u5165\u3059\u308b\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4697\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/05\/4691_3-min.jpg\" alt=\"\u5b89\u5168\u306b\u501f\u5165\u3059\u308b\u305f\u3081\u306e\u30dd\u30a4\u30f3\u30c8\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u4fbf\u5229\u306a\u30b5\u30fc\u30d3\u30b9\u3067\u3059\u304c\u3001\u30c7\u30e1\u30ea\u30c3\u30c8\u3082\u591a\u3044\u305f\u3081\u5229\u7528\u306f\u6ce8\u610f\u304c\u5fc5\u8981\u3067\u3059\u3002<\/p>\n<p>\u5b89\u5168\u306b\u501f\u308a\u5165\u308c\u308b\u305f\u3081\u306e\u30b3\u30c4\u3068\u3057\u3066\u3001\u6b21\u306e\u30dd\u30a4\u30f3\u30c8\u3092\u62bc\u3055\u3048\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>\u8fd4\u6e08\u8a08\u753b\u3092\u7acb\u3066\u3066\u5229\u7528\u3059\u308b<\/li>\n<li>\u4fe1\u983c\u3067\u304d\u308b\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u9078\u3076<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u8fd4\u6e08\u8a08\u753b\u3092\u7acb\u3066\u3066\u5229\u7528\u3059\u308b<\/h3>\n<p>\u3082\u3063\u3068\u3082\u5927\u5207\u306a\u306e\u306f\u3001\u4e8b\u524d\u306b\u3057\u3063\u304b\u308a\u3068\u3057\u305f\u8fd4\u6e08\u8a08\u753b\u3092\u7acb\u3066\u308b\u3053\u3068\u3067\u3059\u3002\u8fd4\u6e08\u80fd\u529b\u3092\u8d85\u3048\u305f\u501f\u5165\u3092\u3057\u3066\u3057\u307e\u3046\u3068\u3001\u6ede\u7d0d\u304b\u3089\u5dee\u3057\u62bc\u3055\u3048\u3078\u3068\u4e8b\u614b\u304c\u60aa\u5316\u3057\u3066\u3057\u307e\u3046\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<\/p>\n<p>\u5927\u624b\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u3042\u308c\u3070\u8fd4\u6e08\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u3092\u7528\u610f\u3057\u3066\u3044\u308b\u305f\u3081\u3001\u307e\u305a\u306f\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u78ba\u8a8d\u3057\u3066\u307f\u308b\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u6708\u3005\u306e\u53ce\u5165\u3068\u8fd4\u6e08\u984d\u3092\u7167\u3089\u3057\u5408\u308f\u305b\u3066\u3001\u7121\u7406\u306e\u306a\u3044\u7bc4\u56f2\u3067\u501f\u308a\u5165\u308c\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u4fe1\u983c\u3067\u304d\u308b\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u9078\u3076<\/h3>\n<p>\u5927\u624b\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3089\u305d\u308c\u307b\u3069\u5fc3\u914d\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u5c0f\u898f\u6a21\u306e\u4f1a\u793e\u3060\u3068\u95c7\u91d1\u696d\u8005\u304c\u507d\u88c5\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u305d\u306e\u305f\u3081\u3001\u501f\u5165\u5148\u306e\u4fe1\u983c\u6027\u3092\u8abf\u3079\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u307e\u305a\u306f\u5148\u8ff0\u3057\u305f\u91d1\u878d\u5e81\u306e\u30b5\u30a4\u30c8\u3067\u691c\u7d22\u3057\u3001\u6b63\u5f0f\u306a\u8a31\u53ef\u3092\u5f97\u3066\u55b6\u696d\u3057\u3066\u3044\u308b\u304b\u3092\u78ba\u8a8d\u3057\u307e\u3057\u3087\u3046\u3002<\/span><\/p>\n<p>\u307e\u305f\u3001\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u3067\u53e3\u30b3\u30df\u3092\u8abf\u3079\u305f\u308a\u3001\u6240\u5728\u5730\u306b\u4e8b\u52d9\u6240\u304c\u3061\u3083\u3093\u3068\u3042\u308b\u304b\u30c1\u30a7\u30c3\u30af\u3057\u305f\u308a\u306a\u3069\u3001\u3055\u307e\u3056\u307e\u306a\u9762\u304b\u3089\u60c5\u5831\u3092\u96c6\u3081\u3066\u4fe1\u983c\u6027\u3092\u78ba\u304b\u3081\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u304a\u3059\u3059\u3081\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u4e00\u89a7<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4698\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/05\/4691_4-min.jpg\" alt=\"\u304a\u3059\u3059\u3081\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u4e00\u89a7\" width=\"768\" height=\"512\" \/><\/p>\n<p><span class=\"marker-line\">\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u5229\u7528\u3059\u308b\u5834\u5408\u3001\u6700\u521d\u306f\u5927\u624b\u4f01\u696d\u304b\u3089\u9078\u3076\u3053\u3068\u3092\u304a\u3059\u3059\u3081\u3057\u307e\u3059\u3002<\/span><\/p>\n<p>\u5927\u624b\u306a\u3089\u4fe1\u983c\u6027\u304c\u9ad8\u304f\u3001\u4e2d\u5c0f\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u6bd4\u3079\u3066\u91d1\u5229\u3082\u6bd4\u8f03\u7684\u4f4e\u3081\u3067\u3059\u3002<\/p>\n<p>\u4ee5\u4e0b\u306b\u3001\u304a\u3059\u3059\u3081\u306e\u5927\u624b\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u305d\u306e\u6982\u8981\u3092\u307e\u3068\u3081\u305f\u306e\u3067\u3001\u501f\u5165\u5148\u3092\u9078\u3076\u3068\u304d\u306b\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<div class=\"scroll-table\">\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u4f01\u696d\u540d<\/th>\n<th>\u91d1\u5229\uff08\u5e74\u7387\uff09<\/th>\n<th>\u501f\u5165\u4e0a\u9650<\/th>\n<th>\u6700\u77ed\u5be9\u67fb\u6642\u9593<\/th>\n<th>\u521d\u56de\u7121\u5229\u606f\u671f\u9593<\/th>\n<\/tr>\n<tr>\n<td>\u30a2\u30b3\u30e0<\/td>\n<td>3.0%\uff5e18.0%<\/td>\n<td>\u6700\u9ad8800\u4e07\u5186<\/td>\n<td>\u6700\u77ed20\u5206<\/td>\n<td>30\u65e5\u9593<\/td>\n<\/tr>\n<tr>\n<td>\u30d7\u30ed\u30df\u30b9<\/td>\n<td>4.5% \u2013 17.8%<\/td>\n<td>\u6700\u9ad8500\u4e07\u5186<\/td>\n<td>\u6700\u77ed3\u5206<\/td>\n<td>30\u65e5\u9593<\/td>\n<\/tr>\n<tr>\n<td>SMBC\u30e2\u30d3\u30c3\u30c8<\/td>\n<td>3.0% \u2013 18.0%<\/td>\n<td>\u6700\u9ad8800\u4e07\u5186<\/td>\n<td>\u6700\u77ed30\u5206<\/td>\n<td>\u306a\u3057<\/td>\n<\/tr>\n<tr>\n<td>\u30ec\u30a4\u30af<\/td>\n<td>4.5% \u2013 18.0%<\/td>\n<td>\u6700\u9ad8500\u4e07\u5186<\/td>\n<td>\u6700\u77ed15\u5206<\/td>\n<td>\u6700\u5927365\u65e5\u9593<\/td>\n<\/tr>\n<tr>\n<td>\u30a2\u30a4\u30d5\u30eb<\/td>\n<td>3.0% \u2013 18.0%<\/td>\n<td>\u6700\u9ad8800\u4e07\u5186<\/td>\n<td>\u6700\u77ed18\u5206<\/td>\n<td>30\u65e5\u9593<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u8a18\u4e8b\u307e\u3068\u3081<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-4699\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/05\/4691_5-min.jpg\" alt=\"\u8a18\u4e8b\u307e\u3068\u3081\" width=\"768\" height=\"512\" 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