{"id":11762,"date":"2025-04-19T00:34:13","date_gmt":"2025-04-18T15:34:13","guid":{"rendered":"https:\/\/www.randcins.jp\/fin\/?p=11762"},"modified":"2025-04-19T00:34:17","modified_gmt":"2025-04-18T15:34:17","slug":"characteristic","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/fin\/consumer-fin\/characteristic\/","title":{"rendered":"\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u7279\u5fb4\u306f\uff1f\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u306b\u3064\u3044\u3066\u3082\u3054\u7d39\u4ecb\uff01"},"content":{"rendered":"<p>\u300c<strong>\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba<\/strong>\u306f\u3069\u3093\u306a\u4eba\u306a\u306e\u3060\u308d\u3046\uff1f\u300d\u3068\u601d\u3063\u305f\u3053\u3068\u306f\u3042\u308a\u307e\u305b\u3093\u304b\uff1f<\/p>\n<p>\u5b9f\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5229\u7528\u8005\u306b\u306f\u3001\u3044\u304f\u3064\u304b\u306e<strong>\u7279\u5fb4\u3084\u50be\u5411<\/strong>\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001<strong>\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u4e3b\u306a\u7279\u5fb4<\/strong>\u3084\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u30fb\u5c5e\u6027\u306a\u3069\u3092\u3001\u7d71\u8a08\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u3044\u3066\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5229\u7528\u3092\u691c\u8a0e\u3057\u3066\u3044\u308b\u65b9\u3084\u3001\u3059\u3067\u306b\u5229\u7528\u3057\u3066\u3044\u308b\u65b9\u3082\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u4e3b\u306a\u7279\u5fb4<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-11027\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/01\/413088366-min.png\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u4e3b\u306a\u7279\u5fb4\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u4e3b\u306a\u7279\u5fb4\u306f\u3001\u4ee5\u4e0b\u3068\u306a\u308a\u307e\u3059\u3002<\/p>\n<ul class=\"jinr-list\">\n<li>\u5973\u6027\u3088\u308a\u3082\u7537\u6027\u304c\u591a\u3044<\/li>\n<li>\u4e2d\u6240\u5f97\u8005\u304c\u591a\u3044<\/li>\n<li>\u5e74\u4ee3\u306f\u540c\u3058\u304f\u3089\u3044\u306e\u5272\u5408<\/li>\n<li>\u90fd\u5e02\u90e8\u3067\u5c31\u696d\u3057\u3066\u3044\u308b\u4eba\u304c\u591a\u3044<\/li>\n<\/ul>\n<p>\u3053\u3053\u3067\u306f\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u7279\u5fb4\u306b\u3064\u3044\u3066\u3001\u6df1\u6398\u308a\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7279\u5fb41:\u5973\u6027\u3088\u308a\u3082\u7537\u6027\u306e\u65b9\u304c\u591a\u3044<\/h3>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306f\u3001\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u306e\u300c<a href=\"https:\/\/www.j-fsa.or.jp\/doc\/material\/report\/231031.pdf\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">\u8cc7\u91d1\u9700\u8981\u8005\u7b49\u306e\u501f\u5165\u610f\u8b58\u3084\u501f\u5165\u884c\u52d5\u7b49\u306b\u95a2\u3059\u308b\u8abf\u67fb\u5831\u544a\u66f8<\/a>\u300d2023\u5e74\u5ea6\u306b\u3088\u308b\u3068\u3001<span class=\"marker-line\">\u5973\u602737.1%\u30fb\u7537\u602762.9%\u306e\u5272\u5408<\/span>\u3067\u3001\u5973\u6027\u3088\u308a\u3082\u7537\u6027\u306e\u65b9\u304c\u591a\u3044\u7d50\u679c\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u3010<b>\u7537\u5973\u6bd4<\/b>\u3011<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u7537\u6027<\/th>\n<td>62.9%<\/td>\n<\/tr>\n<tr>\n<th>\u5973\u6027<\/th>\n<td>37.1%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7279\u5fb42:\u4e2d\u6240\u5f97\u8005\u304c\u591a\u3044<\/h3>\n<p>\u8cb8\u91d1\u696d\u8005\u304b\u3089\u501f\u5165\u7d4c\u9a13\u306e\u3042\u308b\u500b\u4eba\u306f\u3001\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u306e\u300c<a href=\"https:\/\/www.j-fsa.or.jp\/doc\/material\/report\/231031.pdf\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">\u8cc7\u91d1\u9700\u8981\u8005\u7b49\u306e\u501f\u5165\u610f\u8b58\u3084\u501f\u5165\u884c\u52d5\u7b49\u306b\u95a2\u3059\u308b\u8abf\u67fb\u5831\u544a\u66f8<\/a>\u300d2023\u5e74\u5ea6\u306b\u3088\u308b\u3068\u3001<span class=\"marker-line\">\u500b\u4eba\u5e74\u53ce300\u4e07\u5186\u8d85500\u4e07\u5186\u4ee5\u4e0b\u306e\u4e2d\u6240\u5f97\u8005\u304c27.9%<\/span>\u3067\u3001\u5168\u4f53\u306e\u7d043\u5206\u306e1\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u501f\u308a\u308b\u4eba\u306e\u500b\u4eba\u5e74\u53ce<\/th>\n<th>\u501f\u308a\u308b\u4eba\u306e\u5272\u5408<\/th>\n<\/tr>\n<tr>\n<td>100\u4e07\u5186\u4ee5\u4e0b<\/td>\n<td>19.9%<\/td>\n<\/tr>\n<tr>\n<td>100\u4e07\u5186\u8d85\u301c200\u4e07\u5186\u4ee5\u4e0b<\/td>\n<td>13.6%<\/td>\n<\/tr>\n<tr>\n<td>200\u4e07\u5186\u8d85\u301c300\u4e07\u5186\u4ee5\u4e0b<\/td>\n<td>15.5%<\/td>\n<\/tr>\n<tr>\n<td>300\u4e07\u5186\u8d85\u301c500\u4e07\u5186\u4ee5\u4e0b<\/td>\n<td>27.9%<\/td>\n<\/tr>\n<tr>\n<td>500\u4e07\u5186\u8d85\u301c800\u4e07\u5186\u4ee5\u4e0b<\/td>\n<td>16.9 %<\/td>\n<\/tr>\n<tr>\n<td>800\u4e07\u5186\u8d85\u301c1,000\u4e07\u5186\u4ee5\u4e0b<\/td>\n<td>3.3%<\/td>\n<\/tr>\n<tr>\n<td>1,000\u4e07\u5186\u8d85<\/td>\n<td>2.9%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7279\u5fb43:\u5e74\u4ee3\u306f\u540c\u3058\u304f\u3089\u3044\u306e\u5272\u5408<\/h3>\n<p>\u8cb8\u91d1\u696d\u8005\u304b\u3089\u501f\u5165\u7d4c\u9a13\u306e\u3042\u308b\u5e74\u4ee3\u306f\u3001\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u306e\u300c<a href=\"https:\/\/www.j-fsa.or.jp\/doc\/material\/report\/231031.pdf\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">\u8cc7\u91d1\u9700\u8981\u8005\u7b49\u306e\u501f\u5165\u610f\u8b58\u3084\u501f\u5165\u884c\u52d5\u7b49\u306b\u95a2\u3059\u308b\u8abf\u67fb\u5831\u544a\u66f8<\/a>\u300d2023\u5e74\u5ea6\u306b\u3088\u308b\u3068\u3001\u307b\u307c\u540c\u3058\u304f\u3089\u3044\u306e\u5272\u5408\u3067\u3059\u3002<\/p>\n<p>\u305d\u3053\u3067\u3001\u7537\u5973\u5e74\u4ee3\u5225\u3067\u6bd4\u8f03\u3057\u305f\u3068\u3053\u308d\u3001<span class=\"marker-line\">\u7537\u6027\u306f40\u6b73\u4ee3\u30fb\u5973\u6027\u306f50\u6b73\u4ee3\u304c\u6700\u3082\u591a\u3044\u7d50\u679c<\/span>\u3068\u306a\u308a\u307e\u3057\u305f\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u501f\u308a\u308b\u4eba\u306e\u5e74\u4ee3<\/th>\n<th>\u7537\u6027<\/th>\n<th>\u5973\u6027<\/th>\n<\/tr>\n<tr>\n<td>\u301c\u6b7329\u6b73<\/td>\n<td>12.0%<\/td>\n<td>6.7%<\/td>\n<\/tr>\n<tr>\n<td>30\u6b73\u301c39\u6b73<\/td>\n<td>12.4%<\/td>\n<td>6.3%<\/td>\n<\/tr>\n<tr>\n<td>40\u6b73\u301c49\u6b73<\/td>\n<td>13.7%<\/td>\n<td>8.0%<\/td>\n<\/tr>\n<tr>\n<td>50\u6b73\u301c59\u6b73<\/td>\n<td>13.4%<\/td>\n<td>8.1%<\/td>\n<\/tr>\n<tr>\n<td>60\u6b73\u301c69\u6b73<\/td>\n<td>7.4%<\/td>\n<td>4.5%<\/td>\n<\/tr>\n<tr>\n<td>70\u6b73\u301c<\/td>\n<td>4.0%<\/td>\n<td>3.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7279\u5fb44:\u90fd\u5e02\u90e8\u3067\u5c31\u696d\u3057\u3066\u3044\u308b\u4eba\u304c\u591a\u3044<\/h3>\n<p>\u8cb8\u91d1\u696d\u8005\u304b\u3089\u8cb8\u4ed8\u6b8b\u9ad8\u304c\u3042\u308b\u4eba\u306f\u3001\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u306e\u300c<a href=\"https:\/\/www.j-fsa.or.jp\/doc\/material\/report\/231031.pdf\" target=\"_blank\" rel=\"noopener nofollow noreferrer\">\u8cc7\u91d1\u9700\u8981\u8005\u7b49\u306e\u501f\u5165\u610f\u8b58\u3084\u501f\u5165\u884c\u52d5\u7b49\u306b\u95a2\u3059\u308b\u8abf\u67fb\u5831\u544a\u66f8<\/a>\u300d2023\u5e74\u5ea6\u306b\u3088\u308b\u3068\u3001\u90fd\u5e02\u90e8\u3067\u5c31\u696d\u3057\u3066\u3044\u308b\u4eba\u304c\u591a\u3044\u50be\u5411\u3067\u3059\u3002<\/p>\n<p>\u7121\u62c5\u4fdd\u8cb8\u4ed8\u6b8b\u9ad8\u306e\u3042\u308b\u4eba\u306f\u3001\u90fd\u9053\u5e9c\u770c\u5225\u306b\u898b\u308b\u3068\u3001<span class=\"marker-line\">\u6771\u4eac\u90fd\u304c\u4e00\u756a\u591a\u304f<\/span>\u3001\u6b21\u3044\u3067\u3001\u795e\u5948\u5ddd\u770c\u30fb\u5927\u962a\u5e9c\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u00a0<\/th>\n<th>\u90fd\u9053\u5e9c\u770c<\/th>\n<th>\u5c31\u696d\u4eba\u53e3\u6bd4\u7387<\/th>\n<\/tr>\n<tr>\n<th>1\u4f4d<\/th>\n<td>\u6771\u4eac\u90fd<\/td>\n<td>10.0%<\/td>\n<\/tr>\n<tr>\n<th>2\u4f4d<\/th>\n<td>\u795e\u5948\u5ddd\u770c<\/td>\n<td>10.3%<\/td>\n<\/tr>\n<tr>\n<th>3\u4f4d<\/th>\n<td>\u5927\u962a\u5e9c<\/td>\n<td>10.2%<\/td>\n<\/tr>\n<tr>\n<th>4\u4f4d<\/th>\n<td>\u57fc\u7389\u770c<\/td>\n<td>9.9%<\/td>\n<\/tr>\n<tr>\n<th>5\u4f4d<\/th>\n<td>\u5343\u8449\u770c<\/td>\n<td>10.1%<\/td>\n<\/tr>\n<tr>\n<th>5\u4f4d<\/th>\n<td>\u611b\u77e5\u770c<\/td>\n<td>8.1%<\/td>\n<\/tr>\n<tr>\n<th>7\u4f4d<\/th>\n<td>\u798f\u5ca1\u770c<\/td>\n<td>11.6%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-11769\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/04\/586412254-min.jpg\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u3053\u3053\u307e\u3067\u306f\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u300c\u4e3b\u306a\u7279\u5fb4\u300d\u3092\u89e3\u8aac\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u306b\u3064\u3044\u3066\u3001\u30e9\u30f3\u30ad\u30f3\u30b0\u5f62\u5f0f\u3067\u3054\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<p>\u3010<b>\u30e9\u30f3\u30ad\u30f3\u30b0<\/b>\u3011<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u00a0<\/th>\n<th>\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531<\/th>\n<th>\u5272\u5408<\/th>\n<\/tr>\n<tr>\n<th>1\u4f4d<\/th>\n<td>\u751f\u6d3b\u8cbb\u3078\u306e\u88dc\u586b<\/td>\n<td>28.5%<\/td>\n<\/tr>\n<tr>\n<th>2\u4f4d<\/th>\n<td>\u8da3\u5473\u3084\u5a2f\u697d\uff08\u30ec\u30b8\u30e3\u30fc\uff09<\/td>\n<td>20.6%<\/td>\n<\/tr>\n<tr>\n<th>3\u4f4d<\/th>\n<td>\u7269\u4fa1\u4e0a\u6607\u306b\u3088\u308b\u652f\u51fa\u5897\u52a0<\/td>\n<td>19.0%<\/td>\n<\/tr>\n<tr>\n<th>4\u4f4d<\/th>\n<td>\u6025\u306a\u51a0\u5a5a\u846c\u796d<\/td>\n<td>11.2%<\/td>\n<\/tr>\n<tr>\n<th>5\u4f4d<\/th>\n<td>\u75c5\u6c17\u3084\u602a\u6211\u306b\u3088\u308b\u53ce\u5165\u6e1b&lt;br&gt;\u307e\u305f\u306f&lt;br&gt;\u652f\u51fa\u306e\u5897\u52a0<\/td>\n<td>9.5%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7b2c1\u4f4d:\u751f\u6d3b\u8cbb\u3078\u306e\u88dc\u586b<\/h3>\n<p>\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u3067\u4e00\u756a\u591a\u304b\u3063\u305f\u306e\u306f\u3001\u81e8\u6642\u53ce\u5165\uff08\u30dc\u30fc\u30ca\u30b9\uff09\u306a\u3069\u3092\u898b\u8fbc\u3093\u3060\u300c\u751f\u6d3b\u8cbb\u3078\u306e\u88dc\u586b\u300d\u3067\u3057\u305f\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u7b2c3\u4f4d\u306e\u300c<span class=\"marker-red\">\u7269\u4fa1\u4e0a\u6607\u306b\u3088\u308b\u652f\u51fa\u306e\u5897\u52a0<\/span>\u300d\u304c\u5f71\u97ff\u3057\u3066\u3044\u308b\u3082\u306e\u3068\u601d\u308f\u308c\u30012022\u5e74\u5ea6\u3088\u308a\u3082\u5897\u52a0\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7b2c2\u4f4d:\u8da3\u5473\u3084\u5a2f\u697d\uff08\u30ec\u30b8\u30e3\u30fc\uff09<\/h3>\n<p>\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u30672\u756a\u76ee\u306b\u591a\u304b\u3063\u305f\u306e\u306f\u3001\u8da3\u5473\u3084\u5a2f\u697d\uff08\u30ec\u30b8\u30e3\u30fc\uff09\u306b\u5f53\u3066\u304c\u3046\u3053\u3068\u3067\u3057\u305f\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u30e2\u30ce\u6d88\u8cbb\u304b\u3089\u30b3\u30c8\u6d88\u8cbb\u3001<span class=\"marker-line\">\u30c8\u30ad\u6d88\u8cbb\u306e\u6642\u4ee3\u306b\u7a81\u5165<\/span>\u3057\u3066\u3044\u308b\u3053\u3068\u3078\u306e\u300c\u88cf\u4ed8\u3051\u300d\u3068\u3082\u8a00\u3048\u308b\u7d50\u679c\u3067\u3059\u3002<\/p>\n<h4 class=\"wp-block-heading jinr-heading d--bold\">\u30c8\u30ad\u6d88\u8cbb\u3068\u306f<\/h4>\n<p>\u30c8\u30ad\u6d88\u8cbb\u3068\u306f\u3001\u4e00\u822c\u7684\u306b\u300c<span class=\"marker-line\">\u305d\u306e\u65e5\u30fb\u305d\u306e\u5834\u3067\u3057\u304b\u5473\u308f\u3048\u306a\u3044\u7d4c\u9a13\u3092\u697d\u3057\u3080\u6d88\u8cbb<\/span>\u300d\u3067\u3042\u308a\u3001\u540c\u3058\u4f53\u9a13\u304c\u4e8c\u5ea6\u3068\u3067\u304d\u306a\u3044\u300c\u975e\u518d\u73fe\u6027\u300d\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<div class=\"wp-block-columns js--scr-animation\">\n<div class=\"wp-block-column\" style=\"flex-basis: 100%;\">\n<section class=\"wp-block-jinr-blocks-simplebox b--jinr-block-container\">\n<div class=\"b--jinr-block b--jinr-box d--heading-box6  \">\n<div class=\"a--simple-box-title d--bold\">\u30c8\u30ad\u6d88\u8cbb\u306e\u7279\u5fb4<\/div>\n<div class=\"c--simple-box-inner\">\n<ul class=\"jinr-list\">\n<li>\u975e\u518d\u73fe\u6027\uff08\u4e8c\u5ea6\u3068\u540c\u3058\u4f53\u9a13\u304c\u3067\u304d\u306a\u3044\uff09<\/li>\n<li>\u53c2\u52a0\u6027\uff08\u611f\u52d5\u4f53\u9a13\u3092\u4e0d\u7279\u5b9a\u591a\u6570\u306e\u4eba\u3068\u5206\u304b\u3061\u5408\u3046\uff09<\/li>\n<li>\u8ca2\u732e\u6027\uff08\u53c2\u52a0\u3059\u308b\u3053\u3068\u3078\u306e\u8ca2\u732e\u5ea6\u3092\u611f\u3058\u308b\uff09<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/section>\n<\/div>\n<\/div>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u7b2c3\u4f4d:\u6025\u306a\u51a0\u5a5a\u846c\u796d\u3078\u306e\u5bfe\u5fdc<\/h3>\n<p>\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u30673\u756a\u76ee\u306b\u591a\u304b\u3063\u305f\u306e\u306f\u3001\u7d66\u6599\u65e5\u524d\u306a\u3069\u3067\u5de5\u9762\u3067\u304d\u306a\u3044\u300c\u6025\u306a\u51a0\u5a5a\u846c\u796d\u300d\u3078\u306e\u5bfe\u5fdc\u3067\u3057\u305f\u3002<\/p>\n<p>\u3053\u308c\u306f\u3001\u4e88\u5b9a\u5916\u306e\u51fa\u8cbb\u3067\u3042\u308a\u3001<span class=\"marker-line\">\u4e00\u6642\u7684\u306a\u652f\u51fa\u3078\u306e\u88dc\u586b<\/span>\u306a\u306e\u3067\u3001\u77ed\u671f\u5b8c\u6e08\u3092\u76ee\u6307\u3057\u3066\u3044\u308b\uff08\u8fd4\u6e08\u306e\u76ee\u51e6\u304c\u3064\u3044\u3066\u3044\u308b\uff09\u501f\u308a\u5165\u308c\u3067\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u7279\u5fb4<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-8974\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/01\/1124282818-min.jpeg\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u7279\u5fb4\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u3053\u3053\u307e\u3067\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u3092\u3001\u89e3\u8aac\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u7279\u5fb4\u306b\u3064\u3044\u3066\u3001\u8a73\u3057\u304f\u3054\u7d39\u4ecb\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u5373\u65e5\u878d\u8cc7\u3067\u304d\u308b\u5834\u5408\u304c\u591a\u3044<\/h3>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u7279\u5fb4\u306f\u3001\u5373\u65e5\u878d\u8cc7\u306b\u5bfe\u5fdc\u3057\u3066\u3044\u308b\u5834\u5408\u304c\u591a\u304f\u3001\u6025\u306a\u51fa\u8cbb\u306b\u5bfe\u3057\u3066\u3082\u3001<span class=\"marker-line\">\u8fc5\u901f\u306b\u5bfe\u5fdc<\/span>\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u3010<b>\u5927\u624b\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5be9\u67fb\u6642\u9593<\/b>\u3011<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u00a0<\/th>\n<th>\u5be9\u67fb\u6642\u9593<\/th>\n<th>\u571f\u65e5\u795d\u306e\u5be9\u67fb<\/th>\n<\/tr>\n<tr>\n<th>\u30a2\u30b3\u30e0<\/th>\n<td>\u6700\u77ed20\u5206<\/td>\n<td>\u26aa\ufe0e<\/td>\n<\/tr>\n<tr>\n<th>\u30a2\u30a4\u30d5\u30eb<\/th>\n<td>\u6700\u77ed18\u5206<\/td>\n<td>\u26aa\ufe0e<\/td>\n<\/tr>\n<tr>\n<th>\u30d7\u30ed\u30df\u30b9<\/th>\n<td>\u6700\u77ed3\u5206<\/td>\n<td>\u26aa\ufe0e<\/td>\n<\/tr>\n<tr>\n<th>\u30ec\u30a4\u30af<\/th>\n<td>\u6700\u77ed15\u5206<\/td>\n<td>\u26aa\ufe0e<\/td>\n<\/tr>\n<tr>\n<th>SMBC\u30e2\u30d3\u30c3\u30c8<\/th>\n<td>\u6700\u77ed15\u5206<\/td>\n<td>\u26aa\ufe0e<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">WEB\u5b8c\u7d50\u578b\uff08\u30ab\u30fc\u30c9\u30ec\u30b9\u5bfe\u5fdc\uff09\u304c\u591a\u3044<\/h3>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u7279\u5fb4\u306f\u3001WEB\u5b8c\u7d50\u578b\uff08\u30ab\u30fc\u30c9\u30ec\u30b9\u5bfe\u5fdc\uff09\u304c\u591a\u3044\u305f\u3081\u3001\u81ea\u5b85\u306b\u30ed\u30fc\u30f3\u30ab\u30fc\u30c9\u304c\u5c4a\u304f\u3053\u3068\u306a\u304f\u3001\u30b9\u30de\u30db\u3067\u501f\u308a\u5165\u308c\u3067\u304d\u307e\u3059\u3002<\/p>\n<p>\u307e\u305f\u3001WEB\u5b8c\u7d50\u578b\u306e\u5834\u5408\u306f\u3001\u878d\u8cc7\u958b\u59cb\u307e\u3067\u306b\u6642\u9593\u304c\u304b\u304b\u3089\u306a\u3044\u305f\u3081\u3001<span class=\"marker-line\">\u6700\u77ed\u3067\u304a\u91d1\u3092\u501f\u308a\u3089\u308c\u308b<\/span>\u30e1\u30ea\u30c3\u30c8\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u9023\u7d61\u304c\u306a\u3044\u5834\u5408\u304c\u591a\u3044<\/h3>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u7279\u5fb4\u306f\u3001\u5728\u7c4d\u78ba\u8a8d\u306e\u96fb\u8a71\u9023\u7d61\u3092\u884c\u308f\u306a\u3044\u5834\u5408\u304c\u591a\u3044\u305f\u3081\u3001<span class=\"marker-line\">\u540c\u50da\u306b\u30d0\u30ec\u308b\u3053\u3068\u306a\u304f<\/span>\u3001\u304a\u91d1\u3092\u501f\u308a\u3089\u308c\u308b\u30e1\u30ea\u30c3\u30c8\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u305d\u306e\u305f\u3081\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306b\u3068\u3063\u3066\u306f\u3001\u52e4\u52d9\u5148\u306b\u96fb\u8a71\u9023\u7d61\u304c\u5165\u308b\u4e0d\u5b89\u304c\u306a\u3044\u306e\u3067\u3001\u5b89\u5fc3\u3057\u3066\u5229\u7528\u3059\u308b\u3053\u3068\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u8fd4\u6e08\u306e\u81ea\u7531\u5ea6\u304c\u9ad8\u3044<\/h3>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u7279\u5fb4\u306f\u3001<span class=\"marker-line\">\u8fd4\u6e08\u671f\u65e5\u304c\u8907\u6570\u8a2d\u3051\u3089\u308c\u3066\u3044\u305f\u308a<\/span>\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306b\u5408\u308f\u305b\u305f\u8fd4\u6e08\u65b9\u6cd5\u304c\u3001\u591a\u6570\u7528\u610f\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u8fd4\u6e08\u65b9\u6cd5\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3054\u3068\u306b\u7570\u306a\u308a\u307e\u3059\u304c\u3001\u4ee5\u4e0b\u306e\u3088\u3046\u306a\u65b9\u6cd5\u304c\u4e00\u822c\u7684\u3067\u3059\u3002<\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th>\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8<\/th>\n<td>24\u6642\u9593\u5bfe\u5fdc<\/td>\n<\/tr>\n<tr>\n<th>\u63d0\u643aATM<\/th>\n<td>\u55b6\u696d\u6642\u9593\u5185<\/td>\n<\/tr>\n<tr>\n<th>\u632f\u308a\u8fbc\u307f<\/th>\n<td>24\u6642\u9593\u5bfe\u5fdc<\/td>\n<\/tr>\n<tr>\n<th>\u53e3\u5ea7\u632f\u66ff\uff08\u81ea\u52d5\u5f15\u304d\u843d\u3068\u3057\uff09<\/th>\n<td>\u6307\u5b9a\u307e\u305f\u306f\u9078\u629e\u5236<\/td>\n<\/tr>\n<tr>\n<th>\u30b9\u30de\u30db\u30a2\u30d7\u30ea<\/th>\n<td>24\u6642\u9593\u5bfe\u5fdc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u6b21\u306e\u8a18\u4e8b\u3067\u306f\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306b\u304a\u3059\u3059\u3081\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u3054\u7d39\u4ecb<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-8253\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/12\/485069814-min.jpeg\" alt=\"\u6b21\u306e\u8a18\u4e8b\u3067\u306f\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306b\u304a\u3059\u3059\u3081\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u3054\u7d39\u4ecb\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u7279\u5fb4\u306b\u3064\u3044\u3066\u3001\u8a73\u3057\u304f\u89e3\u8aac\u3057\u3066\u304d\u307e\u3057\u305f\u3002<\/p>\n<p>\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u306f\u3001\u751f\u6d3b\u8cbb\u3078\u306e\u88dc\u586b\u3001\u8da3\u5473\u3084\u5a2f\u697d\uff08\u30ec\u30b8\u30e3\u30fc\uff09\u306a\u3069\u69d8\u3005\u3067\u3059\u304c\u3001\u6642\u4ee3\u3068\u5171\u306b\u5909\u5316\u3057\u3066\u3044\u308b\u3053\u3068\u3082\u308f\u304b\u308a\u307e\u3057\u305f\u3002<\/p>\n<p>\u6b21\u306e\u8a18\u4e8b\u3067\u306f\u3001\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306b\u304a\u3059\u3059\u3081\u306e\u300c\u6d88\u8cbb\u8005\u91d1\u878d\u300d\u3092\u3054\u7d39\u4ecb\u3057\u3066\u3044\u307e\u3059\u306e\u3067\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n<section class=\"b--jinr-block b--jinr-blogcard d--blogcard-hover-up d--blogcard-style1 d--blogcard-mysite t--round \"><div class=\"a--blogcard-label ef\">\u3042\u308f\u305b\u3066\u8aad\u307f\u305f\u3044<\/div><a class=\"o--blogcard-link t--round\" href=\"https:\/\/www.randcins.jp\/fin\/consumer-fin\/\"><div class=\"c--blogcard-image\"><img decoding=\"async\" class=\"a--blogcard-img-src\" width=\"128\" height=\"72\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/04\/features-320x180.jpeg\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u308b\u4eba\u306e\u7279\u5fb4\u306f\uff1f\u304a\u91d1\u3092\u501f\u308a\u308b\u7406\u7531\u306b\u3064\u3044\u3066\u3082\u3054\u7d39\u4ecb\uff01\" \/><\/div><div class=\"a--blogcard-title 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