{"id":11150,"date":"2025-03-31T15:16:57","date_gmt":"2025-03-31T06:16:57","guid":{"rendered":"https:\/\/www.randcins.jp\/fin\/?p=11150"},"modified":"2025-03-31T15:17:21","modified_gmt":"2025-03-31T06:17:21","slug":"ratio","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/fin\/consumer-fin\/ratio\/","title":{"rendered":"\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u3044\u308b\u4eba\u306e\u5272\u5408\u306f\u4eba\u53e3\u306e\u7d049%!\u305d\u306e\u501f\u5165\u76ee\u7684\u3068\u306f\uff1f"},"content":{"rendered":"\n<p><b>\u300c\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u5b9f\u969b\u306b\u5229\u7528\u3057\u305f\u3053\u3068\u304c\u3042\u308b\u300d\u3068\u3044\u3046\u8a71\u3001\u3042\u307e\u308a\u805e\u304d\u307e\u305b\u3093\u3088\u306d\u3002<\/b><\/p>\n\n\n\n<p>\u300c\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u4eba\u3063\u3066\u3069\u308c\u304f\u3089\u3044\u3044\u308b\u306e\u304b\u306a\uff1f\u300d<\/p>\n\n\n\n<p>\u300c\u3069\u3093\u306a\u76ee\u7684\u3067\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u4f7f\u3063\u3066\u308b\u3093\u3060\u308d\u3046\u300d<\/p>\n\n\n\n<p>\u306a\u3069\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5229\u7528\u8005\u306f\u3069\u306e\u3088\u3046\u306a\u4eba\u305f\u3061\u306a\u306e\u304b\u6c17\u306b\u306a\u3063\u3066\u3044\u308b\u65b9\u3082\u591a\u3044\u306e\u3067\u306f\u306a\u3044\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<p>\u672c\u8a18\u4e8b\u3067\u306f\u3001<strong>\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u4eba\u306e\u5272\u5408\u3084\u5c5e\u6027\u3001\u501f\u5165\u76ee\u7684\u3092\u8a73\u3057\u304f\u89e3\u8aac<\/strong>\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5229\u7528\u3092\u691c\u8a0e\u3055\u308c\u3066\u3044\u308b\u65b9\u306f\u3001\u305c\u3072\u53c2\u8003\u306b\u3057\u3066\u307f\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u4eba\u306e\u5272\u5408\u306f\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/03\/458419120-min.png\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u4eba\u306e\u5272\u5408\u306f\uff1f\" class=\"wp-image-11153\"\/><\/figure>\n\n\n\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u4eba\u306e\u5272\u5408\u306f\u3001<span class=\"marker-line\">\u65e5\u672c\u306e\u4eba\u53e3\u306e\u7d049%\u306b\u306e\u307c\u308a\u307e\u3059\u3002<\/span><\/p>\n\n\n\n<p>JICC\uff08\u682a\u5f0f\u4f1a\u793e\u65e5\u672c\u4fe1\u7528\u60c5\u5831\u6a5f\u69cb\uff09\u306e\u7d71\u8a08\u306b\u3088\u308b\u3068\u30012025\u5e742\u6708\u6642\u70b9\u306e\u8cb8\u91d1\u696d\u8005\uff08\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u4fe1\u8ca9\u4f1a\u793e\u306a\u3069\uff09\u5229\u7528\u8005\u6570\u306f\u6b21\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list jinr-list\">\n<li><b>\u767b\u9332\u306e\u3042\u308b\u4eba\uff1a1,701.4\u4e07\u4eba<\/b><\/li>\n\n\n\n<li><b>\u501f\u5165\u6b8b\u9ad8\u306e\u3042\u308b\u4eba\uff1a1,070.4\u4e07\u4eba<\/b><\/li>\n<\/ul>\n\n\n\n<p>\u65e5\u672c\u306e\u7dcf\u4eba\u53e3\u306f\u30012025\u5e743\u6708\u6642\u70b9\u3067\u7d041\u51042344\u4e07\u4eba\u3002<\/p>\n\n\n\n<p>\u3064\u307e\u308a\u3001\u4eba\u53e3\u306e\u7d049\uff05\u300110\u4eba\u306b1\u4eba\u304c\u4f55\u3089\u304b\u306e\u5f62\u3067\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3069\u304b\u3089\u501f\u5165\u3057\u305f\u3053\u3068\u304c\u3042\u308b\u3068\u3044\u3046\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u306a\u304a\u30011\u4eba\u5f53\u305f\u308a\u306e\u6b8b\u9ad8\u6709\u308a\u4ef6\u6570\u306f1.5\u4ef6\u3068\u306a\u3063\u3066\u304a\u308a\u3001\u8907\u6570\u793e\u3092\u5229\u7528\u3057\u3066\u3044\u308b\u65b9\u3082\u73cd\u3057\u304f\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u7279\u306b\u8fd1\u5e74\u306f\u3001\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u3084\u30b9\u30de\u30db\u3067\u306e\u7533\u8fbc\u30fb\u5951\u7d04\u304c\u4e3b\u6d41\u3068\u306a\u308a\u3001\u5229\u4fbf\u6027\u306e\u9ad8\u3055\u304c\u3088\u308a\u591a\u304f\u306e\u4eba\u306e\u5229\u7528\u3092\u5f8c\u62bc\u3057\u3057\u3066\u3044\u308b\u3068\u3044\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u30fbJICC\u3000\u7d71\u8a08P4<br><a href=\"https:\/\/bucketeer-f4059c47-4409-4145-8d01-0770b258d15b.s3.amazonaws.com\/a065i0000085VxNAAU\/2024%E5%B9%B44%E6%9C%88%EF%BD%9E%20%E5%90%84%E7%A8%AE%E7%B5%B1%E8%A8%88%E6%83%85%E5%A0%B1%E6%8E%A8%E7%A7%BB.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/bucketeer-f4059c47-4409-4145-8d01-0770b258d15b.s3.amazonaws.com\/a065i0000085VxNAAU\/2024%E5%B9%B44%E6%9C%88%EF%BD%9E%20%E5%90%84%E7%A8%AE%E7%B5%B1%E8%A8%88%E6%83%85%E5%A0%B1%E6%8E%A8%E7%A7%BB.pdf<\/a><br>\u30fb\u7dcf\u52d9\u7701\u7d71\u8a08\u5c40\uff08\u4eba\u53e3\u63a8\u8a08\uff09<br><a href=\"https:\/\/www.stat.go.jp\/data\/jinsui\/new.html\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.stat.go.jp\/data\/jinsui\/new.html<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u306e\u306f\u3069\u3093\u306a\u4eba\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/01\/416731909.jpeg\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u306e\u306f\u3069\u3093\u306a\u4eba\uff1f\" class=\"wp-image-8825\"\/><\/figure>\n\n\n\n<p>\u5b9f\u969b\u306b\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u4eba\u306f\u3069\u306e\u3088\u3046\u306a\u4eba\u305f\u3061\u306a\u306e\u3067\u3057\u3087\u3046\u304b\u3002<\/p>\n\n\n\n<p>\u3053\u3053\u3067\u306f\u3001\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u306e\u7d71\u8a08\u30c7\u30fc\u30bf\u304b\u3089\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u501f\u5165\u7d4c\u9a13\u304c\u3042\u308b\u4eba\u306e\u5e74\u9f62\u5225\u30fb\u5e74\u53ce\u5225\u306e\u5272\u5408\u3092\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u5e74\u9f62\u5225\u306e\u5272\u5408<\/h3>\n\n\n\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5229\u7528\u8005\u306b\u306f20\u4ee3\u304b\u308960\u4ee3\u4ee5\u4e0a\u307e\u3067\u5e45\u5e83\u3044\u5e74\u4ee3\u304c\u542b\u307e\u308c\u3066\u3044\u307e\u3059\u304c\u3001<span class=\"marker-line\">\u7279\u306b\u76ee\u7acb\u3064\u306e\u304c30\u4ee3\uff5e40\u4ee3\u3067\u3059\u3002<\/span><\/p>\n\n\n\n<p>\u3053\u306e\u5c64\u306f\u7d50\u5a5a\u3001\u80b2\u5150\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306a\u3069\u51fa\u8cbb\u304c\u591a\u304f\u306a\u308b\u5e74\u4ee3\u3067\u3042\u308a\u3001\u7a81\u767a\u7684\u306a\u8cc7\u91d1\u4e0d\u8db3\u306b\u5bfe\u5fdc\u3059\u308b\u305f\u3081\u306e\u9700\u8981\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>20\u4ee3\u306e\u5272\u5408\u3082\u9ad8\u304f\u3001\u7279\u306b\u5c31\u8077\u76f4\u5f8c\u3067\u53ce\u5165\u304c\u5b89\u5b9a\u3057\u3066\u3044\u306a\u3044\u5834\u5408\u3084\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u306e\u9650\u5ea6\u984d\u306b\u9054\u3057\u3066\u3057\u307e\u3063\u305f\u969b\u306b\u4e00\u6642\u7684\u306a\u8cc7\u91d1\u3068\u3057\u3066\u501f\u5165\u3059\u308b\u30b1\u30fc\u30b9\u304c\u898b\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<table class=\"TableStyle01\"><tbody><tr><th>\u5e74\u9f62\u5c64<\/th><th>\u5272\u5408<\/th><\/tr><tr><th>20\u4ee3\u4ee5\u4e0b<\/th><td>18.8%<\/td><\/tr><tr><th>30\u4ee3<\/th><td>18.7%<\/td><\/tr><tr><th>40\u4ee3<\/th><td>21.6%<\/td><\/tr><tr><th>50\u4ee3<\/th><td>21.5%<\/td><\/tr><tr><th>60\u4ee3\u4ee5\u4e0a<\/th><td>19.4%<\/td><\/tr><\/tbody><\/table>\n\n\n\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u5e74\u53ce\u5225\u306e\u5272\u5408<\/h3>\n\n\n\n<p>\u5e74\u53ce\u306b\u3088\u3063\u3066\u3082\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u5229\u7528\u50be\u5411\u306b\u306f\u9055\u3044\u304c\u898b\u3089\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p><span class=\"marker-line\">\u5e74\u53ce500\u4e07\u5186\u672a\u6e80\u306e\u65b9\u306e\u5272\u5408\u304c\u591a\u304f\u3001\u751f\u6d3b\u3084\u6025\u306a\u51fa\u8cbb\u306b\u5099\u3048\u308b\u305f\u3081\u306e\u9078\u629e\u80a2\u3068\u3057\u3066\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u5229\u7528\u3059\u308b\u4eba\u304c\u591a\u3044\u50be\u5411\u306b\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n\n\n\n<p>\u65e5\u3005\u306e\u652f\u51fa\u304c\u53ce\u5165\u3092\u4e0a\u56de\u308b\u5834\u9762\u304c\u591a\u304f\u306a\u308a\u3084\u3059\u304f\u3001\u4e00\u6642\u7684\u306a\u8cc7\u91d1\u4e0d\u8db3\u306b\u67d4\u8edf\u306b\u5bfe\u5fdc\u3067\u304d\u308b\u624b\u6bb5\u3068\u3057\u3066\u501f\u5165\u3092\u9078\u3093\u3060\u7d50\u679c\u3068\u3082\u8a00\u3048\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<table class=\"TableStyle01\"><tbody><tr><th>\u5e74\u53ce<\/th><th>\u5272\u5408<\/th><\/tr><tr><th>100\u4e07\u5186\u4ee5\u4e0b<\/th><td>19.9%<\/td><\/tr><tr><th>100\uff5e200\u4e07\u5186<\/th><td>13.6%<\/td><\/tr><tr><th>200\uff5e300\u4e07\u5186<\/th><td>15.5%<\/td><\/tr><tr><th>300\uff5e500\u4e07\u5186<\/th><td>27.9%<\/td><\/tr><tr><th>500\uff5e800\u4e07\u5186<\/th><td>16.9%<\/td><\/tr><tr><th>800\uff5e1,000\u4e07\u5186<\/th><td>3.3%<\/td><\/tr><tr><th>1,000\u4e07\u5186\u4ee5\u4e0a<\/th><td>2.9%<\/td><\/tr><\/tbody><\/table>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u3000\u5831\u544a\u66f8\u3000P7<br><a href=\"https:\/\/www.j-fsa.or.jp\/doc\/material\/report\/231031.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.j-fsa.or.jp\/doc\/material\/report\/231031.pdf<\/a><\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading jinr-heading d--bold\">\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u501f\u308a\u3066\u308b\u4eba\u306f\u304a\u91d1\u3092\u4f55\u306b\u4f7f\u3063\u3066\u308b\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"768\" height=\"512\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/02\/443683382.jpeg\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u501f\u308a\u3066\u308b\u4eba\u306f\u304a\u91d1\u3092\u4f55\u306b\u4f7f\u3063\u3066\u308b\uff1f\" class=\"wp-image-10145\"\/><\/figure>\n\n\n\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u304a\u91d1\u3092\u501f\u308a\u3066\u308b\u4eba\u306e\u501f\u5165\u76ee\u7684\u4e0a\u4f4d3\u4f4d\u306f\u6b21\u306e\u3088\u3046\u306b\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list jinr-list\">\n<li><b>\u751f\u6d3b\u8cbb\uff08\u5149\u71b1\u8cbb\u3092\u542b\u3080\uff09\u306e\u88dc\u586b<\/b><\/li>\n\n\n\n<li><b>\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u30fb\u30cd\u30c3\u30c8\u30b7\u30e7\u30c3\u30d4\u30f3\u30b0\u306b\u304a\u3051\u308b\u5f8c\u6255\u3044\u6c7a\u6e08\u306e\u652f\u6255\u3044<\/b><\/li>\n\n\n\n<li><b>\u6b32\u3057\u3044\u3082\u306e\u3092\u8cb7\u3046\u305f\u3081<\/b><\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u751f\u6d3b\u8cbb\u304c\u6700\u591a<\/h3>\n\n\n\n<p>\u6700\u3082\u591a\u3044\u306e\u306f\u3001\u6bce\u6708\u306e\u751f\u6d3b\u8cbb\u306e\u4e0d\u8db3\u5206\u3092\u88dc\u3046\u305f\u3081\u306e\u501f\u5165\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u96fb\u6c17\u4ee3\u3084\u30ac\u30b9\u4ee3\u3001\u5bb6\u8cc3\u3001\u98df\u8cbb\u306a\u3069\u3001\u65e5\u3005\u306e\u751f\u6d3b\u306b\u6b20\u304b\u305b\u306a\u3044\u51fa\u8cbb\u3092\u4e00\u6642\u7684\u306b\u88dc\u3046\u624b\u6bb5\u3068\u3057\u3066\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u304c\u9078\u3070\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p><span class=\"marker-line\">\u7279\u306b\u7d66\u6599\u65e5\u524d\u306e\u300c\u3042\u3068\u5c11\u3057\u8db3\u308a\u306a\u3044\u300d\u3068\u3044\u3063\u305f\u5834\u9762\u3067\u3001\u5373\u65e5\u878d\u8cc7\u53ef\u80fd\u306a\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3084\u30ad\u30e3\u30c3\u30b7\u30f3\u30b0\u304c\u91cd\u5b9d\u3055\u308c\u307e\u3059\u3002<\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading jinr-heading d--bold\">\u904a\u8208\u8cbb\u3084\u533b\u7642\u8cbb\u306b\u3082\u4f7f\u308f\u308c\u3066\u3044\u308b<\/h3>\n\n\n\n<p>\u751f\u6d3b\u8cbb\u306e\u307b\u304b\u306b\u3001<span 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