{"id":11104,"date":"2025-03-27T17:24:46","date_gmt":"2025-03-27T08:24:46","guid":{"rendered":"https:\/\/www.randcins.jp\/fin\/?p=11104"},"modified":"2025-03-27T17:24:49","modified_gmt":"2025-03-27T08:24:49","slug":"difference-bank-2","status":"publish","type":"post","link":"https:\/\/www.randcins.jp\/fin\/consumer-fin\/difference-bank-2\/","title":{"rendered":"\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u306e\u9055\u3044\u306f\uff1f\u91d1\u5229\u30fb\u5be9\u67fb\u30fb\u878d\u8cc7\u306e\u65e9\u3055\u3092\u5fb9\u5e95\u6bd4\u8f03"},"content":{"rendered":"<section class=\"wp-block-jinr-blocks-fukidashi b--jinr-block b--jinr-fukidashi\">\n\t\t\t\t<div class=\"o--jinr-fukidashi d--fukidashi-innervoice d--fukidashi-left d--fukidashi-border-normal d--border-simplecolor\">\n\t\t\t\t<div class=\"c--fukidashi-img-box\">\n\t\t\t\t<div class=\"a--fukidashi-img d--fukidashi-img-simplecolor\"><img decoding=\"async\" width=\"72\" height=\"72\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/11\/syakaijin_1.png\" alt=\"\u76f8\u8ac7\u8005A\"\/><\/div>\n\t\t\t\t<span class=\"a--fukidashi-icon-name\">\u76f8\u8ac7\u8005A<\/span>\n\t\t\t\t<div class=\"a--fukidashi-img-circle\" style=\"background-color:#eee;\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c--fukidashi-contents\" style=\"border-color:#eee; background-color:#fff;\"><\/p>\n<div class=\"o--fukidashi-inner\">\n<p>\u6025\u306a\u51fa\u8cbb\u3067\u304a\u91d1\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f\u3051\u308c\u3069\u3001\u3069\u3053\u3067\u501f\u308a\u305f\u3089\u826f\u3044\u304b\u308f\u304b\u3089\u306a\u3044<\/p>\n<\/div>\n<p><span class=\"a--fukidashi-parts-after\" style=\"border-color:#eee; background-color:#fff;\"><\/span><span class=\"a--fukidashi-parts-before\" style=\"border-color:#eee; background-color:#fff;\"><\/span><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/p>\n<\/section>\n<section class=\"wp-block-jinr-blocks-fukidashi b--jinr-block b--jinr-fukidashi\">\n\t\t\t\t<div class=\"o--jinr-fukidashi d--fukidashi-innervoice d--fukidashi-left d--fukidashi-border-normal d--border-simplecolor\">\n\t\t\t\t<div class=\"c--fukidashi-img-box\">\n\t\t\t\t<div class=\"a--fukidashi-img d--fukidashi-img-simplecolor\"><img decoding=\"async\" width=\"72\" height=\"72\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/11\/syakaijin_2.png\" alt=\"\u76f8\u8ac7\u8005B\"\/><\/div>\n\t\t\t\t<span class=\"a--fukidashi-icon-name\">\u76f8\u8ac7\u8005B<\/span>\n\t\t\t\t<div class=\"a--fukidashi-img-circle\" style=\"background-color:#eee;\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"c--fukidashi-contents\" style=\"border-color:#eee; background-color:#fff;\"><\/p>\n<div class=\"o--fukidashi-inner\">\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u306b\u9055\u3044\u306f\u3042\u308b\u306e\uff1f<\/p>\n<\/div>\n<p><span class=\"a--fukidashi-parts-after\" style=\"border-color:#eee; background-color:#fff;\"><\/span><span class=\"a--fukidashi-parts-before\" style=\"border-color:#eee; background-color:#fff;\"><\/span><\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/p>\n<\/section>\n<p>\u304a\u91d1\u3092\u501f\u308a\u305f\u3044\u3051\u308c\u3069\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u306e\u3069\u3061\u3089\u3092\u9078\u3076\u3079\u304d\u304b\u8ff7\u3046\u65b9\u3082\u3044\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n<p>\u4e21\u8005\u3068\u3082\u304a\u91d1\u3092\u501f\u308a\u308b\u624b\u6bb5\u3067\u3059\u304c\u3001\u6cd5\u5f8b\u3084\u91d1\u5229\u306a\u3069\u306e\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u672c\u8a18\u4e8b\u3067\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u306e\u9055\u3044\u3092\u6bd4\u8f03\u3057\u306a\u304c\u3089\u89e3\u8aac\u3057\u307e\u3059\u3002<\/span><\/p>\n<p>\u91d1\u5229\u3084\u5be9\u67fb\u30fb\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9\u306e\u9055\u3044\u3082\u7d39\u4ecb\u3059\u308b\u306e\u3067\u3001\u81ea\u5206\u306b\u5408\u3063\u305f\u501f\u5165\u5148\u3092\u7406\u89e3\u3057\u305f\u3044\u65b9\u306f\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h2 class=\"we-block-heading jinr-heading d--bold\">\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u306e\u9055\u3044\u3068\u306f\uff1f<\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-7263 size-full\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/12\/159101641.jpeg\" alt=\"\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u306e\u9055\u3044\u3068\u306f\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p><strong>\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u306e\u9055\u3044\u3092\u4ee5\u4e0b\u306b\u307e\u3068\u3081\u307e\u3057\u305f\u3002<\/strong><\/p>\n<table class=\"TableStyle01\">\n<tbody>\n<tr>\n<th width=\"30%\">\u9805\u76ee<\/th>\n<td>\u6d88\u8cbb\u8005\u91d1\u878d<\/td>\n<td>\u9280\u884c\u30ed\u30fc\u30f3<\/td>\n<\/tr>\n<tr>\n<th>\u6cd5\u5f8b<\/th>\n<td>\u8cb8\u91d1\u696d\u6cd5<\/td>\n<td>\u9280\u884c\u6cd5<\/td>\n<\/tr>\n<tr>\n<th>\u91d1\u5229\u76f8\u5834<\/th>\n<td>\u9ad8\u3081\uff08\u5e743.0\u301c18.0\uff05\u7a0b\u5ea6\uff09<\/td>\n<td>\u4f4e\u3081\uff08\u5e741.5\u301c15.0\uff05\u7a0b\u5ea6\uff09<\/td>\n<\/tr>\n<tr>\n<th>\u5be9\u67fb\u6642\u9593<\/th>\n<td>\u6700\u77ed\u5373\u65e5<\/td>\n<td>\u7fcc\u55b6\u696d\u65e5\u301c\u6700\u95772\u9031\u9593<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5404\u9805\u76ee\u306b\u3064\u3044\u3066\u89e3\u8aac\u3059\u308b\u306e\u3067\u3001\u53c2\u8003\u306b\u3057\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<h3 class=\"we-block-heading jinr-heading d--bold\">\u8cb8\u91d1\u696d\u6cd5\u3068\u9280\u884c\u6cd5\u3067\u6cd5\u5f8b\u306b\u9055\u3044\u304c\u3042\u308b<\/h3>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u306f\u3001\u3069\u3061\u3089\u3082\u500b\u4eba\u304c\u304a\u91d1\u3092\u501f\u308a\u308b\u969b\u306b\u5229\u7528\u3067\u304d\u308b\u624b\u6bb5\u306a\u53cd\u9762\u3001\u6cd5\u5f8b\u306e\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u3067\u9069\u7528\u3057\u3066\u3044\u308b\u300c\u8cb8\u91d1\u696d\u6cd5\u300d\u306f\u3001\u6d88\u8cbb\u8005\u304c\u904e\u5270\u306a\u501f\u91d1\u3092\u62b1\u3048\u305f\u308a\u3001\u9ad8\u91d1\u5229\u306b\u82e6\u3057\u3093\u3060\u308a\u3059\u308b\u306e\u3092\u9632\u3050\u76ee\u7684\u3067\u5236\u5b9a\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<p>\u878d\u8cc7\u91d1\u984d\u3092\u5236\u9650\u3059\u308b\u300c\u7dcf\u91cf\u898f\u5236\u300d\u306f\u3001\u5e74\u53ce3\u5206\u306e1\u3092\u8d85\u3048\u308b\u65b0\u305f\u306a\u501f\u5165\u306f\u3001\u539f\u5247\u3068\u3057\u3066\u8a8d\u3081\u306a\u3044\u3068\u898f\u5b9a\u3055\u308c\u305f\u8cb8\u91d1\u696d\u6cd5\u306e1\u3064\u3067\u3059\u3002<\/p>\n<blockquote class=\"wp-block-quote\"><p>\u7b2c\u5341\u4e09\u6761\u306e\u4e8c\u3000\u8cb8\u91d1\u696d\u8005\u306f\u3001\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u3092\u7de0\u7d50\u3057\u3088\u3046\u3068\u3059\u308b\u5834\u5408\u306b\u304a\u3044\u3066\u3001\u524d\u6761\u7b2c\u4e00\u9805\u306e\u898f\u5b9a\u306b\u3088\u308b\u8abf\u67fb\u306b\u3088\u308a\u3001\u5f53\u8a72\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u304c\u500b\u4eba\u904e\u5270\u8cb8\u4ed8\u5951\u7d04\u305d\u306e\u4ed6\u9867\u5ba2\u7b49\u306e\u8fd4\u6e08\u80fd\u529b\u3092\u8d85\u3048\u308b\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u3068\u8a8d\u3081\u3089\u308c\u308b\u3068\u304d\u306f\u3001\u5f53\u8a72\u8cb8\u4ed8\u3051\u306e\u5951\u7d04\u3092\u7de0\u7d50\u3057\u3066\u306f\u306a\u3089\u306a\u3044\u3002<br \/>\n\u5f15\u7528\uff1a<em>e-Gov \u6cd5\u4ee4\u691c\u7d22\u300c\u8cb8\u91d1\u696d\u6cd5\u7b2c\u5341\u4e09\u6761\u306e\u4e8c\u300d<br \/>\nhttps:\/\/laws.e-gov.go.jp\/law\/358AC1000000032<\/em><\/p><\/blockquote>\n<p><span class=\"marker-line\">\u4e00\u65b9\u3001\u9280\u884c\u30ed\u30fc\u30f3\u306f\u300c\u9280\u884c\u6cd5\u300d\u306b\u57fa\u3065\u3044\u3066\u904b\u55b6\u3055\u308c\u3066\u304a\u308a\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u3088\u3046\u306b\u660e\u78ba\u306a\u878d\u8cc7\u984d\u306e\u5236\u9650\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/span><\/p>\n<p>\u5e74\u53ce3\u5206\u306e1\u3092\u8d85\u3048\u308b\u501f\u5165\u304c\u53ef\u80fd\u306a\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u591a\u304f\u306e\u9280\u884c\u3067\u306f\u3001\u7dcf\u91cf\u898f\u5236\u306b\u985e\u4f3c\u3057\u305f\u72ec\u81ea\u306e\u57fa\u6e96\u3092\u8a2d\u3051\u3001\u878d\u8cc7\u306e\u53ef\u5426\u3084\u91d1\u984d\u3092\u6c7a\u5b9a\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h3 class=\"we-block-heading jinr-heading d--bold\">\u91d1\u5229\u306b\u9055\u3044\u304c\u3042\u308b<\/h3>\n<p><strong>\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u3092\u6bd4\u8f03\u3059\u308b\u3068\u3001\u91d1\u5229\u306b\u3082\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/strong><\/p>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u3001\u5e74\u7387\u7d043.0\u301c18.0\uff05\u7a0b\u5ea6\u306e\u91d1\u5229\u3067\u3001\u9280\u884c\u30ed\u30fc\u30f3\u3088\u308a\u3082\u9ad8\u3081\u306b\u8a2d\u5b9a\u3055\u308c\u3044\u307e\u3059\u3002<\/p>\n<p>\u305f\u3060\u3057\u3001\u306a\u304b\u306b\u306f\u4e00\u5b9a\u671f\u9593\u306e\u5229\u606f\u304c\u514d\u9664\u3055\u308c\u308b\u30b5\u30fc\u30d3\u30b9\u3092\u63d0\u4f9b\u3057\u3066\u3044\u308b\u6d88\u8cbb\u8005\u91d1\u878d\u304c\u3042\u308a\u3001\u671f\u9593\u5185\u306b\u8fd4\u6e08\u304c\u5b8c\u4e86\u3059\u308c\u3070\u3001\u5229\u606f\u3092\u6291\u3048\u305f\u501f\u5165\u304c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u9280\u884c\u30ed\u30fc\u30f3\u306f\u6bd4\u8f03\u7684\u4f4e\u3044\u91d1\u5229\u3067\u63d0\u4f9b\u3055\u308c\u3066\u304a\u308a\u3001\u5e74\u7387\u306f\u7d041.5\u301c15.0\uff05\u7a0b\u5ea6\u3067\u3059\u3002<\/p>\n<p><span class=\"marker-line\">\u501f\u5165\u6761\u4ef6\u304c\u91d1\u5229\u4ee5\u5916\u3067\u540c\u4e00\u306e\u5834\u5408\u3001\u9280\u884c\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3057\u3066\u878d\u8cc7\u3092\u53d7\u3051\u305f\u65b9\u304c\u3001\u652f\u6255\u3046\u5229\u606f\u306e\u8ca0\u62c5\u306f\u5c11\u306a\u304f\u306a\u308b\u3067\u3057\u3087\u3046<\/span>\u3002<\/p>\n<h3 class=\"we-block-heading jinr-heading d--bold\">\u5be9\u67fb\u6642\u9593\u306b\u9055\u3044\u304c\u3042\u308b<\/h3>\n<p><span class=\"marker-line\">\u6d88\u8cbb\u8005\u91d1\u878d\u3068\u9280\u884c\u30ed\u30fc\u30f3\u3067\u306f\u3001\u5be9\u67fb\u6642\u9593\u306b\u3082\u9055\u3044\u304c\u3042\u308a\u307e\u3059\u3002<\/span><\/p>\n<p>\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u6700\u77ed15\u5206\u7a0b\u5ea6\u306e\u5be9\u67fb\u6642\u9593\u3067\u3001\u6bd4\u8f03\u7684\u65e9\u3044\u306e\u304c\u7279\u5fb4\u3067\u3059\u3002<\/p>\n<p>\u591a\u304f\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u306f\u3001\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u3084\u81ea\u52d5\u5951\u7d04\u6a5f\u3092\u5229\u7528\u3057\u305f\u7533\u3057\u8fbc\u307f\u3092\u53d7\u3051\u4ed8\u3051\u3066\u304a\u308a\u3001\u6700\u77ed\u3067\u5373\u65e5\u878d\u8cc7\u306b\u5bfe\u5fdc\u3067\u304d\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u3002<\/p>\n<p>\u4e00\u65b9\u3001\u9280\u884c\u30ed\u30fc\u30f3\u306e\u5be9\u67fb\u6642\u9593\u306f1\u9031\u9593\u7a0b\u5ea6\u304b\u304b\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3088\u308a\u3082\u6642\u9593\u304c\u304b\u304b\u308a\u307e\u3059\u3002<\/p>\n<p>\u91d1\u5229\u304c\u5b89\u3044\u9280\u884c\u306f\u3001\u8cb8\u3057\u5012\u308c\u306e\u30ea\u30b9\u30af\u3092\u907f\u3051\u3089\u308c\u308b\u3088\u3046\u3001\u3088\u308a\u614e\u91cd\u306b\u9867\u5ba2\u306e\u4fe1\u7528\u60c5\u5831\u3092\u8a55\u4fa1\u3057\u8fd4\u6e08\u80fd\u529b\u3092\u5224\u65ad\u3057\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u878d\u8cc7\u3092\u6025\u3044\u3067\u3044\u308b\u5834\u5408\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3092\u9078\u3073\u307e\u3057\u3087\u3046\u3002<\/p>\n<h2 class=\"we-block-heading jinr-heading d--bold\"><strong>\u3069\u3061\u3089\u304c\u4f4e\u91d1\u5229\u3067\u501f\u308a\u3089\u308c\u308b\uff1f<\/strong><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-8127 size-full\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2024\/12\/795090732-min.jpeg\" alt=\"\u3069\u3061\u3089\u304c\u4f4e\u91d1\u5229\u3067\u501f\u308a\u3089\u308c\u308b\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p>\u4f4e\u91d1\u5229\u3067\u306e\u878d\u8cc7\u3092\u5e0c\u671b\u3059\u308b\u65b9\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3088\u308a\u3082\u91d1\u5229\u304c\u5b89\u3044\u9280\u884c\u30ed\u30fc\u30f3\u304c\u304a\u3059\u3059\u3081\u3067\u3059\u3002<\/p>\n<p>\u9280\u884c\u30ed\u30fc\u30f3\u306e\u91d1\u5229\u304c\u4f4e\u3044\u7406\u7531\u306f\u3001\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n<ul 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decoding=\"async\" class=\"aligncenter wp-image-8863 size-full\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/01\/232020381-min.jpeg\" alt=\"\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u3044\u306e\u306f\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p><span 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d--bold\"><strong>\u5373\u65e5\u3067\u3059\u3050\u306b\u501f\u308a\u3089\u308c\u308b\u306e\u306f\uff1f<\/strong><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-9127 size-full\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/01\/523947775-min.jpeg\" alt=\"\u5373\u65e5\u3067\u3059\u3050\u306b\u501f\u308a\u3089\u308c\u308b\u306e\u306f\uff1f\" width=\"768\" height=\"512\" \/><\/p>\n<p><span 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wp-image-9123 size-full\" src=\"https:\/\/www.randcins.jp\/fin\/wp-content\/uploads\/2025\/01\/442333109-min.jpeg\" alt=\"\u9055\u3044\u3092\u628a\u63e1\u3057\u3066\u501f\u5165\u5148\u3092\u9078\u307c\u3046\" width=\"768\" height=\"512\" \/><\/p>\n<p><span 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